UNH vs. CP.TO
UNH (UnitedHealth Group Incorporated) and CP.TO (Canadian Pacific Railway Limited) are both stocks. UNH operates in Healthcare Plans (Healthcare), while CP.TO operates in Railroads (Industrials). Over the past 10 years, UNH returned 13.32%/yr vs 16.86%/yr for CP.TO. At a 0.24 correlation, their price movements are largely independent.
Performance
UNH vs. CP.TO - Performance Comparison
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Different Trading Currencies
UNH is traded in USD, while CP.TO is traded in CAD. To make them comparable, the CP.TO values have been converted to USD using the latest available exchange rates.
Returns By Period
In the year-to-date period, UNH achieves a 24.71% return, which is significantly higher than CP.TO's 22.22% return. Over the past 10 years, UNH has underperformed CP.TO with an annualized return of 13.32%, while CP.TO has yielded a comparatively higher 16.86% annualized return.
UNH
- 1D
- 0.73%
- 1M
- 1.83%
- YTD
- 24.71%
- 6M
- 20.44%
- 1Y
- 31.88%
- 3Y*
- -4.10%
- 5Y*
- 2.27%
- 10Y*
- 13.32%
CP.TO
- 1D
- 0.66%
- 1M
- 5.02%
- YTD
- 22.22%
- 6M
- 20.47%
- 1Y
- 12.33%
- 3Y*
- 6.28%
- 5Y*
- 2.97%
- 10Y*
- 16.86%
UNH vs. CP.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNH UnitedHealth Group Incorporated | 24.71% | -33.14% | -2.41% | 0.80% | 6.94% | 45.20% | 21.25% | 20.00% | 14.52% | 39.83% |
CP.TO Canadian Pacific Railway Limited | 22.22% | 2.59% | -7.85% | 7.17% | 5.17% | 4.84% | 43.50% | 50.20% | 2.51% | 35.44% |
Correlation
The correlation between UNH and CP.TO is 0.22, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.22 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.11 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.19 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.22 |
Correlation (All Time) Calculated using the full available price history since Jul 12, 2006 | 0.24 |
The correlation between UNH and CP.TO shifts across timeframes, from 0.11 (3 years) to 0.24 (all time), reflecting how their relationship changes across market environments.
Fundamentals
UNH:
$371.75B
CP.TO:
CA$112.95B
UNH:
$13.23
CP.TO:
CA$4.49
UNH:
30.88
CP.TO:
28.03
UNH:
0.83
CP.TO:
7.63
UNH:
3.58
CP.TO:
2.43
UNH:
$449.71B
CP.TO:
CA$14.98B
UNH:
$84.55B
CP.TO:
CA$6.94B
UNH:
$22.99B
CP.TO:
CA$8.23B
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Return for Risk
UNH vs. CP.TO — Risk / Return Rank
UNH
CP.TO
UNH vs. CP.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UnitedHealth Group Incorporated (UNH) and Canadian Pacific Railway Limited (CP.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UNH | CP.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.25 | ||
| Sortino ratioReturn per unit of downside risk | +0.30 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.11 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 1.11 | 0.77 | +0.33 |
| Martin ratioReturn relative to average drawdown | 2.43 | 1.46 | +0.96 |
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Drawdowns
UNH vs. CP.TO - Drawdown Comparison
The maximum UNH drawdown since its inception was -74.37%, which is greater than CP.TO's maximum drawdown of -66.07%. Use the drawdown chart below to compare losses from any high point for UNH and CP.TO.
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Drawdown Indicators
| UNH | CP.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.37% | -66.07% | -8.30% |
Max Drawdown (1Y)Largest decline over 1 year | -28.96% | -16.04% | -12.92% |
Max Drawdown (3Y)Largest decline over 3 years | -61.39% | -25.70% | -35.69% |
Max Drawdown (5Y)Largest decline over 5 years | -61.39% | -25.70% | -35.69% |
Max Drawdown (10Y)Largest decline over 10 years | -61.39% | -33.22% | -28.17% |
Current DrawdownCurrent decline from peak | -32.27% | -1.56% | -30.71% |
Average DrawdownAverage peak-to-trough decline | -14.77% | -12.84% | -1.93% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 13.19% | 8.44% | +4.75% |
Volatility
UNH vs. CP.TO - Volatility Comparison
UnitedHealth Group Incorporated (UNH) has a higher volatility of 7.60% compared to Canadian Pacific Railway Limited (CP.TO) at 5.22%. This indicates that UNH's price experiences larger fluctuations and is considered to be riskier than CP.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UNH | CP.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.60% | 5.22% | +2.38% |
Volatility (6M)Calculated over the trailing 6-month period | 30.86% | 17.42% | +13.44% |
Volatility (1Y)Calculated over the trailing 1-year period | 40.10% | 22.53% | +17.57% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.87% | 23.54% | +8.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.18% | 24.69% | +5.49% |
Dividends
UNH vs. CP.TO - Dividend Comparison
UNH's dividend yield for the trailing twelve months is around 2.16%, more than CP.TO's 0.72% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CP.TO Canadian Pacific Railway Limited | 0.72% | 0.86% | 0.73% | 0.72% | 0.75% | 1.67% | 4.03% | 4.74% | 5.19% | 4.76% | 4.83% | 3.96% |
UNH UnitedHealth Group Incorporated | 2.16% | 2.64% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% |
Financials
UNH vs. CP.TO - Financials Comparison
This section allows you to compare key financial metrics between UnitedHealth Group Incorporated and Canadian Pacific Railway Limited. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UNH vs. CP.TO - Profitability Comparison
UNH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, UnitedHealth Group Incorporated reported a gross profit of 25.41B and revenue of 111.72B. Therefore, the gross margin over that period was 22.7%.
CP.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Canadian Pacific Railway Limited reported a gross profit of 1.36B and revenue of 3.70B. Therefore, the gross margin over that period was 36.8%.
UNH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, UnitedHealth Group Incorporated reported an operating income of 8.99B and revenue of 111.72B, resulting in an operating margin of 8.1%.
CP.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Canadian Pacific Railway Limited reported an operating income of 1.27B and revenue of 3.70B, resulting in an operating margin of 34.2%.
UNH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, UnitedHealth Group Incorporated reported a net income of 6.28B and revenue of 111.72B, resulting in a net margin of 5.6%.
CP.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Canadian Pacific Railway Limited reported a net income of 846.00M and revenue of 3.70B, resulting in a net margin of 22.9%.
Frequently Asked Questions
UNH and CP.TO have a correlation of 0.22, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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