TRUD vs. XLYI

Last updated Jul 17, 2026

TRUD (VanEck Consumer Discretionary TruSector ETF) and XLYI (State Street Consumer Discretionary Select Sector SPDR Premium Income ETF) are both exchange-traded funds - TRUD is a Consumer Discretionary Equities fund actively managed by VanEck, while XLYI is a Derivative Income fund actively managed by State Street. Both are actively managed. With a 0.96 correlation, they move nearly in lockstep. TRUD charges 0.16%/yr vs 0.35%/yr for XLYI.

Performance

TRUD vs. XLYI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in VanEck Consumer Discretionary TruSector ETF (TRUD) and State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TRUD achieves a 0.01% return, which is significantly lower than XLYI's 0.07% return.

TRUD

• 1D: -0.28%
• 1M: -0.20%
• 6M: -2.49%
• YTD: 0.01%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

XLYI

• 1D: 0.19%
• 1M: -0.24%
• 6M: -2.48%
• YTD: 0.07%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TRUD vs. XLYI - Yearly Performance Comparison

	2026 (YTD)	2025
TRUD VanEck Consumer Discretionary TruSector ETF	0.01%	6.58%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	0.07%	3.59%

Correlation

The correlation between TRUD and XLYI is 0.96 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.

	Correlation
Correlation (All Time) Calculated using the full available price history since Aug 21, 2025	0.96

TRUD vs. XLYI - Sectors Allocation Comparison

Sectors	TRUD	XLYI
Financial Services	63.7%	99.2%
Consumer Cyclical	36.4%	-
Communication Services	0.1%	-
Industrials	0.0%	-
Technology	0.0%	-
Basic Materials	-	-
Consumer Defensive	-	-
Energy	-	-
Healthcare	-	-
Real Estate	-	-
Utilities	-	-

Return for Risk

TRUD vs. XLYI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for VanEck Consumer Discretionary TruSector ETF (TRUD) and State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

TRUD vs. XLYI - Drawdown Comparison

The maximum TRUD drawdown since its inception was -15.96%, which is greater than XLYI's maximum drawdown of -12.32%. Use the drawdown chart below to compare losses from any high point for TRUD and XLYI.

Drawdown Indicators

	TRUD	XLYI	Difference
Max Drawdown Largest peak-to-trough decline	-15.96%	-12.32%	-3.64%
Current Drawdown Current decline from peak	-4.91%	-3.50%	-1.41%
Average Drawdown Average peak-to-trough decline	-4.54%	-3.15%	-1.39%

Volatility

Volatility by Period

	TRUD	XLYI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	20.89%	15.65%	+5.24%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	20.89%	15.65%	+5.24%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	20.89%	15.65%	+5.24%

TRUD vs. XLYI - Expense Ratio Comparison

TRUD has a 0.16% expense ratio, which is lower than XLYI's 0.35% expense ratio.

Dividends

TRUD vs. XLYI - Dividend Comparison

TRUD's dividend yield for the trailing twelve months is around 0.48%, less than XLYI's 14.74% yield.

Position	TTM	2025
TRUD VanEck Consumer Discretionary TruSector ETF	0.48%	0.17%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	14.74%	6.76%

Frequently Asked Questions

Can I hold both TRUD and XLYI in my portfolio?

With a correlation of 0.96, TRUD and XLYI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which ETF is better, TRUD or XLYI?

On fees, TRUD is cheaper at 0.16% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TRUD or XLYI?

TRUD is cheaper with a 0.16% expense ratio, compared with 0.35% for XLYI.

Which ETF pays a higher dividend yield, TRUD or XLYI?

XLYI has the higher dividend yield at 14.74%, compared with 0.48% for TRUD.

What is the main difference between TRUD and XLYI?

TRUD is categorized as Consumer Discretionary Equities, while XLYI is Derivative Income. They also come from different issuers: VanEck and State Street. Their fees differ too: 0.16% for TRUD and 0.35% for XLYI.