UPBD vs. KFRC

Last updated Jun 4, 2026

UPBD (Upbound Group Inc.) and KFRC (Kforce Inc.) are both stocks. UPBD operates in Software - Application (Technology), while KFRC operates in Staffing & Employment Services (Industrials). Over the past 10 years, UPBD returned 7.24%/yr vs 11.79%/yr for KFRC. At a 0.28 correlation, their price movements are largely independent.

Performance

UPBD vs. KFRC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Upbound Group Inc. (UPBD) and Kforce Inc. (KFRC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, UPBD achieves a 4.11% return, which is significantly lower than KFRC's 52.32% return. Over the past 10 years, UPBD has underperformed KFRC with an annualized return of 7.24%, while KFRC has yielded a comparatively higher 11.79% annualized return.

UPBD

• 1D: -3.87%
• 1M: -3.19%
• YTD: 4.11%
• 6M: -1.43%
• 1Y: -20.59%
• 3Y*: -13.65%
• 5Y*: -17.20%
• 10Y*: 7.24%

KFRC

• 1D: -3.11%
• 1M: 7.63%
• YTD: 52.32%
• 6M: 58.65%
• 1Y: 18.12%
• 3Y*: -5.02%
• 5Y*: -3.22%
• 10Y*: 11.79%

*Multi-year figures are annualized to reflect compound growth (CAGR)

UPBD vs. KFRC - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
UPBD Upbound Group Inc.	4.11%	-35.45%	-10.06%	57.93%	-49.90%	28.38%	39.76%	79.87%	45.86%	0.94%
KFRC Kforce Inc.	52.32%	-43.07%	-14.03%	26.14%	-25.69%	81.56%	8.49%	31.03%	24.68%	11.85%

Correlation

The correlation between UPBD and KFRC is 0.43, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.44
Correlation (3Y) Calculated over the trailing 3-year period	0.42
Correlation (5Y) Calculated over the trailing 5-year period	0.40
Correlation (10Y) Calculated over the trailing 10-year period	0.36
Correlation (All Time) Calculated using the full available price history since Aug 16, 1995	0.28

The correlation between UPBD and KFRC shifts across timeframes, from 0.28 (all time) to 0.43 (1 year), reflecting how their relationship changes across market environments.

Fundamentals

EPS UPBD : $1.91 KFRC : $1.95
PE Ratio UPBD : 9.35 KFRC : 23.76
PS Ratio UPBD : 0.17 KFRC : 0.62
Total Revenue (TTM) UPBD : $4.74B KFRC : $1.33B
Gross Profit (TTM) UPBD : $2.14B KFRC : $361.86M
EBITDA (TTM) UPBD : $1.02B KFRC : $53.65M

Return for Risk

UPBD vs. KFRC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UPBD

UPBD Risk / Return Rank: 23
UPBD Sharpe Ratio Rank: 22
UPBD Sortino Ratio Rank: 23
UPBD Omega Ratio Rank: 23
UPBD Calmar Ratio Rank: 23
UPBD Martin Ratio Rank: 24

KFRC

KFRC Risk / Return Rank: 52
KFRC Sharpe Ratio Rank: 51
KFRC Sortino Ratio Rank: 55
KFRC Omega Ratio Rank: 55
KFRC Calmar Ratio Rank: 49
KFRC Martin Ratio Rank: 47

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UPBD vs. KFRC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Upbound Group Inc. (UPBD) and Kforce Inc. (KFRC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	UPBD	KFRC	Difference
Sharpe ratio Return per unit of total volatility	-0.44	0.27	-0.71
Sortino ratio Return per unit of downside risk	-0.35	1.09	-1.43
Omega ratio Gain probability vs. loss probability	0.96	1.14	-0.18
Calmar ratio Return relative to maximum drawdown	-0.51	0.39	-0.90
Martin ratio Return relative to average drawdown	-0.88	0.61	-1.49
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

UPBD vs. KFRC - Sharpe Ratio Comparison

The current UPBD Sharpe Ratio is -0.44, which is lower than the KFRC Sharpe Ratio of 0.27. The chart below compares the historical Sharpe Ratios of UPBD and KFRC, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	UPBD	KFRC	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.44	0.27	-0.71
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.36	-0.08	-0.28
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.15	0.30	-0.15
Sharpe Ratio (All Time) Calculated using the full available price history	0.21	0.17	+0.03

Drawdowns

UPBD vs. KFRC - Drawdown Comparison

The maximum UPBD drawdown since its inception was -79.53%, smaller than the maximum KFRC drawdown of -94.60%. Use the drawdown chart below to compare losses from any high point for UPBD and KFRC.

Drawdown Indicators

	UPBD	KFRC	Difference
Max Drawdown Largest peak-to-trough decline	-79.53%	-94.60%	+15.07%
Max Drawdown (1Y) Largest decline over 1 year	-40.17%	-47.03%	+6.86%
Max Drawdown (3Y) Largest decline over 3 years	-54.21%	-64.72%	+10.51%
Max Drawdown (5Y) Largest decline over 5 years	-71.97%	-66.41%	-5.56%
Max Drawdown (10Y) Largest decline over 10 years	-71.97%	-66.41%	-5.56%
Current Drawdown Current decline from peak	-64.33%	-34.68%	-29.65%
Average Drawdown Average peak-to-trough decline	-31.80%	-42.73%	+10.93%
Ulcer Index Depth and duration of drawdowns from previous peaks	23.46%	29.77%	-6.31%

Volatility

UPBD vs. KFRC - Volatility Comparison

The current volatility for Upbound Group Inc. (UPBD) is 10.35%, while Kforce Inc. (KFRC) has a volatility of 12.00%. This indicates that UPBD experiences smaller price fluctuations and is considered to be less risky than KFRC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UPBD	KFRC	Difference
Volatility (1M) Calculated over the trailing 1-month period	10.35%	12.00%	-1.65%
Volatility (6M) Calculated over the trailing 6-month period	28.86%	47.26%	-18.40%
Volatility (1Y) Calculated over the trailing 1-year period	46.68%	68.12%	-21.44%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	47.92%	41.55%	+6.37%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	48.89%	39.60%	+9.29%

Dividends

UPBD vs. KFRC - Dividend Comparison

UPBD's dividend yield for the trailing twelve months is around 8.72%, more than KFRC's 3.38% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
KFRC Kforce Inc.	3.38%	5.05%	2.68%	2.13%	2.19%	1.30%	1.90%	1.81%	1.94%	1.90%	2.08%	1.78%
UPBD Upbound Group Inc.	8.72%	8.88%	5.14%	4.09%	6.03%	2.64%	3.84%	0.87%	0.00%	2.16%	2.13%	6.41%

Financials

UPBD vs. KFRC - Profitability Comparison

The chart below illustrates the profitability comparison between Upbound Group Inc. and Kforce Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

UPBD - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Upbound Group Inc. reported a gross profit of 586.46M and revenue of 1.22B. Therefore, the gross margin over that period was 48.1%.

KFRC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Kforce Inc. reported a gross profit of 90.07M and revenue of 330.36M. Therefore, the gross margin over that period was 27.3%.

UPBD - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Upbound Group Inc. reported an operating income of 77.44M and revenue of 1.22B, resulting in an operating margin of 6.4%.

KFRC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Kforce Inc. reported an operating income of 12.01M and revenue of 330.36M, resulting in an operating margin of 3.6%.

UPBD - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Upbound Group Inc. reported a net income of 35.79M and revenue of 1.22B, resulting in a net margin of 2.9%.

KFRC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Kforce Inc. reported a net income of 7.93M and revenue of 330.36M, resulting in a net margin of 2.4%.

Frequently Asked Questions

Can I hold both UPBD and KFRC in my portfolio?

UPBD and KFRC have a correlation of 0.43, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, UPBD or KFRC?

KFRC has higher volatility (12.00%) compared to UPBD (10.35%). In terms of maximum drawdown, UPBD dropped -79.53% vs KFRC's -94.60%.

Which has better risk-adjusted returns?

KFRC currently has the higher Sharpe Ratio (0.27 vs -0.44), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.