UNH vs. CARE
UNH (UnitedHealth Group Incorporated) and CARE (Carter Bankshares, Inc.) are both stocks. UNH operates in Healthcare Plans (Healthcare), while CARE operates in Banks - Regional (Financial Services). Over the past 10 years, UNH returned 13.32%/yr vs 9.15%/yr for CARE. At a 0.16 correlation, their price movements are largely independent.
Performance
UNH vs. CARE - Performance Comparison
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Returns By Period
In the year-to-date period, UNH achieves a 24.71% return, which is significantly lower than CARE's 52.54% return. Over the past 10 years, UNH has outperformed CARE with an annualized return of 13.32%, while CARE has yielded a comparatively lower 9.15% annualized return.
UNH
- 1D
- 0.73%
- 1M
- 1.83%
- YTD
- 24.71%
- 6M
- 20.44%
- 1Y
- 31.88%
- 3Y*
- -4.10%
- 5Y*
- 2.27%
- 10Y*
- 13.32%
CARE
- 1D
- 1.07%
- 1M
- 12.31%
- YTD
- 52.54%
- 6M
- 50.09%
- 1Y
- 79.68%
- 3Y*
- 23.55%
- 5Y*
- 16.01%
- 10Y*
- 9.15%
UNH vs. CARE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNH UnitedHealth Group Incorporated | 24.71% | -33.14% | -2.41% | 0.80% | 6.94% | 45.20% | 21.25% | 20.00% | 14.52% | 39.83% |
CARE Carter Bankshares, Inc. | 52.54% | 11.77% | 17.50% | -9.76% | 7.80% | 43.56% | -54.48% | 58.13% | -14.53% | 32.05% |
Correlation
The correlation between UNH and CARE is 0.15, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.15 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.11 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.17 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.18 |
Correlation (All Time) Calculated using the full available price history since Aug 27, 2012 | 0.16 |
Fundamentals
UNH:
$371.75B
CARE:
$652.68M
UNH:
$13.23
CARE:
$4.87
UNH:
30.88
CARE:
6.13
UNH:
0.83
CARE:
2.07
UNH:
3.58
CARE:
1.29
UNH:
$449.71B
CARE:
$319.93M
UNH:
$84.55B
CARE:
$256.97M
UNH:
$22.99B
CARE:
$142.80M
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Return for Risk
UNH vs. CARE — Risk / Return Rank
UNH
CARE
UNH vs. CARE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UnitedHealth Group Incorporated (UNH) and Carter Bankshares, Inc. (CARE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UNH | CARE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.23 | ||
| Sortino ratioReturn per unit of downside risk | -2.55 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.53 | -0.34 |
| Calmar ratioReturn relative to maximum drawdown | 1.11 | 5.06 | -3.95 |
| Martin ratioReturn relative to average drawdown | 2.43 | 14.55 | -12.12 |
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Drawdowns
UNH vs. CARE - Drawdown Comparison
The maximum UNH drawdown since its inception was -74.37%, roughly equal to the maximum CARE drawdown of -73.17%. Use the drawdown chart below to compare losses from any high point for UNH and CARE.
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Drawdown Indicators
| UNH | CARE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.37% | -73.17% | -1.20% |
Max Drawdown (1Y)Largest decline over 1 year | -28.96% | -15.83% | -13.13% |
Max Drawdown (3Y)Largest decline over 3 years | -61.39% | -35.75% | -25.64% |
Max Drawdown (5Y)Largest decline over 5 years | -61.39% | -42.95% | -18.44% |
Max Drawdown (10Y)Largest decline over 10 years | -61.39% | -73.17% | +11.78% |
Current DrawdownCurrent decline from peak | -32.27% | 0.00% | -32.27% |
Average DrawdownAverage peak-to-trough decline | -14.77% | -19.46% | +4.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 13.19% | 5.50% | +7.69% |
Volatility
UNH vs. CARE - Volatility Comparison
The current volatility for UnitedHealth Group Incorporated (UNH) is 7.60%, while Carter Bankshares, Inc. (CARE) has a volatility of 8.65%. This indicates that UNH experiences smaller price fluctuations and is considered to be less risky than CARE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UNH | CARE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.60% | 8.65% | -1.05% |
Volatility (6M)Calculated over the trailing 6-month period | 30.86% | 18.11% | +12.75% |
Volatility (1Y)Calculated over the trailing 1-year period | 40.10% | 26.45% | +13.65% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.87% | 31.05% | +0.82% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.18% | 36.81% | -6.63% |
Dividends
UNH vs. CARE - Dividend Comparison
UNH's dividend yield for the trailing twelve months is around 2.16%, more than CARE's 0.33% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CARE Carter Bankshares, Inc. | 0.33% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.31% | 0.00% | 0.00% | 0.00% | 2.26% | 2.96% |
UNH UnitedHealth Group Incorporated | 2.16% | 2.64% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% |
Financials
UNH vs. CARE - Financials Comparison
This section allows you to compare key financial metrics between UnitedHealth Group Incorporated and Carter Bankshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
UNH and CARE have a correlation of 0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CARE has higher volatility (8.65%) compared to UNH (7.60%). In terms of maximum drawdown, UNH dropped -74.37% vs CARE's -73.17%.
CARE currently has the higher Sharpe Ratio (3.03 vs 0.80), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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