UHAL vs. CAR

Last updated Jun 4, 2026

UHAL (U-Haul Holding Company) and CAR (Avis Budget Group, Inc.) are both stocks. Both operate in the Rental & Leasing Services industry within the Industrials sector. Over the past 10 years, UHAL returned 4.23%/yr vs 19.67%/yr for CAR. At a 0.30 correlation, their price movements are largely independent.

Performance

UHAL vs. CAR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in U-Haul Holding Company (UHAL) and Avis Budget Group, Inc. (CAR). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, UHAL achieves a 9.22% return, which is significantly lower than CAR's 35.49% return. Over the past 10 years, UHAL has underperformed CAR with an annualized return of 4.23%, while CAR has yielded a comparatively higher 19.67% annualized return.

UHAL

• 1D: -2.12%
• 1M: 9.27%
• YTD: 9.22%
• 6M: 2.17%
• 1Y: -13.21%
• 3Y*: 0.28%
• 5Y*: -0.58%
• 10Y*: 4.23%

CAR

• 1D: 0.86%
• 1M: 3.31%
• YTD: 35.49%
• 6M: 28.96%
• 1Y: 48.97%
• 3Y*: 1.53%
• 5Y*: 16.44%
• 10Y*: 19.67%

*Multi-year figures are annualized to reflect compound growth (CAGR)

UHAL vs. CAR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
UHAL U-Haul Holding Company	9.22%	-27.04%	-3.77%	19.29%	-17.05%	60.36%	21.49%	15.01%	-12.81%	2.94%
CAR Avis Budget Group, Inc.	35.49%	59.19%	-54.52%	13.81%	-20.95%	455.95%	15.69%	43.42%	-48.77%	19.63%

Correlation

The correlation between UHAL and CAR is 0.39, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.39
Correlation (3Y) Calculated over the trailing 3-year period	0.38
Correlation (5Y) Calculated over the trailing 5-year period	0.43
Correlation (10Y) Calculated over the trailing 10-year period	0.41
Correlation (All Time) Calculated using the full available price history since Nov 7, 1994	0.30

The correlation between UHAL and CAR shifts across timeframes, from 0.30 (all time) to 0.43 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap UHAL : $10.80B CAR : $6.14B
EPS UHAL : $0.94 CAR : -$18.91
PS Ratio UHAL : 1.79 CAR : 0.52
Total Revenue (TTM) UHAL : $6.04B CAR : $11.75B
Gross Profit (TTM) UHAL : $5.79B CAR : $3.70B
EBITDA (TTM) UHAL : $1.35B CAR : $3.53B

Return for Risk

UHAL vs. CAR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UHAL

UHAL Risk / Return Rank: 24
UHAL Sharpe Ratio Rank: 24
UHAL Sortino Ratio Rank: 22
UHAL Omega Ratio Rank: 22
UHAL Calmar Ratio Rank: 28
UHAL Martin Ratio Rank: 26

CAR

CAR Risk / Return Rank: 60
CAR Sharpe Ratio Rank: 57
CAR Sortino Ratio Rank: 60
CAR Omega Ratio Rank: 74
CAR Calmar Ratio Rank: 54
CAR Martin Ratio Rank: 54

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UHAL vs. CAR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for U-Haul Holding Company (UHAL) and Avis Budget Group, Inc. (CAR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	UHAL	CAR	Difference
Sharpe ratio Return per unit of total volatility	-0.40	0.49	-0.89
Sortino ratio Return per unit of downside risk	-0.37	1.31	-1.68
Omega ratio Gain probability vs. loss probability	0.95	1.26	-0.31
Calmar ratio Return relative to maximum drawdown	-0.38	0.62	-1.00
Martin ratio Return relative to average drawdown	-0.78	1.24	-2.02
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

UHAL vs. CAR - Sharpe Ratio Comparison

The current UHAL Sharpe Ratio is -0.40, which is lower than the CAR Sharpe Ratio of 0.49. The chart below compares the historical Sharpe Ratios of UHAL and CAR, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	UHAL	CAR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.40	0.49	-0.89
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.02	0.19	-0.21
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.14	0.25	-0.10
Sharpe Ratio (All Time) Calculated using the full available price history	0.23	0.19	+0.04

Drawdowns

UHAL vs. CAR - Drawdown Comparison

The maximum UHAL drawdown since its inception was -96.19%, roughly equal to the maximum CAR drawdown of -99.28%. Use the drawdown chart below to compare losses from any high point for UHAL and CAR.

Drawdown Indicators

	UHAL	CAR	Difference
Max Drawdown Largest peak-to-trough decline	-96.19%	-99.28%	+3.09%
Max Drawdown (1Y) Largest decline over 1 year	-34.53%	-79.59%	+45.06%
Max Drawdown (3Y) Largest decline over 3 years	-46.19%	-79.59%	+33.40%
Max Drawdown (5Y) Largest decline over 5 years	-46.19%	-83.65%	+37.46%
Max Drawdown (10Y) Largest decline over 10 years	-46.19%	-84.55%	+38.36%
Current Drawdown Current decline from peak	-29.77%	-75.65%	+45.88%
Average Drawdown Average peak-to-trough decline	-28.63%	-44.51%	+15.88%
Ulcer Index Depth and duration of drawdowns from previous peaks	16.92%	39.55%	-22.63%

Volatility

UHAL vs. CAR - Volatility Comparison

U-Haul Holding Company (UHAL) and Avis Budget Group, Inc. (CAR) have volatilities of 14.92% and 15.61%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UHAL	CAR	Difference
Volatility (1M) Calculated over the trailing 1-month period	14.92%	15.61%	-0.69%
Volatility (6M) Calculated over the trailing 6-month period	29.12%	106.39%	-77.27%
Volatility (1Y) Calculated over the trailing 1-year period	33.33%	100.20%	-66.87%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	30.29%	87.59%	-57.30%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	29.54%	79.72%	-50.18%

Dividends

UHAL vs. CAR - Dividend Comparison

Neither UHAL nor CAR has paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CAR Avis Budget Group, Inc.	0.00%	0.00%	0.00%	5.64%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
UHAL U-Haul Holding Company	0.00%	0.00%	0.00%	0.00%	769.35%	0.21%	0.55%	0.40%	0.46%	0.66%	0.54%	1.28%

Financials

Frequently Asked Questions

Can I hold both UHAL and CAR in my portfolio?

UHAL and CAR have a correlation of 0.39, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, UHAL or CAR?

CAR has higher volatility (15.61%) compared to UHAL (14.92%). In terms of maximum drawdown, UHAL dropped -96.19% vs CAR's -99.28%.

Which has better risk-adjusted returns?

CAR currently has the higher Sharpe Ratio (0.49 vs -0.40), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.