USRT vs. VBISX
USRT (iShares Core U.S. REIT ETF) and VBISX (Vanguard Short-Term Bond Index Fund) are both funds - USRT is a REIT fund tracking the FTSE NAREIT Equity REITs Index, while VBISX is a Short-Term Bond fund managed by Vanguard. Over the past 10 years, USRT returned 6.67%/yr vs 1.77%/yr for VBISX. At a correlation of -0.01, they often move in opposite directions. USRT charges 0.08%/yr vs 0.15%/yr for VBISX.
Performance
USRT vs. VBISX - Performance Comparison
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Returns By Period
In the year-to-date period, USRT achieves a 17.79% return, which is significantly higher than VBISX's 0.26% return. Over the past 10 years, USRT has outperformed VBISX with an annualized return of 6.67%, while VBISX has yielded a comparatively lower 1.77% annualized return.
USRT
- 1D
- 0.94%
- 1M
- 3.13%
- YTD
- 17.79%
- 6M
- 17.95%
- 1Y
- 19.33%
- 3Y*
- 12.69%
- 5Y*
- 5.06%
- 10Y*
- 6.67%
VBISX
- 1D
- 0.20%
- 1M
- 0.24%
- YTD
- 0.26%
- 6M
- 0.79%
- 1Y
- 3.44%
- 3Y*
- 4.18%
- 5Y*
- 1.40%
- 10Y*
- 1.77%
USRT vs. VBISX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USRT iShares Core U.S. REIT ETF | 17.79% | 2.44% | 8.58% | 13.64% | -24.43% | 43.26% | -8.06% | 25.98% | -4.67% | 5.27% |
VBISX Vanguard Short-Term Bond Index Fund | 0.26% | 5.67% | 3.66% | 4.54% | -5.61% | -1.35% | 4.63% | 4.78% | 1.27% | 1.10% |
Correlation
The correlation between USRT and VBISX is 0.32, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.32 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.28 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.24 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.17 |
Correlation (All Time) Calculated using the full available price history since May 4, 2007 | -0.01 |
The correlation between USRT and VBISX shifts across timeframes, from -0.01 (all time) to 0.32 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
USRT vs. VBISX — Risk / Return Rank
USRT
VBISX
USRT vs. VBISX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Core U.S. REIT ETF (USRT) and Vanguard Short-Term Bond Index Fund (VBISX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USRT | VBISX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.21 | ||
| Sortino ratioReturn per unit of downside risk | -0.75 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.33 | -0.08 |
| Calmar ratioReturn relative to maximum drawdown | 2.42 | 2.37 | +0.05 |
| Martin ratioReturn relative to average drawdown | 7.79 | 7.35 | +0.44 |
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Drawdowns
USRT vs. VBISX - Drawdown Comparison
The maximum USRT drawdown since its inception was -69.92%, which is greater than VBISX's maximum drawdown of -8.79%. Use the drawdown chart below to compare losses from any high point for USRT and VBISX.
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Drawdown Indicators
| USRT | VBISX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.92% | -8.79% | -61.13% |
Max Drawdown (1Y)Largest decline over 1 year | -8.04% | -1.54% | -6.50% |
Max Drawdown (3Y)Largest decline over 3 years | -18.70% | -1.55% | -17.15% |
Max Drawdown (5Y)Largest decline over 5 years | -31.03% | -8.72% | -22.31% |
Max Drawdown (10Y)Largest decline over 10 years | -44.38% | -8.79% | -35.59% |
Current DrawdownCurrent decline from peak | 0.00% | -0.66% | +0.66% |
Average DrawdownAverage peak-to-trough decline | -12.96% | -0.87% | -12.09% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.49% | 0.50% | +1.99% |
Volatility
USRT vs. VBISX - Volatility Comparison
iShares Core U.S. REIT ETF (USRT) has a higher volatility of 4.71% compared to Vanguard Short-Term Bond Index Fund (VBISX) at 0.70%. This indicates that USRT's price experiences larger fluctuations and is considered to be riskier than VBISX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USRT | VBISX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.71% | 0.70% | +4.01% |
Volatility (6M)Calculated over the trailing 6-month period | 9.64% | 1.60% | +8.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.57% | 2.23% | +11.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.92% | 2.95% | +15.97% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.30% | 2.39% | +18.91% |
USRT vs. VBISX - Expense Ratio Comparison
USRT has a 0.08% expense ratio, which is lower than VBISX's 0.15% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
USRT vs. VBISX - Dividend Comparison
USRT's dividend yield for the trailing twelve months is around 2.56%, less than VBISX's 3.90% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USRT iShares Core U.S. REIT ETF | 2.56% | 3.07% | 2.85% | 3.18% | 3.46% | 2.27% | 3.12% | 3.34% | 5.66% | 3.44% | 3.98% | 3.59% |
VBISX Vanguard Short-Term Bond Index Fund | 3.90% | 3.44% | 3.29% | 2.10% | 1.38% | 1.16% | 1.72% | 2.16% | 1.92% | 1.58% | 1.42% | 1.34% |
Frequently Asked Questions
USRT and VBISX have a correlation of 0.32, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USRT has higher volatility (4.71%) compared to VBISX (0.70%). In terms of maximum drawdown, USRT dropped -69.92% vs VBISX's -8.79%.
VBISX currently has the higher Sharpe Ratio (1.64 vs 1.43), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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