TRRLX vs. LTIUX
Compare and contrast key facts about T. Rowe Price Retirement 2060 Fund (TRRLX) and Principal LifeTime 2035 Fund (LTIUX).
TRRLX is a passively managed fund by T. Rowe Price that tracks the performance of the S&P Target Date 2060 Index. It was launched on Jun 23, 2014. LTIUX is managed by Principal. It was launched on Feb 28, 2008.
Performance
TRRLX vs. LTIUX - Performance Comparison
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TRRLX vs. LTIUX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TRRLX T. Rowe Price Retirement 2060 Fund | -1.05% | 14.54% | 14.22% | 20.87% | -19.22% | 17.50% | 18.46% | 25.39% | -7.62% | 20.79% |
LTIUX Principal LifeTime 2035 Fund | -1.66% | 14.26% | 14.13% | 16.51% | -17.48% | 14.07% | 15.70% | 23.48% | -7.37% | 19.69% |
Returns By Period
In the year-to-date period, TRRLX achieves a -1.05% return, which is significantly higher than LTIUX's -1.66% return. Over the past 10 years, TRRLX has outperformed LTIUX with an annualized return of 10.09%, while LTIUX has yielded a comparatively lower 8.91% annualized return.
TRRLX
- 1D
- 2.79%
- 1M
- -6.56%
- YTD
- -1.05%
- 6M
- -2.29%
- 1Y
- 12.85%
- 3Y*
- 13.74%
- 5Y*
- 6.69%
- 10Y*
- 10.09%
LTIUX
- 1D
- 2.11%
- 1M
- -3.97%
- YTD
- -1.66%
- 6M
- -0.15%
- 1Y
- 11.84%
- 3Y*
- 12.40%
- 5Y*
- 6.02%
- 10Y*
- 8.91%
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TRRLX vs. LTIUX - Expense Ratio Comparison
TRRLX has a 0.64% expense ratio, which is higher than LTIUX's 0.01% expense ratio.
Return for Risk
TRRLX vs. LTIUX — Risk / Return Rank
TRRLX
LTIUX
TRRLX vs. LTIUX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement 2060 Fund (TRRLX) and Principal LifeTime 2035 Fund (LTIUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TRRLX | LTIUX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.82 | 1.08 | -0.27 |
Sortino ratioReturn per unit of downside risk | 1.24 | 1.61 | -0.37 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.23 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 0.85 | 1.46 | -0.61 |
Martin ratioReturn relative to average drawdown | 3.78 | 6.81 | -3.02 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TRRLX | LTIUX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.82 | 1.08 | -0.27 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.44 | 0.51 | -0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.66 | 0.72 | -0.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.56 | 0.45 | +0.11 |
Correlation
The correlation between TRRLX and LTIUX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TRRLX vs. LTIUX - Dividend Comparison
TRRLX has not paid dividends to shareholders, while LTIUX's dividend yield for the trailing twelve months is around 9.18%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRRLX T. Rowe Price Retirement 2060 Fund | 0.00% | 0.00% | 1.74% | 3.29% | 5.75% | 4.19% | 2.38% | 4.33% | 5.39% | 1.58% | 1.58% | 0.83% |
LTIUX Principal LifeTime 2035 Fund | 9.18% | 9.03% | 9.46% | 4.17% | 7.50% | 7.06% | 5.35% | 7.28% | 7.75% | 5.46% | 4.28% | 5.59% |
Drawdowns
TRRLX vs. LTIUX - Drawdown Comparison
The maximum TRRLX drawdown since its inception was -32.52%, smaller than the maximum LTIUX drawdown of -49.65%. Use the drawdown chart below to compare losses from any high point for TRRLX and LTIUX.
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Drawdown Indicators
| TRRLX | LTIUX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.52% | -49.65% | +17.13% |
Max Drawdown (1Y)Largest decline over 1 year | -11.71% | -8.44% | -3.27% |
Max Drawdown (5Y)Largest decline over 5 years | -28.09% | -24.23% | -3.86% |
Max Drawdown (10Y)Largest decline over 10 years | -32.52% | -28.12% | -4.40% |
Current DrawdownCurrent decline from peak | -7.30% | -4.60% | -2.70% |
Average DrawdownAverage peak-to-trough decline | -5.23% | -6.76% | +1.53% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.96% | 1.80% | +1.16% |
Volatility
TRRLX vs. LTIUX - Volatility Comparison
T. Rowe Price Retirement 2060 Fund (TRRLX) has a higher volatility of 6.03% compared to Principal LifeTime 2035 Fund (LTIUX) at 4.44%. This indicates that TRRLX's price experiences larger fluctuations and is considered to be riskier than LTIUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TRRLX | LTIUX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.03% | 4.44% | +1.59% |
Volatility (6M)Calculated over the trailing 6-month period | 9.97% | 6.70% | +3.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.73% | 11.29% | +5.44% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.22% | 11.83% | +3.39% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.47% | 12.47% | +3.00% |