USRT vs. XLRI
USRT (iShares Core U.S. REIT ETF) and XLRI (State Street Real Estate Select Sector SPDR Premium Income ETF) are both exchange-traded funds - USRT is a REIT fund tracking the FTSE Nareit Equity REITS 40 Act Capped Index, while XLRI is a Derivative Income fund actively managed by State Street. USRT is passively managed, while XLRI is actively managed. Their correlation of 0.92 suggests significant overlap in exposure. USRT charges 0.08%/yr vs 0.35%/yr for XLRI.
Performance
USRT vs. XLRI - Performance Comparison
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Returns By Period
In the year-to-date period, USRT achieves a 17.49% return, which is significantly higher than XLRI's 6.71% return.
USRT
- 1D
- 1.30%
- 1M
- 1.84%
- YTD
- 17.49%
- 6M
- 17.97%
- 1Y
- 18.57%
- 3Y*
- 14.08%
- 5Y*
- 5.53%
- 10Y*
- 6.53%
XLRI
- 1D
- 1.31%
- 1M
- 1.23%
- YTD
- 6.71%
- 6M
- 7.39%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
USRT vs. XLRI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
USRT iShares Core U.S. REIT ETF | 17.49% | 0.46% |
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF | 6.71% | -0.57% |
Correlation
The correlation between USRT and XLRI is 0.92, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025 | 0.92 |
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Return for Risk
USRT vs. XLRI — Risk / Return Rank
USRT
XLRI
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
USRT vs. XLRI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Core U.S. REIT ETF (USRT) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USRT | XLRI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | 1.24 | — | — |
| Calmar ratioReturn relative to maximum drawdown | 2.32 | — | — |
| Martin ratioReturn relative to average drawdown | 7.44 | — | — |
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Drawdowns
USRT vs. XLRI - Drawdown Comparison
The maximum USRT drawdown since its inception was -69.92%, which is greater than XLRI's maximum drawdown of -7.12%. Use the drawdown chart below to compare losses from any high point for USRT and XLRI.
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Drawdown Indicators
| USRT | XLRI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.92% | -7.12% | -62.80% |
Max Drawdown (1Y)Largest decline over 1 year | -8.04% | — | — |
Max Drawdown (3Y)Largest decline over 3 years | -18.70% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -31.03% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -44.38% | — | — |
Current DrawdownCurrent decline from peak | -0.25% | -0.54% | +0.29% |
Average DrawdownAverage peak-to-trough decline | -12.94% | -1.65% | -11.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.50% | — | — |
Volatility
USRT vs. XLRI - Volatility Comparison
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Volatility by Period
| USRT | XLRI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.19% | — | — |
Volatility (6M)Calculated over the trailing 6-month period | 10.06% | — | — |
Volatility (1Y)Calculated over the trailing 1-year period | 13.89% | 10.99% | +2.90% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.93% | 10.99% | +7.94% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.33% | 10.99% | +10.34% |
USRT vs. XLRI - Expense Ratio Comparison
USRT has a 0.08% expense ratio, which is lower than XLRI's 0.35% expense ratio.
Dividends
USRT vs. XLRI - Dividend Comparison
USRT's dividend yield for the trailing twelve months is around 2.57%, less than XLRI's 12.24% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USRT iShares Core U.S. REIT ETF | 2.57% | 3.07% | 2.85% | 3.18% | 3.46% | 2.27% | 3.12% | 3.34% | 5.66% | 3.44% | 3.98% | 3.59% |
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF | 12.24% | 6.85% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
With a correlation of 0.92, USRT and XLRI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
On fees, USRT is cheaper at 0.08% per year. The better choice depends on whether you care most about return, fees, risk, or income.
USRT is cheaper with a 0.08% expense ratio, compared with 0.35% for XLRI.
XLRI has the higher dividend yield at 12.24%, compared with 2.57% for USRT.
USRT is categorized as REIT, while XLRI is Derivative Income. They also come from different issuers: iShares and State Street. Their fees differ too: 0.08% for USRT and 0.35% for XLRI.
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