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URFFX vs. FNSHX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

URFFX vs. FNSHX

Last updated Apr 2, 2026

Compare and contrast key facts about USAA Target Retirement 2050 Fund (URFFX) and Fidelity Freedom Income Fund Class K (FNSHX).

URFFX is managed by Victory. It was launched on Jul 31, 2008. FNSHX is managed by Fidelity. It was launched on Jul 20, 2017.

Performance

URFFX vs. FNSHX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in USAA Target Retirement 2050 Fund (URFFX) and Fidelity Freedom Income Fund Class K (FNSHX). The values are adjusted to include any dividend payments, if applicable.

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URFFX vs. FNSHX - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
URFFX
USAA Target Retirement 2050 Fund		0.07%19.35%11.86%18.12%-15.66%17.70%10.52%20.16%-9.01%7.01%
FNSHX
Fidelity Freedom Income Fund Class K		0.45%10.35%4.40%8.26%-11.31%3.16%9.01%10.74%-1.86%0.09%

Returns By Period

In the year-to-date period, URFFX achieves a 0.07% return, which is significantly lower than FNSHX's 0.45% return.

URFFX

1D
2.54%
1M
-4.84%
YTD
0.07%
6M
2.55%
1Y
19.16%
3Y*
14.47%
5Y*
7.99%
10Y*
9.40%

FNSHX

1D
0.98%
1M
-2.22%
YTD
0.45%
6M
1.62%
1Y
8.22%
3Y*
6.53%
5Y*
2.75%
10Y*
—
*Multi-year figures are annualized to reflect compound growth (CAGR)

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USAA Target Retirement 2050 Fund

Fidelity Freedom Income Fund Class K

Often compared with URFFX:
URFFX vs. SWPPXURFFX vs. SCHBURFFX vs. SWTSXURFFX vs. ^GSPCURFFX vs. FIPFXURFFX vs. VOOURFFX vs. SWYMX
Often compared with FNSHX:
FNSHX vs. FBAKXFNSHX vs. SSHIXFNSHX vs. FYTKXFNSHX vs. CHDEXFNSHX vs. CIHIXFNSHX vs. FZROXFNSHX vs. FXNAX

URFFX vs. FNSHX - Expense Ratio Comparison

URFFX has a 0.58% expense ratio, which is higher than FNSHX's 0.42% expense ratio.

URFFX
USAA Target Retirement 2050 Fund
FNSHX
Fidelity Freedom Income Fund Class K

Return for Risk

URFFX vs. FNSHX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
URFFX
URFFX Risk / Return Rank: 7777
Overall Rank
URFFX Sharpe Ratio Rank: 7474
Sharpe Ratio Rank
URFFX Sortino Ratio Rank: 7676
Sortino Ratio Rank
URFFX Omega Ratio Rank: 7474
Omega Ratio Rank
URFFX Calmar Ratio Rank: 7676
Calmar Ratio Rank
URFFX Martin Ratio Rank: 8585
Martin Ratio Rank
FNSHX
FNSHX Risk / Return Rank: 8787
Overall Rank
FNSHX Sharpe Ratio Rank: 8787
Sharpe Ratio Rank
FNSHX Sortino Ratio Rank: 8888
Sortino Ratio Rank
FNSHX Omega Ratio Rank: 8484
Omega Ratio Rank
FNSHX Calmar Ratio Rank: 8787
Calmar Ratio Rank
FNSHX Martin Ratio Rank: 8888
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

URFFX vs. FNSHX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement 2050 Fund (URFFX) and Fidelity Freedom Income Fund Class K (FNSHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

URFFXFNSHXDifference

Sharpe ratio

Return per unit of total volatility

1.38

1.76

-0.38

Sortino ratio

Return per unit of downside risk

1.97

2.46

-0.48

Omega ratio

Gain probability vs. loss probability

1.29

1.35

-0.06

Calmar ratio

Return relative to maximum drawdown

1.89

2.34

-0.45

Martin ratio

Return relative to average drawdown

9.06

9.69

-0.63

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

URFFX vs. FNSHX - Sharpe Ratio Comparison

The current URFFX Sharpe Ratio is 1.38, which is comparable to the FNSHX Sharpe Ratio of 1.76. The chart below compares the historical Sharpe Ratios of URFFX and FNSHX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

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Sharpe Ratios by Period

URFFXFNSHXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.38

1.76

-0.38

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.58

0.53

+0.05

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.66

—

—

Sharpe Ratio (All Time)

Calculated using the full available price history

0.43

0.75

-0.32

Correlation

The correlation between URFFX and FNSHX is 0.69, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

URFFX vs. FNSHX - Dividend Comparison

URFFX's dividend yield for the trailing twelve months is around 6.46%, more than FNSHX's 3.26% yield.

TTM20252024202320222021202020192018201720162015
URFFX
USAA Target Retirement 2050 Fund		6.46%6.46%2.61%3.39%11.40%8.13%6.25%11.76%10.21%5.55%3.91%2.57%
FNSHX
Fidelity Freedom Income Fund Class K		3.26%3.21%3.19%2.98%5.94%6.17%4.43%3.74%5.22%0.00%0.00%0.00%

Drawdowns

URFFX vs. FNSHX - Drawdown Comparison

The maximum URFFX drawdown since its inception was -44.25%, which is greater than FNSHX's maximum drawdown of -15.87%. Use the drawdown chart below to compare losses from any high point for URFFX and FNSHX.

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Drawdown Indicators

URFFXFNSHXDifference

Max Drawdown

Largest peak-to-trough decline

-44.25%

-15.87%

-28.38%

Max Drawdown (1Y)

Largest decline over 1 year

-10.31%

-3.68%

-6.63%

Max Drawdown (5Y)

Largest decline over 5 years

-23.76%

-15.87%

-7.89%

Max Drawdown (10Y)

Largest decline over 10 years

-29.97%

—

—

Current Drawdown

Current decline from peak

-5.55%

-2.56%

-2.99%

Average Drawdown

Average peak-to-trough decline

-5.97%

-3.09%

-2.88%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.15%

0.89%

+1.26%

Volatility

URFFX vs. FNSHX - Volatility Comparison

USAA Target Retirement 2050 Fund (URFFX) has a higher volatility of 5.36% compared to Fidelity Freedom Income Fund Class K (FNSHX) at 2.45%. This indicates that URFFX's price experiences larger fluctuations and is considered to be riskier than FNSHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

URFFXFNSHXDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.36%

2.45%

+2.91%

Volatility (6M)

Calculated over the trailing 6-month period

8.60%

3.30%

+5.30%

Volatility (1Y)

Calculated over the trailing 1-year period

14.25%

4.89%

+9.36%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

13.83%

5.27%

+8.56%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

14.31%

4.81%

+9.50%