USO vs. USIO
USO (United States Oil Fund LP) is Oil & Gas fund tracking the Front Month Light Sweet Crude Oil, while USIO (Usio, Inc.) is a stock. Over the past 10 years, USO returned 3.17%/yr vs 7.05%/yr for USIO. At a 0.02 correlation, their price movements are largely independent.
Performance
USO vs. USIO - Performance Comparison
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Returns By Period
In the year-to-date period, USO achieves a 73.76% return, which is significantly lower than USIO's 81.62% return. Over the past 10 years, USO has underperformed USIO with an annualized return of 3.17%, while USIO has yielded a comparatively higher 7.05% annualized return.
USO
- 1D
- 2.02%
- 1M
- -4.19%
- 6M
- 63.54%
- YTD
- 73.76%
- 1Y
- 58.91%
- 3Y*
- 21.22%
- 5Y*
- 19.63%
- 10Y*
- 3.17%
USIO
- 1D
- 10.27%
- 1M
- 36.46%
- 6M
- 81.62%
- YTD
- 81.62%
- 1Y
- 42.77%
- 3Y*
- 11.33%
- 5Y*
- -15.69%
- 10Y*
- 7.05%
USO vs. USIO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USO United States Oil Fund LP | 73.76% | -8.46% | 13.35% | -4.94% | 28.97% | 64.68% | -67.79% | 32.61% | -19.57% | 2.47% |
USIO Usio, Inc. | 81.62% | -6.85% | -15.12% | 4.24% | -62.16% | 63.30% | 71.15% | -6.02% | -34.39% | 36.76% |
Correlation
The correlation between USO and USIO is -0.12, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.12 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.01 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.00 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.02 |
Correlation (All Time) Calculated using the full available price history since Apr 10, 2006 | 0.02 |
The correlation between USO and USIO shifts across timeframes, from -0.12 (1 year) to 0.02 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
USO vs. USIO — Risk / Return Rank
USO
USIO
USO vs. USIO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for United States Oil Fund LP (USO) and Usio, Inc. (USIO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USO | USIO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.57 | ||
| Sortino ratioReturn per unit of downside risk | +0.47 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.19 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 1.82 | 0.96 | +0.86 |
| Martin ratioReturn relative to average drawdown | 4.88 | 1.68 | +3.20 |
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Drawdowns
USO vs. USIO - Drawdown Comparison
The maximum USO drawdown since its inception was -98.19%, roughly equal to the maximum USIO drawdown of -99.72%. Use the drawdown chart below to compare losses from any high point for USO and USIO.
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Drawdown Indicators
| USO | USIO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.19% | -99.72% | +1.53% |
Max Drawdown (1Y)Largest decline over 1 year | -32.49% | -44.59% | +12.10% |
Max Drawdown (3Y)Largest decline over 3 years | -32.49% | -59.46% | +26.97% |
Max Drawdown (5Y)Largest decline over 5 years | -36.23% | -87.29% | +51.06% |
Max Drawdown (10Y)Largest decline over 10 years | -86.75% | -87.29% | +0.54% |
Current DrawdownCurrent decline from peak | -87.21% | -96.94% | +9.73% |
Average DrawdownAverage peak-to-trough decline | -75.35% | -95.46% | +20.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.11% | 25.60% | -13.49% |
Volatility
USO vs. USIO - Volatility Comparison
The current volatility for United States Oil Fund LP (USO) is 14.67%, while Usio, Inc. (USIO) has a volatility of 25.89%. This indicates that USO experiences smaller price fluctuations and is considered to be less risky than USIO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USO | USIO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.67% | 25.89% | -11.22% |
Volatility (6M)Calculated over the trailing 6-month period | 40.75% | 45.08% | -4.33% |
Volatility (1Y)Calculated over the trailing 1-year period | 44.93% | 57.36% | -12.43% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.68% | 69.03% | -32.35% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.08% | 86.70% | -47.62% |
Dividends
USO vs. USIO - Dividend Comparison
Neither USO nor USIO has paid dividends to shareholders.
Frequently Asked Questions
USO and USIO have a correlation of -0.12, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USIO has higher volatility (25.89%) compared to USO (14.67%). In terms of maximum drawdown, USO dropped -98.19% vs USIO's -99.72%.
USO currently has the higher Sharpe Ratio (1.32 vs 0.75), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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