TRRBX vs. PRSCX
TRRBX (T. Rowe Price Retirement 2020 Fund) and PRSCX (T. Rowe Price Science And Technology Fund) are both mutual funds - TRRBX is a Target Retirement Date fund managed by T. Rowe Price, while PRSCX is a Technology Equities fund actively managed by T. Rowe Price. Over the past 10 years, TRRBX returned 6.82%/yr vs 20.54%/yr for PRSCX. Their correlation of 0.81 means they have usually moved in the same direction. TRRBX charges 0.53%/yr vs 0.80%/yr for PRSCX.
Performance
TRRBX vs. PRSCX - Performance Comparison
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Returns By Period
In the year-to-date period, TRRBX achieves a 5.83% return, which is significantly lower than PRSCX's 19.55% return. Over the past 10 years, TRRBX has underperformed PRSCX with an annualized return of 6.82%, while PRSCX has yielded a comparatively higher 20.54% annualized return.
TRRBX
- 1D
- 0.92%
- 1M
- -0.29%
- 6M
- 3.21%
- YTD
- 5.83%
- 1Y
- 5.83%
- 3Y*
- 8.22%
- 5Y*
- 3.94%
- 10Y*
- 6.82%
- ALL TIME*
- 7.65%
PRSCX
- 1D
- 3.31%
- 1M
- -3.85%
- 6M
- 10.61%
- YTD
- 19.55%
- 1Y
- 38.20%
- 3Y*
- 29.12%
- 5Y*
- 14.74%
- 10Y*
- 20.54%
- ALL TIME*
- 13.58%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
TRRBX vs. PRSCX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TRRBX T. Rowe Price Retirement 2020 Fund | 5.83% | 6.07% | 9.17% | 13.51% | -14.58% | 10.60% | 13.18% | 19.39% | -5.01% | 15.75% |
PRSCX T. Rowe Price Science And Technology Fund | 19.55% | 24.28% | 40.49% | 53.77% | -35.40% | 5.83% | 45.94% | 53.80% | -7.52% | 39.38% |
Correlation
The correlation between TRRBX and PRSCX is 0.69, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.69 |
Correlation (3Y) Balances recent behavior with more history. | 0.71 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.77 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.79 |
Correlation (All Time) Calculated using the full available price history since Oct 1, 2002 | 0.81 |
The correlation between TRRBX and PRSCX shifts across timeframes, from 0.69 (1 year) to 0.81 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
TRRBX vs. PRSCX — Risk / Return Rank
TRRBX
PRSCX
TRRBX vs. PRSCX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement 2020 Fund (TRRBX) and T. Rowe Price Science And Technology Fund (PRSCX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TRRBX | PRSCX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.58 | ||
| Sortino ratioReturn per unit of downside risk | -0.83 | ||
| Omega ratioGain probability vs. loss probability | 1.13 | 1.22 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 0.69 | 1.85 | -1.17 |
| Martin ratioReturn relative to average drawdown | 1.98 | 5.45 | -3.47 |
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Drawdowns
TRRBX vs. PRSCX - Drawdown Comparison
The maximum TRRBX drawdown since its inception was -47.04%, smaller than the maximum PRSCX drawdown of -85.26%. Use the drawdown chart below to compare losses from any high point for TRRBX and PRSCX.
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Drawdown Indicators
| TRRBX | PRSCX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -47.04% | -85.26% | +38.22% |
Max Drawdown (1Y)Largest decline over 1 year | -7.68% | -20.17% | +12.49% |
Max Drawdown (3Y)Largest decline over 3 years | -8.24% | -31.06% | +22.82% |
Max Drawdown (5Y)Largest decline over 5 years | -20.54% | -46.19% | +25.65% |
Max Drawdown (10Y)Largest decline over 10 years | -23.90% | -46.19% | +22.29% |
Current DrawdownCurrent decline from peak | -0.81% | -17.52% | +16.71% |
Average DrawdownAverage peak-to-trough decline | -5.02% | -29.81% | +24.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.63% | 6.75% | -4.12% |
Volatility
TRRBX vs. PRSCX - Volatility Comparison
The current volatility for T. Rowe Price Retirement 2020 Fund (TRRBX) is 1.91%, while T. Rowe Price Science And Technology Fund (PRSCX) has a volatility of 11.29%. This indicates that TRRBX experiences smaller price fluctuations and is considered to be less risky than PRSCX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TRRBX | PRSCX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.91% | 11.29% | -9.38% |
Volatility (6M)Calculated over the trailing 6-month period | 6.09% | 28.30% | -22.21% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.93% | 31.85% | -22.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.26% | 29.35% | -20.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.61% | 25.62% | -16.01% |
TRRBX vs. PRSCX - Expense Ratio Comparison
TRRBX has a 0.53% expense ratio, which is lower than PRSCX's 0.80% expense ratio.
Dividends
TRRBX vs. PRSCX - Dividend Comparison
TRRBX has not paid dividends to shareholders, while PRSCX's dividend yield for the trailing twelve months is around 9.64%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PRSCX T. Rowe Price Science And Technology Fund | 9.64% | 11.53% | 9.43% | 0.00% | 7.83% | 33.69% | 13.90% | 10.91% | 36.03% | 13.21% | 3.68% | 18.51% |
TRRBX T. Rowe Price Retirement 2020 Fund | 0.00% | 0.00% | 4.28% | 6.78% | 13.33% | 12.99% | 9.80% | 5.52% | 9.63% | 4.79% | 1.76% | 2.92% |
Frequently Asked Questions
TRRBX and PRSCX have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PRSCX has higher volatility (11.29%) compared to TRRBX (1.91%). In terms of maximum drawdown, TRRBX dropped -47.04% vs PRSCX's -85.26%.
PRSCX currently has the higher Sharpe Ratio (1.17 vs 0.59), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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