TRUF vs. MOAT

Last updated Jun 30, 2026

TRUF (VanEck Financials TruSector ETF) and MOAT (VanEck Morningstar Wide Moat ETF) are both exchange-traded funds - TRUF is a Financials Equities fund managed by VanEck, while MOAT is a Large Cap Blend Equities fund tracking the Morningstar Wide Moat Focus Index. A 0.55 correlation means they provide meaningful diversification when combined. TRUF charges 0.10%/yr vs 0.47%/yr for MOAT.

Performance

TRUF vs. MOAT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in VanEck Financials TruSector ETF (TRUF) and VanEck Morningstar Wide Moat ETF (MOAT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TRUF

• 1D: 0.15%
• 1M: 4.55%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

MOAT

• 1D: 0.57%
• 1M: -0.01%
• YTD: 0.14%
• 6M: -0.65%
• 1Y: 12.24%
• 3Y*: 10.43%
• 5Y*: 8.23%
• 10Y*: 13.62%

*Multi-year figures are annualized to reflect compound growth (CAGR)

TRUF vs. MOAT - Yearly Performance Comparison

	2026 (YTD)
TRUF VanEck Financials TruSector ETF	10.01%
MOAT VanEck Morningstar Wide Moat ETF	7.53%

Correlation

The correlation between TRUF and MOAT is 0.55, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Apr 2, 2026	0.55

Return for Risk

TRUF vs. MOAT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TRUF

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

MOAT

MOAT Risk / Return Rank: 24
MOAT Sharpe Ratio Rank: 26
MOAT Sortino Ratio Rank: 26
MOAT Omega Ratio Rank: 23
MOAT Calmar Ratio Rank: 22
MOAT Martin Ratio Rank: 24

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TRUF vs. MOAT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for VanEck Financials TruSector ETF (TRUF) and VanEck Morningstar Wide Moat ETF (MOAT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TRUF	MOAT	Difference
Sharpe ratio: Return per unit of total volatility	—	0.88	—
Sortino ratio: Return per unit of downside risk	—	1.34	—
Omega ratio: Gain probability vs. loss probability	—	1.15	—
Calmar ratio: Return relative to maximum drawdown	—	0.99	—
Martin ratio: Return relative to average drawdown	—	2.94	—

Drawdowns

TRUF vs. MOAT - Drawdown Comparison

The maximum TRUF drawdown since its inception was -3.24%, smaller than the maximum MOAT drawdown of -33.31%. Use the drawdown chart below to compare losses from any high point for TRUF and MOAT.

Drawdown Indicators

	TRUF	MOAT	Difference
Max Drawdown Largest peak-to-trough decline	-3.24%	-33.31%	+30.07%
Max Drawdown (1Y) Largest decline over 1 year	—	-12.43%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-21.44%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-23.96%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-33.31%	—
Current Drawdown Current decline from peak	-0.74%	-3.68%	+2.94%
Average Drawdown Average peak-to-trough decline	-1.20%	-3.83%	+2.63%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	4.17%	—

Volatility

Volatility by Period

	TRUF	MOAT	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	4.74%	—
Volatility (6M) Calculated over the trailing 6-month period	—	10.28%	—
Volatility (1Y) Calculated over the trailing 1-year period	13.17%	14.00%	-0.83%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.17%	18.25%	-5.08%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.17%	18.61%	-5.44%

TRUF vs. MOAT - Expense Ratio Comparison

TRUF has a 0.10% expense ratio, which is lower than MOAT's 0.47% expense ratio.

Dividends

TRUF vs. MOAT - Dividend Comparison

TRUF has not paid dividends to shareholders, while MOAT's dividend yield for the trailing twelve months is around 1.35%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
MOAT VanEck Morningstar Wide Moat ETF	1.35%	1.36%	1.37%	0.86%	1.25%	1.08%	1.46%	1.31%	1.79%	1.07%	1.17%	2.13%
TRUF VanEck Financials TruSector ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both TRUF and MOAT in my portfolio?

TRUF and MOAT have a correlation of 0.55, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TRUF or MOAT?

On fees, TRUF is cheaper at 0.10% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TRUF or MOAT?

TRUF is cheaper with a 0.10% expense ratio, compared with 0.47% for MOAT.

Which ETF pays a higher dividend yield, TRUF or MOAT?

MOAT has the higher dividend yield at 1.35%, compared with 0.00% for TRUF.

What is the main difference between TRUF and MOAT?

TRUF is categorized as Financials Equities, while MOAT is Large Cap Blend Equities. Their fees differ too: 0.10% for TRUF and 0.47% for MOAT.