UVV vs. FMCB
UVV (Universal Corporation) and FMCB (Farmers & Merchants Bancorp) are both stocks. UVV operates in Tobacco (Consumer Defensive), while FMCB operates in Banks - Regional (Financial Services). Over the past 10 years, UVV returned 5.09%/yr vs 10.29%/yr for FMCB. At a 0.01 correlation, their price movements are largely independent.
Performance
UVV vs. FMCB - Performance Comparison
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Returns By Period
In the year-to-date period, UVV achieves a 3.14% return, which is significantly lower than FMCB's 22.48% return. Over the past 10 years, UVV has underperformed FMCB with an annualized return of 5.09%, while FMCB has yielded a comparatively higher 10.29% annualized return.
UVV
- 1D
- -1.88%
- 1M
- -1.77%
- YTD
- 3.14%
- 6M
- 4.14%
- 1Y
- -7.53%
- 3Y*
- 7.54%
- 5Y*
- 4.61%
- 10Y*
- 5.09%
FMCB
- 1D
- 2.63%
- 1M
- 3.04%
- YTD
- 22.48%
- 6M
- 24.87%
- 1Y
- 39.81%
- 3Y*
- 12.94%
- 5Y*
- 11.17%
- 10Y*
- 10.29%
UVV vs. FMCB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UVV Universal Corporation | 3.14% | 2.27% | -13.39% | 35.79% | 1.82% | 19.59% | -8.96% | 11.08% | 7.79% | -14.79% |
FMCB Farmers & Merchants Bancorp | 22.48% | 6.83% | 2.04% | 2.51% | 11.29% | 28.38% | 1.00% | 11.65% | 5.62% | 7.90% |
Correlation
The correlation between UVV and FMCB is 0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.08 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.08 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.03 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.02 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2001 | 0.01 |
Fundamentals
UVV:
$1.73
FMCB:
$136.25
UVV:
30.51
FMCB:
9.95
UVV:
0.45
FMCB:
3.05
UVV:
$2.21B
FMCB:
$308.67M
UVV:
$412.39M
FMCB:
$243.83M
UVV:
$212.91M
FMCB:
$131.11M
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Return for Risk
UVV vs. FMCB — Risk / Return Rank
UVV
FMCB
UVV vs. FMCB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Universal Corporation (UVV) and Farmers & Merchants Bancorp (FMCB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UVV | FMCB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.45 | ||
| Sortino ratioReturn per unit of downside risk | -3.60 | ||
| Omega ratioGain probability vs. loss probability | 0.96 | 1.45 | -0.49 |
| Calmar ratioReturn relative to maximum drawdown | -0.50 | 5.58 | -6.07 |
| Martin ratioReturn relative to average drawdown | -0.83 | 15.66 | -16.50 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UVV | FMCB | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.32 | 2.13 | -2.45 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.19 | 0.54 | -0.35 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.18 | 0.50 | -0.33 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.28 | 0.43 | -0.15 |
Drawdowns
UVV vs. FMCB - Drawdown Comparison
The maximum UVV drawdown since its inception was -69.75%, which is greater than FMCB's maximum drawdown of -42.00%. Use the drawdown chart below to compare losses from any high point for UVV and FMCB.
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Drawdown Indicators
| UVV | FMCB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.75% | -42.00% | -27.75% |
Max Drawdown (1Y)Largest decline over 1 year | -15.23% | -7.17% | -8.06% |
Max Drawdown (3Y)Largest decline over 3 years | -29.70% | -14.32% | -15.38% |
Max Drawdown (5Y)Largest decline over 5 years | -29.70% | -16.91% | -12.79% |
Max Drawdown (10Y)Largest decline over 10 years | -45.68% | -25.24% | -20.44% |
Current DrawdownCurrent decline from peak | -14.30% | -3.39% | -10.91% |
Average DrawdownAverage peak-to-trough decline | -18.59% | -9.64% | -8.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.04% | 2.55% | +6.49% |
Volatility
UVV vs. FMCB - Volatility Comparison
Universal Corporation (UVV) and Farmers & Merchants Bancorp (FMCB) have volatilities of 10.11% and 10.29%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UVV | FMCB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.11% | 10.29% | -0.18% |
Volatility (6M)Calculated over the trailing 6-month period | 18.46% | 15.02% | +3.44% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.77% | 18.80% | +4.97% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.57% | 20.83% | +3.74% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.94% | 20.73% | +8.21% |
Dividends
UVV vs. FMCB - Dividend Comparison
UVV's dividend yield for the trailing twelve months is around 6.22%, more than FMCB's 1.80% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FMCB Farmers & Merchants Bancorp | 1.80% | 1.74% | 1.71% | 1.62% | 1.54% | 1.59% | 1.94% | 1.85% | 1.99% | 2.00% | 2.05% | 2.39% |
UVV Universal Corporation | 6.22% | 6.18% | 5.87% | 4.72% | 5.95% | 5.64% | 6.30% | 5.29% | 4.80% | 4.11% | 3.33% | 3.71% |
Financials
UVV vs. FMCB - Financials Comparison
This section allows you to compare key financial metrics between Universal Corporation and Farmers & Merchants Bancorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
UVV and FMCB have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FMCB has higher volatility (10.29%) compared to UVV (10.11%). In terms of maximum drawdown, UVV dropped -69.75% vs FMCB's -42.00%.
FMCB currently has the higher Sharpe Ratio (2.13 vs -0.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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