USIN vs. USFR

Last updated Jun 4, 2026

USIN (WisdomTree 7-10 Year Laddered Treasury Fund) and USFR (WisdomTree Floating Rate Treasury Fund) are both Government Bonds funds from WisdomTree - USIN tracks the Bloomberg US Treasury 7-10 Year Laddered Index while USFR tracks the Bloomberg U.S. Treasury Floating Rate Bond Index. Both are passively managed. Over the past year, USIN returned 4.04% vs 4.03% for USFR. At a correlation of -0.04, they often move in opposite directions. Both charge a 0.15% expense ratio.

Performance

USIN vs. USFR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in WisdomTree 7-10 Year Laddered Treasury Fund (USIN) and WisdomTree Floating Rate Treasury Fund (USFR). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, USIN achieves a -0.70% return, which is significantly lower than USFR's 1.60% return.

USIN

• 1D: -0.24%
• 1M: -0.11%
• YTD: -0.70%
• 6M: -1.21%
• 1Y: 4.04%
• 3Y*: —
• 5Y*: —
• 10Y*: —

USFR

• 1D: 0.02%
• 1M: 0.29%
• YTD: 1.60%
• 6M: 1.98%
• 1Y: 4.03%
• 3Y*: 4.76%
• 5Y*: 3.66%
• 10Y*: 2.47%

*Multi-year figures are annualized to reflect compound growth (CAGR)

USIN vs. USFR - Yearly Performance Comparison

	2026 (YTD)	2025	2024
USIN WisdomTree 7-10 Year Laddered Treasury Fund	-0.70%	7.97%	1.59%
USFR WisdomTree Floating Rate Treasury Fund	1.60%	4.23%	4.21%

Correlation

The correlation between USIN and USFR is -0.04, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.04
Correlation (All Time) Calculated using the full available price history since Mar 15, 2024	-0.04

Return for Risk

USIN vs. USFR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

USIN

USIN Risk / Return Rank: 24
USIN Sharpe Ratio Rank: 25
USIN Sortino Ratio Rank: 25
USIN Omega Ratio Rank: 23
USIN Calmar Ratio Rank: 23
USIN Martin Ratio Rank: 24

USFR

USFR Risk / Return Rank: 100
USFR Sharpe Ratio Rank: 100
USFR Sortino Ratio Rank: 100
USFR Omega Ratio Rank: 100
USFR Calmar Ratio Rank: 100
USFR Martin Ratio Rank: 100

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

USIN vs. USFR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for WisdomTree 7-10 Year Laddered Treasury Fund (USIN) and WisdomTree Floating Rate Treasury Fund (USFR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	USIN	USFR	Difference
Sharpe ratio: Return per unit of total volatility	0.86	15.11	-14.26
Sortino ratio: Return per unit of downside risk	1.28	50.64	-49.36
Omega ratio: Gain probability vs. loss probability	1.15	13.43	-12.28
Calmar ratio: Return relative to maximum drawdown	0.99	203.42	-202.43
Martin ratio: Return relative to average drawdown	2.96	787.84	-784.88
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

USIN vs. USFR - Sharpe Ratio Comparison

The current USIN Sharpe Ratio is 0.86, which is lower than the USFR Sharpe Ratio of 15.11. The chart below compares the historical Sharpe Ratios of USIN and USFR, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	USIN	USFR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.86	15.11	-14.26
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	9.26	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	3.07	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.67	1.60	-0.93

Drawdowns

USIN vs. USFR - Drawdown Comparison

The maximum USIN drawdown since its inception was -6.88%, which is greater than USFR's maximum drawdown of -1.36%. Use the drawdown chart below to compare losses from any high point for USIN and USFR.

Drawdown Indicators

	USIN	USFR	Difference
Max Drawdown Largest peak-to-trough decline	-6.88%	-1.36%	-5.52%
Max Drawdown (1Y) Largest decline over 1 year	-4.09%	-0.02%	-4.07%
Max Drawdown (3Y) Largest decline over 3 years	—	-0.06%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-0.18%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-0.80%	—
Current Drawdown Current decline from peak	-2.85%	0.00%	-2.85%
Average Drawdown Average peak-to-trough decline	-1.86%	-0.16%	-1.70%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.37%	0.01%	+1.36%

Volatility

USIN vs. USFR - Volatility Comparison

WisdomTree 7-10 Year Laddered Treasury Fund (USIN) has a higher volatility of 1.52% compared to WisdomTree Floating Rate Treasury Fund (USFR) at 0.06%. This indicates that USIN's price experiences larger fluctuations and is considered to be riskier than USFR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	USIN	USFR	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.52%	0.06%	+1.46%
Volatility (6M) Calculated over the trailing 6-month period	3.30%	0.18%	+3.12%
Volatility (1Y) Calculated over the trailing 1-year period	4.74%	0.27%	+4.47%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	5.86%	0.40%	+5.46%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.86%	0.81%	+5.05%

USIN vs. USFR - Expense Ratio Comparison

Both USIN and USFR have an expense ratio of 0.15%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.

Dividends

USIN vs. USFR - Dividend Comparison

USIN's dividend yield for the trailing twelve months is around 3.98%, more than USFR's 3.91% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
USFR WisdomTree Floating Rate Treasury Fund	3.91%	4.15%	5.17%	5.12%	1.78%	0.01%	0.40%	2.08%	1.67%	1.03%	0.29%
USIN WisdomTree 7-10 Year Laddered Treasury Fund	3.98%	3.85%	3.25%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both USIN and USFR in my portfolio?

USIN and USFR have a correlation of -0.04, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, USIN or USFR?

USIN has higher volatility (1.52%) compared to USFR (0.06%). In terms of maximum drawdown, USIN dropped -6.88% vs USFR's -1.36%.

Which ETF is better, USIN or USFR?

On 1-year performance, USIN leads with 4.04% vs 4.03% for USFR. Both ETFs have the same 0.15% expense ratio. On volatility, USFR has been the lower-risk option at 0.06%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, USIN or USFR?

Over the 1-year period, USIN has performed better with a 4.04% return vs 4.03%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, USIN or USFR?

USIN and USFR have the same expense ratio: 0.15% per year.

Which ETF pays a higher dividend yield, USIN or USFR?

USIN has the higher dividend yield at 3.98%, compared with 3.91% for USFR.

What is the main difference between USIN and USFR?

USIN tracks Bloomberg US Treasury 7-10 Year Laddered Index, while USFR tracks Bloomberg U.S. Treasury Floating Rate Bond Index.

Which has better risk-adjusted returns?

USFR currently has the higher Sharpe Ratio (15.11 vs 0.86), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.