USCAX vs. SWSSX
Compare and contrast key facts about USAA Small Cap Stock Fund (USCAX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX).
USCAX is managed by Victory. It was launched on Aug 2, 1999. SWSSX is a passively managed fund by Charles Schwab that tracks the performance of the Russell 2000 Index. It was launched on May 19, 1997.
Performance
USCAX vs. SWSSX - Performance Comparison
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USCAX vs. SWSSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USCAX USAA Small Cap Stock Fund | -2.08% | 9.15% | 5.34% | 17.35% | -19.99% | 17.08% | 22.22% | 29.04% | -9.97% | 10.10% |
SWSSX Schwab Small-Cap Index Fund-Select Shares | -2.49% | 12.88% | 11.57% | 17.07% | -20.43% | 14.77% | 20.12% | 25.63% | -11.19% | 14.76% |
Returns By Period
In the year-to-date period, USCAX achieves a -2.08% return, which is significantly higher than SWSSX's -2.49% return. Over the past 10 years, USCAX has underperformed SWSSX with an annualized return of 8.59%, while SWSSX has yielded a comparatively higher 9.50% annualized return.
USCAX
- 1D
- -1.13%
- 1M
- -7.84%
- YTD
- -2.08%
- 6M
- 0.28%
- 1Y
- 17.94%
- 3Y*
- 8.37%
- 5Y*
- 1.67%
- 10Y*
- 8.59%
SWSSX
- 1D
- -1.45%
- 1M
- -8.18%
- YTD
- -2.49%
- 6M
- -0.36%
- 1Y
- 21.55%
- 3Y*
- 11.83%
- 5Y*
- 3.10%
- 10Y*
- 9.50%
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USCAX vs. SWSSX - Expense Ratio Comparison
USCAX has a 1.10% expense ratio, which is higher than SWSSX's 0.04% expense ratio.
Return for Risk
USCAX vs. SWSSX — Risk / Return Rank
USCAX
SWSSX
USCAX vs. SWSSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Small Cap Stock Fund (USCAX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USCAX | SWSSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.79 | 0.91 | -0.12 |
Sortino ratioReturn per unit of downside risk | 1.25 | 1.40 | -0.15 |
Omega ratioGain probability vs. loss probability | 1.17 | 1.18 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.09 | 1.33 | -0.24 |
Martin ratioReturn relative to average drawdown | 4.39 | 5.02 | -0.63 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USCAX | SWSSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.79 | 0.91 | -0.12 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.05 | 0.14 | -0.09 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.30 | 0.40 | -0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.30 | 0.33 | -0.03 |
Correlation
The correlation between USCAX and SWSSX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
USCAX vs. SWSSX - Dividend Comparison
USCAX's dividend yield for the trailing twelve months is around 7.69%, more than SWSSX's 1.32% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USCAX USAA Small Cap Stock Fund | 7.69% | 7.53% | 6.00% | 0.18% | 6.19% | 43.14% | 8.50% | 9.92% | 13.94% | 11.05% | 1.24% | 9.23% |
SWSSX Schwab Small-Cap Index Fund-Select Shares | 1.32% | 1.29% | 1.66% | 1.49% | 1.32% | 8.88% | 2.55% | 6.12% | 10.45% | 5.22% | 4.10% | 6.92% |
Drawdowns
USCAX vs. SWSSX - Drawdown Comparison
The maximum USCAX drawdown since its inception was -60.17%, roughly equal to the maximum SWSSX drawdown of -60.34%. Use the drawdown chart below to compare losses from any high point for USCAX and SWSSX.
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Drawdown Indicators
| USCAX | SWSSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -60.17% | -60.34% | +0.17% |
Max Drawdown (1Y)Largest decline over 1 year | -14.11% | -13.90% | -0.21% |
Max Drawdown (5Y)Largest decline over 5 years | -47.97% | -31.93% | -16.04% |
Max Drawdown (10Y)Largest decline over 10 years | -47.97% | -41.81% | -6.16% |
Current DrawdownCurrent decline from peak | -25.19% | -11.00% | -14.19% |
Average DrawdownAverage peak-to-trough decline | -18.75% | -10.78% | -7.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.50% | 3.68% | -0.18% |
Volatility
USCAX vs. SWSSX - Volatility Comparison
The current volatility for USAA Small Cap Stock Fund (USCAX) is 5.86%, while Schwab Small-Cap Index Fund-Select Shares (SWSSX) has a volatility of 6.59%. This indicates that USCAX experiences smaller price fluctuations and is considered to be less risky than SWSSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USCAX | SWSSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.86% | 6.59% | -0.73% |
Volatility (6M)Calculated over the trailing 6-month period | 12.74% | 14.12% | -1.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.43% | 23.11% | -0.68% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 33.21% | 22.57% | +10.64% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.83% | 24.03% | +4.80% |