TPLC vs. QQQN

Last updated Aug 2, 2026

TPLC (Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund) and QQQN (VictoryShares Nasdaq Next 50 ETF) are both Mid Cap Growth Equities funds - TPLC tracks the Victory U.S. Large Cap Volatility Weighted BRI Index while QQQN tracks the Nasdaq Q-50 Index. Both are passively managed. TPLC charges 0.52%/yr vs 0.18%/yr for QQQN.

Performance

TPLC vs. QQQN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC) and VictoryShares Nasdaq Next 50 ETF (QQQN). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TPLC

• 1D: 0.16%
• 1M: -0.50%
• 6M: 7.18%
• YTD: 11.20%
• 1Y: 13.26%
• 3Y*: 11.85%
• 5Y*: 7.98%
• 10Y*: —
• ALL TIME*: 10.96%

QQQN

• 1D: 0.00%
• 1M: 0.00%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
QQQN VictoryShares Nasdaq Next 50 ETF	$0.00	$0.00	$0.00
TPLC Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund	$634.79K	$704.66K	$1.85M

TPLC vs. QQQN - Yearly Performance Comparison

	2026 (YTD)
TPLC Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund	6.64%
QQQN VictoryShares Nasdaq Next 50 ETF	0.00%

TPLC vs. QQQN - Sectors Allocation Comparison

Sectors	TPLC	QQQN
Industrials	23.4%	8.7%
Technology	18.6%	47.3%
Financial Services	11.5%	-
Utilities	11.2%	1.6%
Healthcare	9.6%	19.9%
Consumer Cyclical	8.8%	13.7%
Energy	7.2%	-
Basic Materials	5.7%	1.9%
Consumer Defensive	3.6%	1.4%
Communication Services	0.2%	5.5%
Real Estate	0.2%	-

Return for Risk

TPLC vs. QQQN — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

TPLC

TPLC Risk / Return Rank: 43
TPLC Sharpe Ratio Rank: 42
TPLC Sortino Ratio Rank: 42
TPLC Omega Ratio Rank: 39
TPLC Calmar Ratio Rank: 44
TPLC Martin Ratio Rank: 50

QQQN

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

TPLC vs. QQQN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC) and VictoryShares Nasdaq Next 50 ETF (QQQN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TPLC	QQQN	Difference
Sharpe ratio: Return per unit of total volatility	1.04	—	—
Sortino ratio: Return per unit of downside risk	1.56	—	—
Omega ratio: Gain probability vs. loss probability	1.18	—	—
Calmar ratio: Return relative to maximum drawdown	1.59	—	—
Martin ratio: Return relative to average drawdown	5.75	—	—

Drawdowns

TPLC vs. QQQN - Drawdown Comparison

The maximum TPLC drawdown since its inception was -38.02%, which is greater than QQQN's maximum drawdown of 0.00%. Use the drawdown chart below to compare losses from any high point for TPLC and QQQN.

Drawdown Indicators

	TPLC	QQQN	Difference
Max Drawdown Largest peak-to-trough decline	-38.02%	0.00%	-38.02%
Max Drawdown (1Y) Largest decline over 1 year	-7.58%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-18.18%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-21.63%	—	—
Current Drawdown Current decline from peak	-1.31%	0.00%	-1.31%
Average Drawdown Average peak-to-trough decline	-5.20%	0.00%	-5.20%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.09%	—	—

Volatility

Volatility by Period

	TPLC	QQQN	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.63%	—	—
Volatility (6M) Calculated over the trailing 6-month period	8.37%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	11.58%	0.00%	+11.58%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.12%	0.00%	+16.12%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	19.73%	0.00%	+19.73%

TPLC vs. QQQN - Expense Ratio Comparison

TPLC has a 0.52% expense ratio, which is higher than QQQN's 0.18% expense ratio.

Dividends

TPLC vs. QQQN - Dividend Comparison

TPLC's dividend yield for the trailing twelve months is around 0.83%, while QQQN has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
QQQN VictoryShares Nasdaq Next 50 ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
TPLC Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund	0.83%	0.89%	0.88%	0.89%	1.06%	0.61%	0.81%	0.67%

Frequently Asked Questions

Which ETF is better, TPLC or QQQN?

On fees, QQQN is cheaper at 0.18% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TPLC or QQQN?

QQQN is cheaper with a 0.18% expense ratio, compared with 0.52% for TPLC.

Which ETF pays a higher dividend yield, TPLC or QQQN?

TPLC has the higher dividend yield at 0.83%, compared with 0.00% for QQQN.

What is the main difference between TPLC and QQQN?

TPLC tracks Victory U.S. Large Cap Volatility Weighted BRI Index, while QQQN tracks Nasdaq Q-50 Index. They also come from different issuers: Timothy Plan and VictoryShares. Their fees differ too: 0.52% for TPLC and 0.18% for QQQN.