TPIF vs. BUFI
TPIF (Timothy Plan International ETF) and BUFI (AB International Buffer ETF) are both exchange-traded funds - TPIF is a Foreign Large Cap Equities fund tracking the Victory International Volatility Weighted BRI Index, while BUFI is a Defined Outcome fund actively managed by AllianceBernstein. TPIF is passively managed, while BUFI is actively managed. Over the past year, TPIF returned 22.50% vs 12.80% for BUFI. Their correlation of 0.91 suggests significant overlap in exposure. TPIF charges 0.62%/yr vs 0.69%/yr for BUFI.
Performance
TPIF vs. BUFI - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, TPIF achieves a 9.41% return, which is significantly higher than BUFI's 4.92% return.
TPIF
- 1D
- -0.56%
- 1M
- 1.55%
- YTD
- 9.41%
- 6M
- 11.47%
- 1Y
- 22.50%
- 3Y*
- 17.61%
- 5Y*
- 7.66%
- 10Y*
- —
BUFI
- 1D
- -0.31%
- 1M
- 1.83%
- YTD
- 4.92%
- 6M
- 6.32%
- 1Y
- 12.80%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
TPIF vs. BUFI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
TPIF Timothy Plan International ETF | 9.41% | 34.34% | -3.13% |
BUFI AB International Buffer ETF | 4.92% | 16.50% | -1.31% |
Correlation
The correlation between TPIF and BUFI is 0.91, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.91 |
Correlation (All Time) Calculated using the full available price history since Dec 11, 2024 | 0.91 |
The correlation between TPIF and BUFI has been stable across timeframes, ranging from 0.91 to 0.91 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
TPIF vs. BUFI — Risk / Return Rank
TPIF
BUFI
TPIF vs. BUFI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan International ETF (TPIF) and AB International Buffer ETF (BUFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TPIF | BUFI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.13 | ||
| Sortino ratioReturn per unit of downside risk | +0.05 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.30 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 2.22 | 2.26 | -0.04 |
| Martin ratioReturn relative to average drawdown | 8.72 | 8.98 | -0.26 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| TPIF | BUFI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.65 | 1.53 | +0.13 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.51 | 1.50 | -0.98 |
Drawdowns
TPIF vs. BUFI - Drawdown Comparison
The maximum TPIF drawdown since its inception was -34.02%, which is greater than BUFI's maximum drawdown of -7.43%. Use the drawdown chart below to compare losses from any high point for TPIF and BUFI.
Loading charts...
Drawdown Indicators
| TPIF | BUFI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.02% | -7.43% | -26.59% |
Max Drawdown (1Y)Largest decline over 1 year | -10.19% | -5.69% | -4.50% |
Max Drawdown (3Y)Largest decline over 3 years | -12.64% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -32.11% | — | — |
Current DrawdownCurrent decline from peak | -2.01% | -0.32% | -1.69% |
Average DrawdownAverage peak-to-trough decline | -7.96% | -0.86% | -7.10% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.59% | 1.43% | +1.16% |
Volatility
TPIF vs. BUFI - Volatility Comparison
Timothy Plan International ETF (TPIF) has a higher volatility of 4.76% compared to AB International Buffer ETF (BUFI) at 2.20%. This indicates that TPIF's price experiences larger fluctuations and is considered to be riskier than BUFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| TPIF | BUFI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.76% | 2.20% | +2.56% |
Volatility (6M)Calculated over the trailing 6-month period | 11.53% | 7.05% | +4.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.71% | 8.43% | +5.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.66% | 9.15% | +6.51% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.29% | 9.15% | +9.14% |
TPIF vs. BUFI - Expense Ratio Comparison
TPIF has a 0.62% expense ratio, which is lower than BUFI's 0.69% expense ratio.
Dividends
TPIF vs. BUFI - Dividend Comparison
TPIF's dividend yield for the trailing twelve months is around 2.62%, while BUFI has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
BUFI AB International Buffer ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
TPIF Timothy Plan International ETF | 2.62% | 2.65% | 2.98% | 2.40% | 2.58% | 2.38% | 1.72% | 0.13% |
Frequently Asked Questions
With a correlation of 0.91, TPIF and BUFI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
TPIF has higher volatility (4.76%) compared to BUFI (2.20%). In terms of maximum drawdown, TPIF dropped -34.02% vs BUFI's -7.43%.
On 1-year performance, TPIF leads with 22.50% vs 12.80% for BUFI. On fees, TPIF is cheaper at 0.62% per year. On volatility, BUFI has been the lower-risk option at 2.20%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, TPIF has performed better with a 22.50% return vs 12.80%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
TPIF is cheaper with a 0.62% expense ratio, compared with 0.69% for BUFI.
TPIF has the higher dividend yield at 2.62%, compared with 0.00% for BUFI.
TPIF is categorized as Foreign Large Cap Equities, while BUFI is Defined Outcome. They also come from different issuers: Timothy Plan and AllianceBernstein. Their fees differ too: 0.62% for TPIF and 0.69% for BUFI.
TPIF currently has the higher Sharpe Ratio (1.65 vs 1.53), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for TPIF and BUFI
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer