TPSC vs. CVSM

Last updated Jul 14, 2026

TPSC (Timothy Plan US Small Cap Core ETF) and CVSM (CresAlta Small & Mid-Cap ETF) are both Small Cap Blend Equities funds. TPSC is passively managed, while CVSM is actively managed. A 0.75 correlation means they provide meaningful diversification when combined. TPSC charges 0.52%/yr vs 0.55%/yr for CVSM.

Performance

TPSC vs. CVSM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan US Small Cap Core ETF (TPSC) and CresAlta Small & Mid-Cap ETF (CVSM). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TPSC

• 1D: -0.34%
• 1M: 1.35%
• 6M: 9.47%
• YTD: 14.75%
• 1Y: 20.37%
• 3Y*: 14.57%
• 5Y*: 8.98%
• 10Y*: —

CVSM

• 1D: 0.17%
• 1M: -1.46%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TPSC vs. CVSM - Yearly Performance Comparison

	2026 (YTD)
TPSC Timothy Plan US Small Cap Core ETF	7.42%
CVSM CresAlta Small & Mid-Cap ETF	3.14%

Correlation

The correlation between TPSC and CVSM is 0.75, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 18, 2026	0.75

Return for Risk

TPSC vs. CVSM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TPSC

TPSC Risk / Return Rank: 52
TPSC Sharpe Ratio Rank: 48
TPSC Sortino Ratio Rank: 52
TPSC Omega Ratio Rank: 46
TPSC Calmar Ratio Rank: 58
TPSC Martin Ratio Rank: 55

CVSM

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TPSC vs. CVSM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan US Small Cap Core ETF (TPSC) and CresAlta Small & Mid-Cap ETF (CVSM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TPSC	CVSM	Difference
Sharpe ratio: Return per unit of total volatility	1.32	—	—
Sortino ratio: Return per unit of downside risk	2.05	—	—
Omega ratio: Gain probability vs. loss probability	1.24	—	—
Calmar ratio: Return relative to maximum drawdown	2.29	—	—
Martin ratio: Return relative to average drawdown	7.50	—	—

Drawdowns

TPSC vs. CVSM - Drawdown Comparison

The maximum TPSC drawdown since its inception was -41.79%, which is greater than CVSM's maximum drawdown of -3.36%. Use the drawdown chart below to compare losses from any high point for TPSC and CVSM.

Drawdown Indicators

	TPSC	CVSM	Difference
Max Drawdown Largest peak-to-trough decline	-41.79%	-3.36%	-38.43%
Max Drawdown (1Y) Largest decline over 1 year	-8.95%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-23.44%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-23.63%	—	—
Current Drawdown Current decline from peak	-1.36%	-1.46%	+0.10%
Average Drawdown Average peak-to-trough decline	-8.30%	-1.01%	-7.29%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.72%	—	—

Volatility

Volatility by Period

	TPSC	CVSM	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.57%	—	—
Volatility (6M) Calculated over the trailing 6-month period	10.53%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	15.51%	11.19%	+4.32%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	19.81%	11.19%	+8.62%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	24.31%	11.19%	+13.12%

TPSC vs. CVSM - Expense Ratio Comparison

TPSC has a 0.52% expense ratio, which is lower than CVSM's 0.55% expense ratio.

Dividends

TPSC vs. CVSM - Dividend Comparison

TPSC's dividend yield for the trailing twelve months is around 1.04%, more than CVSM's 0.23% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
CVSM CresAlta Small & Mid-Cap ETF	0.23%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
TPSC Timothy Plan US Small Cap Core ETF	1.04%	1.07%	0.97%	1.06%	1.07%	1.12%	1.13%	0.07%

Frequently Asked Questions

Can I hold both TPSC and CVSM in my portfolio?

TPSC and CVSM have a correlation of 0.75, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TPSC or CVSM?

On fees, TPSC is cheaper at 0.52% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TPSC or CVSM?

TPSC is cheaper with a 0.52% expense ratio, compared with 0.55% for CVSM.

Which ETF pays a higher dividend yield, TPSC or CVSM?

TPSC has the higher dividend yield at 1.04%, compared with 0.23% for CVSM.

What is the main difference between TPSC and CVSM?

They also come from different issuers: Timothy Plan and CresAlta. Their fees differ too: 0.52% for TPSC and 0.55% for CVSM.