URTRX vs. FRQKX
Compare and contrast key facts about USAA Target Retirement 2030 Fund (URTRX) and Fidelity Managed Retirement 2010 Fund Class K (FRQKX).
URTRX is managed by Victory. It was launched on Jul 30, 2008. FRQKX is managed by BlackRock. It was launched on Aug 1, 2019.
Performance
URTRX vs. FRQKX - Performance Comparison
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URTRX vs. FRQKX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
URTRX USAA Target Retirement 2030 Fund | 0.38% | 14.78% | 8.09% | 13.98% | -13.23% | 12.23% | 9.25% | 5.48% |
FRQKX Fidelity Managed Retirement 2010 Fund Class K | 0.27% | 9.91% | 4.42% | 8.62% | -12.30% | 3.95% | 9.68% | 3.94% |
Returns By Period
In the year-to-date period, URTRX achieves a 0.38% return, which is significantly higher than FRQKX's 0.27% return.
URTRX
- 1D
- 1.53%
- 1M
- -3.35%
- YTD
- 0.38%
- 6M
- 2.33%
- 1Y
- 13.74%
- 3Y*
- 10.83%
- 5Y*
- 5.75%
- 10Y*
- 7.49%
FRQKX
- 1D
- 0.75%
- 1M
- -2.06%
- YTD
- 0.27%
- 6M
- 1.34%
- 1Y
- 7.69%
- 3Y*
- 6.38%
- 5Y*
- 2.56%
- 10Y*
- —
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URTRX vs. FRQKX - Expense Ratio Comparison
URTRX has a 0.03% expense ratio, which is lower than FRQKX's 0.36% expense ratio.
Return for Risk
URTRX vs. FRQKX — Risk / Return Rank
URTRX
FRQKX
URTRX vs. FRQKX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement 2030 Fund (URTRX) and Fidelity Managed Retirement 2010 Fund Class K (FRQKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| URTRX | FRQKX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.58 | 1.73 | -0.14 |
Sortino ratioReturn per unit of downside risk | 2.25 | 2.42 | -0.17 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.35 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 2.11 | 2.37 | -0.25 |
Martin ratioReturn relative to average drawdown | 9.81 | 9.37 | +0.44 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| URTRX | FRQKX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.58 | 1.73 | -0.14 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.47 | +0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.70 | -0.12 |
Correlation
The correlation between URTRX and FRQKX is 0.81, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
URTRX vs. FRQKX - Dividend Comparison
URTRX's dividend yield for the trailing twelve months is around 6.75%, more than FRQKX's 3.24% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URTRX USAA Target Retirement 2030 Fund | 6.75% | 6.78% | 3.16% | 4.24% | 9.53% | 7.66% | 4.53% | 11.43% | 8.54% | 8.10% | 4.06% | 2.80% |
FRQKX Fidelity Managed Retirement 2010 Fund Class K | 3.24% | 3.09% | 2.91% | 2.86% | 5.12% | 6.11% | 3.61% | 2.57% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
URTRX vs. FRQKX - Drawdown Comparison
The maximum URTRX drawdown since its inception was -34.10%, which is greater than FRQKX's maximum drawdown of -16.97%. Use the drawdown chart below to compare losses from any high point for URTRX and FRQKX.
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Drawdown Indicators
| URTRX | FRQKX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.10% | -16.97% | -17.13% |
Max Drawdown (1Y)Largest decline over 1 year | -6.63% | -3.42% | -3.21% |
Max Drawdown (5Y)Largest decline over 5 years | -19.52% | -16.97% | -2.55% |
Max Drawdown (10Y)Largest decline over 10 years | -23.56% | — | — |
Current DrawdownCurrent decline from peak | -3.84% | -2.45% | -1.39% |
Average DrawdownAverage peak-to-trough decline | -4.19% | -3.95% | -0.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.43% | 0.86% | +0.57% |
Volatility
URTRX vs. FRQKX - Volatility Comparison
USAA Target Retirement 2030 Fund (URTRX) has a higher volatility of 3.55% compared to Fidelity Managed Retirement 2010 Fund Class K (FRQKX) at 2.14%. This indicates that URTRX's price experiences larger fluctuations and is considered to be riskier than FRQKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| URTRX | FRQKX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.55% | 2.14% | +1.41% |
Volatility (6M)Calculated over the trailing 6-month period | 5.46% | 2.96% | +2.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.89% | 4.67% | +4.22% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.67% | 5.53% | +4.14% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.33% | 5.77% | +4.56% |