USIN vs. ZROZ
USIN (WisdomTree 7-10 Year Laddered Treasury Fund) and ZROZ (PIMCO 25+ Year Zero Coupon US Treasury Index Fund) are both Government Bonds funds - USIN tracks the Bloomberg US Treasury 7-10 Year Laddered Index while ZROZ tracks the ICE BofA Long U.S. Treasury Principal STRIPS Index. Both are passively managed. Over the past year, USIN returned 0.54% vs -7.54% for ZROZ. Their correlation of 0.86 means they have usually moved in the same direction. Both charge a 0.15% expense ratio.
Performance
USIN vs. ZROZ - Performance Comparison
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Returns By Period
In the year-to-date period, USIN achieves a -1.54% return, which is significantly higher than ZROZ's -7.23% return.
USIN
- 1D
- -0.34%
- 1M
- -1.33%
- 6M
- -1.36%
- YTD
- -1.54%
- 1Y
- 0.54%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 3.16%
ZROZ
- 1D
- -1.24%
- 1M
- -7.20%
- 6M
- -6.41%
- YTD
- -7.23%
- 1Y
- -7.54%
- 3Y*
- -8.06%
- 5Y*
- -14.47%
- 10Y*
- -5.40%
- ALL TIME*
- 1.69%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $36.81K | $48.37K | $36.16K | |
| $41.31M | $45.82M | $40.38M |
USIN vs. ZROZ - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
USIN WisdomTree 7-10 Year Laddered Treasury Fund | -1.54% | 7.97% | 1.28% |
ZROZ PIMCO 25+ Year Zero Coupon US Treasury Index Fund | -7.23% | -1.84% | -9.31% |
Correlation
The correlation between USIN and ZROZ is 0.81, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.81 |
Correlation (All Time) Calculated using the full available price history since Mar 14, 2024 | 0.86 |
The correlation between USIN and ZROZ has been stable across timeframes, ranging from 0.81 to 0.86 - a consistent structural relationship.
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Return for Risk
USIN vs. ZROZ — Risk / Return Rank
USIN
ZROZ
USIN vs. ZROZ - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for WisdomTree 7-10 Year Laddered Treasury Fund (USIN) and PIMCO 25+ Year Zero Coupon US Treasury Index Fund (ZROZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USIN | ZROZ | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.75 | ||
| Sortino ratioReturn per unit of downside risk | +1.01 | ||
| Omega ratioGain probability vs. loss probability | 1.06 | 0.95 | +0.11 |
| Calmar ratioReturn relative to maximum drawdown | 0.42 | -0.39 | +0.81 |
| Martin ratioReturn relative to average drawdown | 0.98 | -0.82 | +1.79 |
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Drawdowns
USIN vs. ZROZ - Drawdown Comparison
The maximum USIN drawdown since its inception was -6.88%, smaller than the maximum ZROZ drawdown of -62.93%. Use the drawdown chart below to compare losses from any high point for USIN and ZROZ.
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Drawdown Indicators
| USIN | ZROZ | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -6.88% | -62.93% | +56.05% |
Max Drawdown (1Y)Largest decline over 1 year | -4.09% | -14.90% | +10.81% |
Max Drawdown (3Y)Largest decline over 3 years | — | -26.42% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -57.98% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -62.93% | — |
Current DrawdownCurrent decline from peak | -3.66% | -62.42% | +58.76% |
Average DrawdownAverage peak-to-trough decline | -1.92% | -24.38% | +22.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.75% | 7.18% | -5.43% |
Volatility
USIN vs. ZROZ - Volatility Comparison
The current volatility for WisdomTree 7-10 Year Laddered Treasury Fund (USIN) is 1.19%, while PIMCO 25+ Year Zero Coupon US Treasury Index Fund (ZROZ) has a volatility of 4.20%. This indicates that USIN experiences smaller price fluctuations and is considered to be less risky than ZROZ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USIN | ZROZ | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.19% | 4.20% | -3.01% |
Volatility (6M)Calculated over the trailing 6-month period | 3.60% | 11.11% | -7.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.63% | 15.45% | -10.82% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.79% | 23.76% | -17.97% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.79% | 21.96% | -16.17% |
USIN vs. ZROZ - Expense Ratio Comparison
Both USIN and ZROZ have an expense ratio of 0.15%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
USIN vs. ZROZ - Dividend Comparison
USIN's dividend yield for the trailing twelve months is around 4.10%, less than ZROZ's 5.59% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USIN WisdomTree 7-10 Year Laddered Treasury Fund | 4.10% | 3.85% | 3.25% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
ZROZ PIMCO 25+ Year Zero Coupon US Treasury Index Fund | 5.59% | 4.96% | 4.58% | 3.52% | 2.76% | 1.60% | 1.68% | 2.22% | 2.06% | 2.53% | 3.00% | 2.98% |
Frequently Asked Questions
USIN and ZROZ have a correlation of 0.81, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ZROZ has higher volatility (4.20%) compared to USIN (1.19%). In terms of maximum drawdown, USIN dropped -6.88% vs ZROZ's -62.93%.
On 1-year performance, USIN leads with 0.54% vs -7.54% for ZROZ. Both ETFs have the same 0.15% expense ratio. On volatility, USIN has been the lower-risk option at 1.19%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, USIN has performed better with a 0.54% return vs -7.54%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
USIN and ZROZ have the same expense ratio: 0.15% per year.
ZROZ has the higher dividend yield at 5.59%, compared with 4.10% for USIN.
USIN tracks Bloomberg US Treasury 7-10 Year Laddered Index, while ZROZ tracks ICE BofA Long U.S. Treasury Principal STRIPS Index. They also come from different issuers: WisdomTree and PIMCO.
USIN currently has the higher Sharpe Ratio (0.37 vs -0.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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