UIFS.L vs. VGEA.DE
UIFS.L (iShares S&P 500 Financials Sector UCITS ETF USD (Acc)) and VGEA.DE (Vanguard EUR Eurozone Government Bond UCITS ETF Accumulating) are both exchange-traded funds - UIFS.L is a Financials Equities fund tracking the S&P 500 Capped 35/20 Financials Index, while VGEA.DE is a European Government Bonds fund tracking the Bloomberg Euro Aggregate Treasury. Both are passively managed. Over the past 5 years, UIFS.L returned 10.05%/yr vs -2.18%/yr for VGEA.DE. At a correlation of -0.01, they often move in opposite directions. UIFS.L charges 0.15%/yr vs 0.07%/yr for VGEA.DE.
Performance
UIFS.L vs. VGEA.DE - Performance Comparison
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Different Trading Currencies
UIFS.L is traded in GBp, while VGEA.DE is traded in EUR. To make them comparable, the VGEA.DE values have been converted to GBp using the latest available exchange rates.
Returns By Period
In the year-to-date period, UIFS.L achieves a -2.31% return, which is significantly lower than VGEA.DE's -0.74% return.
UIFS.L
- 1D
- 1.97%
- 1M
- 5.59%
- YTD
- -2.31%
- 6M
- -2.14%
- 1Y
- 7.87%
- 3Y*
- 16.13%
- 5Y*
- 10.05%
- 10Y*
- 13.52%
VGEA.DE
- 1D
- 0.31%
- 1M
- 0.54%
- YTD
- -0.74%
- 6M
- -1.10%
- 1Y
- 1.38%
- 3Y*
- 2.75%
- 5Y*
- -2.18%
- 10Y*
- —
UIFS.L vs. VGEA.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
UIFS.L iShares S&P 500 Financials Sector UCITS ETF USD (Acc) | -2.31% | 7.07% | 32.24% | 6.12% | -0.45% | 38.07% | -6.59% | 15.96% |
VGEA.DE Vanguard EUR Eurozone Government Bond UCITS ETF Accumulating | -0.74% | 5.91% | -2.89% | 4.80% | -13.82% | -10.13% | 10.71% | 4.25% |
Correlation
The correlation between UIFS.L and VGEA.DE is 0.14, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.14 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.10 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.00 |
Correlation (All Time) Calculated using the full available price history since Feb 19, 2019 | -0.01 |
The correlation between UIFS.L and VGEA.DE shifts across timeframes, from -0.01 (all time) to 0.14 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
UIFS.L vs. VGEA.DE — Risk / Return Rank
UIFS.L
VGEA.DE
UIFS.L vs. VGEA.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares S&P 500 Financials Sector UCITS ETF USD (Acc) (UIFS.L) and Vanguard EUR Eurozone Government Bond UCITS ETF Accumulating (VGEA.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UIFS.L | VGEA.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.31 | ||
| Sortino ratioReturn per unit of downside risk | +0.49 | ||
| Omega ratioGain probability vs. loss probability | 1.10 | 1.04 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 0.61 | 0.31 | +0.30 |
| Martin ratioReturn relative to average drawdown | 1.40 | 0.66 | +0.74 |
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Drawdowns
UIFS.L vs. VGEA.DE - Drawdown Comparison
The maximum UIFS.L drawdown since its inception was -44.49%, which is greater than VGEA.DE's maximum drawdown of -26.58%. Use the drawdown chart below to compare losses from any high point for UIFS.L and VGEA.DE.
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Drawdown Indicators
| UIFS.L | VGEA.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.49% | -26.58% | -17.91% |
Max Drawdown (1Y)Largest decline over 1 year | -12.90% | -4.51% | -8.39% |
Max Drawdown (3Y)Largest decline over 3 years | -20.12% | -6.18% | -13.94% |
Max Drawdown (5Y)Largest decline over 5 years | -20.12% | -20.82% | +0.70% |
Max Drawdown (10Y)Largest decline over 10 years | -35.31% | — | — |
Current DrawdownCurrent decline from peak | -4.29% | -18.67% | +14.38% |
Average DrawdownAverage peak-to-trough decline | -9.19% | -15.01% | +5.82% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.60% | 2.08% | +3.52% |
Volatility
UIFS.L vs. VGEA.DE - Volatility Comparison
iShares S&P 500 Financials Sector UCITS ETF USD (Acc) (UIFS.L) has a higher volatility of 4.49% compared to Vanguard EUR Eurozone Government Bond UCITS ETF Accumulating (VGEA.DE) at 1.59%. This indicates that UIFS.L's price experiences larger fluctuations and is considered to be riskier than VGEA.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UIFS.L | VGEA.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.49% | 1.59% | +2.90% |
Volatility (6M)Calculated over the trailing 6-month period | 10.75% | 4.37% | +6.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.10% | 5.64% | +8.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.50% | 7.51% | +14.99% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.43% | 7.85% | +14.58% |
UIFS.L vs. VGEA.DE - Expense Ratio Comparison
UIFS.L has a 0.15% expense ratio, which is higher than VGEA.DE's 0.07% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
UIFS.L vs. VGEA.DE - Dividend Comparison
Neither UIFS.L nor VGEA.DE has paid dividends to shareholders.
Frequently Asked Questions
UIFS.L and VGEA.DE have a correlation of 0.14, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, VGEA.DE is cheaper at 0.07% per year. The better choice depends on whether you care most about return, fees, risk, or income.
VGEA.DE is cheaper with a 0.07% expense ratio, compared with 0.15% for UIFS.L.
UIFS.L is categorized as Financials Equities, while VGEA.DE is European Government Bonds. UIFS.L tracks S&P 500 Capped 35/20 Financials Index, while VGEA.DE tracks Bloomberg Euro Aggregate Treasury. They also come from different issuers: iShares and Vanguard. Their fees differ too: 0.15% for UIFS.L and 0.07% for VGEA.DE.
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