TPLNX vs. TFIAX
TPLNX (Timothy Plan Small Cap Value Fund) and TFIAX (Timothy Plan Fixed Income Fund) are both mutual funds - TPLNX is a Small Cap Blend Equities fund managed by Timothy Plan, while TFIAX is a Intermediate Core Bond fund managed by Timothy Plan. Over the past 10 years, TPLNX returned 9.83%/yr vs 0.58%/yr for TFIAX. At a correlation of -0.17, they often move in opposite directions. TPLNX charges 1.52%/yr vs 1.34%/yr for TFIAX.
Performance
TPLNX vs. TFIAX - Performance Comparison
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Returns By Period
In the year-to-date period, TPLNX achieves a 14.29% return, which is significantly higher than TFIAX's 0.19% return. Over the past 10 years, TPLNX has outperformed TFIAX with an annualized return of 9.83%, while TFIAX has yielded a comparatively lower 0.58% annualized return.
TPLNX
- 1D
- 0.58%
- 1M
- 4.91%
- YTD
- 14.29%
- 6M
- 12.13%
- 1Y
- 18.08%
- 3Y*
- 13.66%
- 5Y*
- 6.28%
- 10Y*
- 9.83%
TFIAX
- 1D
- -0.22%
- 1M
- 0.77%
- YTD
- 0.19%
- 6M
- 0.52%
- 1Y
- 3.88%
- 3Y*
- 3.21%
- 5Y*
- -0.44%
- 10Y*
- 0.58%
TPLNX vs. TFIAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TPLNX Timothy Plan Small Cap Value Fund | 14.29% | 0.58% | 11.18% | 17.31% | -13.13% | 28.12% | 2.00% | 28.29% | -15.66% | 12.94% |
TFIAX Timothy Plan Fixed Income Fund | 0.19% | 6.41% | 0.12% | 4.85% | -12.11% | -2.45% | 5.24% | 6.14% | -0.67% | 1.72% |
Correlation
The correlation between TPLNX and TFIAX is 0.33, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.33 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.24 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.14 |
Correlation (10Y) Calculated over the trailing 10-year period | -0.02 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2000 | -0.17 |
The correlation between TPLNX and TFIAX shifts across timeframes, from -0.17 (all time) to 0.33 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
TPLNX vs. TFIAX — Risk / Return Rank
TPLNX
TFIAX
TPLNX vs. TFIAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Small Cap Value Fund (TPLNX) and Timothy Plan Fixed Income Fund (TFIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TPLNX | TFIAX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.03 | ||
| Sortino ratioReturn per unit of downside risk | +0.14 | ||
| Omega ratioGain probability vs. loss probability | 1.20 | 1.20 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 1.96 | 1.42 | +0.54 |
| Martin ratioReturn relative to average drawdown | 5.28 | 4.07 | +1.21 |
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Drawdowns
TPLNX vs. TFIAX - Drawdown Comparison
The maximum TPLNX drawdown since its inception was -55.96%, which is greater than TFIAX's maximum drawdown of -18.62%. Use the drawdown chart below to compare losses from any high point for TPLNX and TFIAX.
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Drawdown Indicators
| TPLNX | TFIAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.96% | -18.62% | -37.34% |
Max Drawdown (1Y)Largest decline over 1 year | -10.04% | -2.91% | -7.13% |
Max Drawdown (3Y)Largest decline over 3 years | -23.49% | -6.49% | -17.00% |
Max Drawdown (5Y)Largest decline over 5 years | -25.75% | -17.30% | -8.45% |
Max Drawdown (10Y)Largest decline over 10 years | -43.18% | -18.62% | -24.56% |
Current DrawdownCurrent decline from peak | 0.00% | -4.86% | +4.86% |
Average DrawdownAverage peak-to-trough decline | -8.72% | -2.92% | -5.80% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.72% | 1.01% | +2.71% |
Volatility
TPLNX vs. TFIAX - Volatility Comparison
Timothy Plan Small Cap Value Fund (TPLNX) has a higher volatility of 4.96% compared to Timothy Plan Fixed Income Fund (TFIAX) at 0.96%. This indicates that TPLNX's price experiences larger fluctuations and is considered to be riskier than TFIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TPLNX | TFIAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.96% | 0.96% | +4.00% |
Volatility (6M)Calculated over the trailing 6-month period | 11.87% | 2.71% | +9.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.24% | 3.72% | +13.52% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.54% | 5.65% | +14.89% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.16% | 4.46% | +17.70% |
TPLNX vs. TFIAX - Expense Ratio Comparison
TPLNX has a 1.52% expense ratio, which is higher than TFIAX's 1.34% expense ratio.
Dividends
TPLNX vs. TFIAX - Dividend Comparison
TPLNX's dividend yield for the trailing twelve months is around 4.52%, more than TFIAX's 3.04% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TFIAX Timothy Plan Fixed Income Fund | 3.04% | 3.00% | 3.04% | 2.48% | 1.28% | 0.84% | 1.21% | 1.60% | 1.92% | 1.62% | 1.75% | 2.03% |
TPLNX Timothy Plan Small Cap Value Fund | 4.52% | 5.17% | 12.41% | 3.95% | 6.72% | 9.40% | 0.16% | 3.68% | 16.26% | 9.20% | 1.34% | 9.66% |
Frequently Asked Questions
TPLNX and TFIAX have a correlation of 0.33, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TPLNX has higher volatility (4.96%) compared to TFIAX (0.96%). In terms of maximum drawdown, TPLNX dropped -55.96% vs TFIAX's -18.62%.
TPLNX currently has the higher Sharpe Ratio (1.14 vs 1.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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