USERX vs. FXAIX
Compare and contrast key facts about U.S. Global Investors Gold & Precious Metals Fund (USERX) and Fidelity 500 Index Fund (FXAIX).
USERX is managed by US Global. It was launched on Jun 30, 1974. FXAIX is a passively managed fund by Fidelity that tracks the performance of the S&P 500 Index. It was launched on Feb 17, 1988.
Performance
USERX vs. FXAIX - Performance Comparison
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USERX vs. FXAIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USERX U.S. Global Investors Gold & Precious Metals Fund | -3.65% | 167.44% | 16.75% | 1.44% | -17.44% | -10.80% | 37.16% | 51.34% | -14.24% | 13.07% |
FXAIX Fidelity 500 Index Fund | -7.05% | 17.84% | 25.01% | 26.29% | -18.14% | 28.71% | 18.42% | 31.48% | -4.43% | 21.82% |
Returns By Period
In the year-to-date period, USERX achieves a -3.65% return, which is significantly higher than FXAIX's -7.05% return. Over the past 10 years, USERX has outperformed FXAIX with an annualized return of 17.26%, while FXAIX has yielded a comparatively lower 13.75% annualized return.
USERX
- 1D
- -0.77%
- 1M
- -29.27%
- YTD
- -3.65%
- 6M
- 14.10%
- 1Y
- 93.42%
- 3Y*
- 41.60%
- 5Y*
- 20.82%
- 10Y*
- 17.26%
FXAIX
- 1D
- -0.39%
- 1M
- -7.68%
- YTD
- -7.05%
- 6M
- -4.59%
- 1Y
- 14.42%
- 3Y*
- 17.17%
- 5Y*
- 11.40%
- 10Y*
- 13.75%
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USERX vs. FXAIX - Expense Ratio Comparison
USERX has a 1.52% expense ratio, which is higher than FXAIX's 0.02% expense ratio.
Return for Risk
USERX vs. FXAIX — Risk / Return Rank
USERX
FXAIX
USERX vs. FXAIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for U.S. Global Investors Gold & Precious Metals Fund (USERX) and Fidelity 500 Index Fund (FXAIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USERX | FXAIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.19 | 0.84 | +1.36 |
Sortino ratioReturn per unit of downside risk | 2.42 | 1.30 | +1.12 |
Omega ratioGain probability vs. loss probability | 1.36 | 1.20 | +0.16 |
Calmar ratioReturn relative to maximum drawdown | 2.89 | 1.05 | +1.84 |
Martin ratioReturn relative to average drawdown | 10.76 | 5.13 | +5.64 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USERX | FXAIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.19 | 0.84 | +1.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.64 | 0.68 | -0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.51 | 0.77 | -0.26 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.00 | 0.75 | -0.75 |
Correlation
The correlation between USERX and FXAIX is 0.22, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
USERX vs. FXAIX - Dividend Comparison
USERX's dividend yield for the trailing twelve months is around 3.06%, more than FXAIX's 1.20% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USERX U.S. Global Investors Gold & Precious Metals Fund | 3.06% | 2.95% | 1.48% | 0.00% | 0.00% | 2.13% | 2.68% | 0.00% | 1.76% | 0.00% | 0.88% | 0.47% |
FXAIX Fidelity 500 Index Fund | 1.20% | 1.11% | 1.25% | 1.45% | 1.69% | 1.22% | 1.60% | 2.06% | 2.72% | 1.97% | 2.52% | 2.83% |
Drawdowns
USERX vs. FXAIX - Drawdown Comparison
The maximum USERX drawdown since its inception was -97.74%, which is greater than FXAIX's maximum drawdown of -33.79%. Use the drawdown chart below to compare losses from any high point for USERX and FXAIX.
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Drawdown Indicators
| USERX | FXAIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.74% | -33.79% | -63.95% |
Max Drawdown (1Y)Largest decline over 1 year | -32.20% | -12.13% | -20.07% |
Max Drawdown (5Y)Largest decline over 5 years | -43.45% | -24.50% | -18.95% |
Max Drawdown (10Y)Largest decline over 10 years | -43.45% | -33.79% | -9.66% |
Current DrawdownCurrent decline from peak | -47.32% | -8.89% | -38.43% |
Average DrawdownAverage peak-to-trough decline | -75.18% | -3.83% | -71.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.66% | 2.50% | +6.16% |
Volatility
USERX vs. FXAIX - Volatility Comparison
U.S. Global Investors Gold & Precious Metals Fund (USERX) has a higher volatility of 16.05% compared to Fidelity 500 Index Fund (FXAIX) at 4.24%. This indicates that USERX's price experiences larger fluctuations and is considered to be riskier than FXAIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USERX | FXAIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.05% | 4.24% | +11.81% |
Volatility (6M)Calculated over the trailing 6-month period | 37.16% | 9.08% | +28.08% |
Volatility (1Y)Calculated over the trailing 1-year period | 43.96% | 18.13% | +25.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.50% | 16.88% | +15.62% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.98% | 18.03% | +15.95% |