UIM4.DE vs. UIMA.DE
UIM4.DE (UBS ETF (LU) MSCI EMU UCITS ETF (EUR) A-dis) and UIMA.DE (UBS ETF (LU) MSCI Europe UCITS ETF (EUR) A-dis) are both Europe Equities funds from UBS - UIM4.DE tracks the MSCI EMU while UIMA.DE tracks the MSCI Europe. Both are passively managed. Over the past 10 years, UIM4.DE returned 10.00%/yr vs 9.17%/yr for UIMA.DE. Their correlation of 0.83 suggests significant overlap in exposure. UIM4.DE charges 0.12%/yr vs 0.10%/yr for UIMA.DE.
Performance
UIM4.DE vs. UIMA.DE - Performance Comparison
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Returns By Period
In the year-to-date period, UIM4.DE achieves a 8.95% return, which is significantly higher than UIMA.DE's 7.64% return. Over the past 10 years, UIM4.DE has outperformed UIMA.DE with an annualized return of 10.00%, while UIMA.DE has yielded a comparatively lower 9.17% annualized return.
UIM4.DE
- 1D
- 0.60%
- 1M
- 2.13%
- YTD
- 8.95%
- 6M
- 10.66%
- 1Y
- 17.91%
- 3Y*
- 16.13%
- 5Y*
- 10.60%
- 10Y*
- 10.00%
UIMA.DE
- 1D
- 0.62%
- 1M
- 1.25%
- YTD
- 7.64%
- 6M
- 10.05%
- 1Y
- 16.12%
- 3Y*
- 13.82%
- 5Y*
- 10.02%
- 10Y*
- 9.17%
UIM4.DE vs. UIMA.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UIM4.DE UBS ETF (LU) MSCI EMU UCITS ETF (EUR) A-dis | 8.95% | 24.73% | 9.53% | 18.91% | -11.89% | 21.97% | -0.72% | 27.27% | -12.97% | 13.08% |
UIMA.DE UBS ETF (LU) MSCI Europe UCITS ETF (EUR) A-dis | 7.64% | 20.65% | 8.36% | 15.54% | -9.27% | 24.93% | -3.30% | 27.60% | -11.02% | 11.02% |
Correlation
The correlation between UIM4.DE and UIMA.DE is 0.96 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.96 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.95 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.96 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.95 |
Correlation (All Time) Calculated using the full available price history since Nov 23, 2009 | 0.83 |
The correlation between UIM4.DE and UIMA.DE shifts across timeframes, from 0.83 (all time) to 0.96 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
UIM4.DE vs. UIMA.DE — Risk / Return Rank
UIM4.DE
UIMA.DE
UIM4.DE vs. UIMA.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UBS ETF (LU) MSCI EMU UCITS ETF (EUR) A-dis (UIM4.DE) and UBS ETF (LU) MSCI Europe UCITS ETF (EUR) A-dis (UIMA.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UIM4.DE | UIMA.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.06 | ||
| Sortino ratioReturn per unit of downside risk | -0.03 | ||
| Omega ratioGain probability vs. loss probability | 1.23 | 1.24 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 1.78 | 1.75 | +0.04 |
| Martin ratioReturn relative to average drawdown | 6.46 | 6.51 | -0.05 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UIM4.DE | UIMA.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 1.29 | -0.06 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.65 | 0.70 | -0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.59 | 0.59 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.44 | 0.49 | -0.05 |
Drawdowns
UIM4.DE vs. UIMA.DE - Drawdown Comparison
The maximum UIM4.DE drawdown since its inception was -57.87%, which is greater than UIMA.DE's maximum drawdown of -35.78%. Use the drawdown chart below to compare losses from any high point for UIM4.DE and UIMA.DE.
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Drawdown Indicators
| UIM4.DE | UIMA.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -57.87% | -35.78% | -22.09% |
Max Drawdown (1Y)Largest decline over 1 year | -10.11% | -9.42% | -0.69% |
Max Drawdown (3Y)Largest decline over 3 years | -15.21% | -16.25% | +1.04% |
Max Drawdown (5Y)Largest decline over 5 years | -24.54% | -19.42% | -5.12% |
Max Drawdown (10Y)Largest decline over 10 years | -38.32% | -35.78% | -2.54% |
Current DrawdownCurrent decline from peak | -0.54% | -1.50% | +0.96% |
Average DrawdownAverage peak-to-trough decline | -11.29% | -5.66% | -5.63% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.79% | 2.53% | +0.26% |
Volatility
UIM4.DE vs. UIMA.DE - Volatility Comparison
UBS ETF (LU) MSCI EMU UCITS ETF (EUR) A-dis (UIM4.DE) has a higher volatility of 4.77% compared to UBS ETF (LU) MSCI Europe UCITS ETF (EUR) A-dis (UIMA.DE) at 4.30%. This indicates that UIM4.DE's price experiences larger fluctuations and is considered to be riskier than UIMA.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UIM4.DE | UIMA.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.77% | 4.30% | +0.47% |
Volatility (6M)Calculated over the trailing 6-month period | 11.99% | 10.54% | +1.45% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.61% | 12.75% | +1.86% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.30% | 14.19% | +2.11% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.33% | 15.57% | +1.76% |
UIM4.DE vs. UIMA.DE - Expense Ratio Comparison
UIM4.DE has a 0.12% expense ratio, which is higher than UIMA.DE's 0.10% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
UIM4.DE vs. UIMA.DE - Dividend Comparison
UIM4.DE's dividend yield for the trailing twelve months is around 2.46%, less than UIMA.DE's 3.16% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UIM4.DE UBS ETF (LU) MSCI EMU UCITS ETF (EUR) A-dis | 2.46% | 2.52% | 2.71% | 2.69% | 2.84% | 1.83% | 1.58% | 2.66% | 3.26% | 2.51% | 2.57% | 2.99% |
UIMA.DE UBS ETF (LU) MSCI Europe UCITS ETF (EUR) A-dis | 3.16% | 2.48% | 2.67% | 2.74% | 2.91% | 2.02% | 2.06% | 2.87% | 3.38% | 2.91% | 3.95% | 3.24% |
Frequently Asked Questions
With a correlation of 0.96, UIM4.DE and UIMA.DE move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
On fees, UIMA.DE is cheaper at 0.10% per year. The better choice depends on whether you care most about return, fees, risk, or income.
UIMA.DE is cheaper with a 0.10% expense ratio, compared with 0.12% for UIM4.DE.
UIM4.DE tracks MSCI EMU, while UIMA.DE tracks MSCI Europe. Their fees differ too: 0.12% for UIM4.DE and 0.10% for UIMA.DE.
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