TPLC vs. QQJG

Last updated Jun 4, 2026

TPLC (Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund) and QQJG (Invesco ESG NASDAQ Next Gen 100 ETF) are both Mid Cap Growth Equities funds - TPLC tracks the Victory U.S. Large Cap Volatility Weighted BRI Index while QQJG tracks the Nasdaq Next Generation 100 ESG Index - Benchmark TR Gross. Both are passively managed. Over the past 3 years, TPLC returned 13.91%/yr vs 14.09%/yr for QQJG. Their correlation of 0.83 suggests significant overlap in exposure. TPLC charges 0.52%/yr vs 0.20%/yr for QQJG.

Performance

TPLC vs. QQJG - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC) and Invesco ESG NASDAQ Next Gen 100 ETF (QQJG). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TPLC achieves a 8.78% return, which is significantly higher than QQJG's 1.44% return.

TPLC

• 1D: -0.12%
• 1M: 1.66%
• YTD: 8.78%
• 6M: 7.78%
• 1Y: 12.59%
• 3Y*: 13.91%
• 5Y*: 8.22%
• 10Y*: —

QQJG

• 1D: 0.00%
• 1M: 0.00%
• YTD: 1.44%
• 6M: 1.92%
• 1Y: 18.92%
• 3Y*: 14.09%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TPLC vs. QQJG - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
TPLC Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund	8.78%	7.08%	13.10%	15.17%	-12.58%	6.31%
QQJG Invesco ESG NASDAQ Next Gen 100 ETF	1.44%	18.05%	14.67%	17.20%	-27.69%	0.91%

Correlation

The correlation between TPLC and QQJG is 0.62, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.62
Correlation (3Y) Calculated over the trailing 3-year period	0.79
Correlation (All Time) Calculated using the full available price history since Oct 28, 2021	0.83

Over the past year, the correlation between TPLC and QQJG has dropped to 0.62 - well below their long-term average of 0.83, suggesting their price drivers have been diverging.

TPLC vs. QQJG - Sectors Allocation Comparison

Sectors	TPLC	QQJG
Industrials	23.2%	6.4%
Technology	16.7%	44.5%
Financial Services	11.8%	0.1%
Utilities	11.6%	-
Healthcare	9.3%	18.2%
Consumer Cyclical	9.0%	14.3%
Energy	8.2%	1.6%
Basic Materials	5.9%	2.5%
Consumer Defensive	3.8%	3.4%
Real Estate	0.3%	-
Communication Services	0.2%	6.2%

Return for Risk

TPLC vs. QQJG — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TPLC

TPLC Risk / Return Rank: 32
TPLC Sharpe Ratio Rank: 31
TPLC Sortino Ratio Rank: 30
TPLC Omega Ratio Rank: 28
TPLC Calmar Ratio Rank: 34
TPLC Martin Ratio Rank: 38

QQJG

QQJG Risk / Return Rank: 45
QQJG Sharpe Ratio Rank: 39
QQJG Sortino Ratio Rank: 38
QQJG Omega Ratio Rank: 46
QQJG Calmar Ratio Rank: 49
QQJG Martin Ratio Rank: 53

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TPLC vs. QQJG - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC) and Invesco ESG NASDAQ Next Gen 100 ETF (QQJG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	TPLC	QQJG	Difference
Sharpe ratio: Return per unit of total volatility	1.10	1.37	-0.27
Sortino ratio: Return per unit of downside risk	1.65	1.97	-0.33
Omega ratio: Gain probability vs. loss probability	1.19	1.29	-0.10
Calmar ratio: Return relative to maximum drawdown	1.67	2.42	-0.75
Martin ratio: Return relative to average drawdown	5.94	8.87	-2.93
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

TPLC vs. QQJG - Sharpe Ratio Comparison

The current TPLC Sharpe Ratio is 1.10, which is comparable to the QQJG Sharpe Ratio of 1.37. The chart below compares the historical Sharpe Ratios of TPLC and QQJG, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	TPLC	QQJG	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.10	1.37	-0.27
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.51	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.56	0.17	+0.39

Drawdowns

TPLC vs. QQJG - Drawdown Comparison

The maximum TPLC drawdown since its inception was -38.02%, roughly equal to the maximum QQJG drawdown of -36.76%. Use the drawdown chart below to compare losses from any high point for TPLC and QQJG.

Drawdown Indicators

	TPLC	QQJG	Difference
Max Drawdown Largest peak-to-trough decline	-38.02%	-36.76%	-1.26%
Max Drawdown (1Y) Largest decline over 1 year	-7.58%	-7.93%	+0.35%
Max Drawdown (3Y) Largest decline over 3 years	-18.18%	-23.48%	+5.30%
Max Drawdown (5Y) Largest decline over 5 years	-21.63%	—	—
Current Drawdown Current decline from peak	-0.12%	-2.09%	+1.97%
Average Drawdown Average peak-to-trough decline	-5.29%	-15.32%	+10.03%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.13%	2.15%	-0.02%

Volatility

TPLC vs. QQJG - Volatility Comparison

Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC) has a higher volatility of 2.70% compared to Invesco ESG NASDAQ Next Gen 100 ETF (QQJG) at 0.00%. This indicates that TPLC's price experiences larger fluctuations and is considered to be riskier than QQJG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TPLC	QQJG	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.70%	0.00%	+2.70%
Volatility (6M) Calculated over the trailing 6-month period	8.45%	8.32%	+0.13%
Volatility (1Y) Calculated over the trailing 1-year period	11.50%	14.05%	-2.55%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.14%	21.70%	-5.56%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	19.89%	21.70%	-1.81%

TPLC vs. QQJG - Expense Ratio Comparison

TPLC has a 0.52% expense ratio, which is higher than QQJG's 0.20% expense ratio.

Dividends

TPLC vs. QQJG - Dividend Comparison

TPLC's dividend yield for the trailing twelve months is around 0.84%, less than QQJG's 13.86% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
QQJG Invesco ESG NASDAQ Next Gen 100 ETF	13.86%	0.68%	0.65%	0.54%	0.70%	0.08%	0.00%	0.00%
TPLC Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund	0.84%	0.89%	0.88%	0.89%	1.06%	0.61%	0.81%	0.67%

Frequently Asked Questions

Can I hold both TPLC and QQJG in my portfolio?

TPLC and QQJG have a correlation of 0.62, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TPLC or QQJG?

TPLC has higher volatility (2.70%) compared to QQJG (0.00%). In terms of maximum drawdown, TPLC dropped -38.02% vs QQJG's -36.76%.

Which ETF is better, TPLC or QQJG?

On 3-year performance, QQJG leads with 14.09% vs 13.91% for TPLC. On fees, QQJG is cheaper at 0.20% per year. On volatility, QQJG has been the lower-risk option at 0.00%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, TPLC or QQJG?

Over the 3-year period, QQJG has performed better with a 14.09% return vs 13.91%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, TPLC or QQJG?

QQJG is cheaper with a 0.20% expense ratio, compared with 0.52% for TPLC.

Which ETF pays a higher dividend yield, TPLC or QQJG?

QQJG has the higher dividend yield at 13.86%, compared with 0.84% for TPLC.

What is the main difference between TPLC and QQJG?

TPLC tracks Victory U.S. Large Cap Volatility Weighted BRI Index, while QQJG tracks Nasdaq Next Generation 100 ESG Index - Benchmark TR Gross. They also come from different issuers: Timothy Plan and Invesco. Their fees differ too: 0.52% for TPLC and 0.20% for QQJG.

Which has better risk-adjusted returns?

QQJG currently has the higher Sharpe Ratio (1.37 vs 1.10), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.