TPHD vs. RNIN

Last updated Aug 2, 2026

TPHD (Timothy Plan High Dividend Stock ETF) and RNIN (Bushido Capital US SMID Cap Equity ETF) are both Mid Cap Value Equities funds. TPHD is passively managed, while RNIN is actively managed. Over the past year, TPHD returned 15.48% vs 41.34% for RNIN. Their 0.64 correlation means they have sometimes moved together and sometimes differently. TPHD charges 0.52%/yr vs 0.68%/yr for RNIN.

Performance

TPHD vs. RNIN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan High Dividend Stock ETF (TPHD) and Bushido Capital US SMID Cap Equity ETF (RNIN). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TPHD achieves a 13.29% return, which is significantly lower than RNIN's 30.02% return.

TPHD

• 1D: 0.16%
• 1M: 0.88%
• 6M: 7.48%
• YTD: 13.29%
• 1Y: 15.48%
• 3Y*: 12.08%
• 5Y*: 9.62%
• 10Y*: —
• ALL TIME*: 10.28%

RNIN

• 1D: 0.32%
• 1M: 8.28%
• 6M: 27.27%
• YTD: 30.02%
• 1Y: 41.34%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 35.34%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
RNIN Bushido Capital US SMID Cap Equity ETF	$576.14K	$321.31K	$205.27K
TPHD Timothy Plan High Dividend Stock ETF	$823.76K	$794.79K	$770.63K

TPHD vs. RNIN - Yearly Performance Comparison

	2026 (YTD)	2025
TPHD Timothy Plan High Dividend Stock ETF	13.29%	5.39%
RNIN Bushido Capital US SMID Cap Equity ETF	30.02%	10.92%

Correlation

The correlation between TPHD and RNIN is 0.59, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.59
Correlation (All Time) Calculated using the full available price history since May 15, 2025	0.64

The correlation between TPHD and RNIN has been stable across timeframes, ranging from 0.59 to 0.64 - a consistent structural relationship.

Return for Risk

TPHD vs. RNIN — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

TPHD

TPHD Risk / Return Rank: 60
TPHD Sharpe Ratio Rank: 58
TPHD Sortino Ratio Rank: 62
TPHD Omega Ratio Rank: 54
TPHD Calmar Ratio Rank: 69
TPHD Martin Ratio Rank: 56

RNIN

RNIN Risk / Return Rank: 94
RNIN Sharpe Ratio Rank: 92
RNIN Sortino Ratio Rank: 93
RNIN Omega Ratio Rank: 90
RNIN Calmar Ratio Rank: 96
RNIN Martin Ratio Rank: 96

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

TPHD vs. RNIN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan High Dividend Stock ETF (TPHD) and Bushido Capital US SMID Cap Equity ETF (RNIN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TPHD	RNIN	Difference
Sharpe ratio: Return per unit of total volatility	1.37	2.45	-1.08
Sortino ratio: Return per unit of downside risk	2.08	3.53	-1.45
Omega ratio: Gain probability vs. loss probability	1.24	1.43	-0.19
Calmar ratio: Return relative to maximum drawdown	2.41	6.90	-4.50
Martin ratio: Return relative to average drawdown	6.70	23.80	-17.10

TPHD vs. RNIN - Sharpe Ratio Comparison

The current TPHD Sharpe Ratio is 1.37, which is lower than the RNIN Sharpe Ratio of 2.45. The chart below compares the historical Sharpe Ratios of TPHD and RNIN, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TPHD vs. RNIN - Drawdown Comparison

The maximum TPHD drawdown since its inception was -41.71%, which is greater than RNIN's maximum drawdown of -5.70%. Use the drawdown chart below to compare losses from any high point for TPHD and RNIN.

Drawdown Indicators

	TPHD	RNIN	Difference
Max Drawdown Largest peak-to-trough decline	-41.71%	-5.70%	-36.01%
Max Drawdown (1Y) Largest decline over 1 year	-6.08%	-5.70%	-0.38%
Max Drawdown (3Y) Largest decline over 3 years	-15.89%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-16.54%	—	—
Current Drawdown Current decline from peak	-1.64%	-1.78%	+0.14%
Average Drawdown Average peak-to-trough decline	-4.65%	-1.27%	-3.38%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.18%	1.65%	+0.53%

Volatility

TPHD vs. RNIN - Volatility Comparison

The current volatility for Timothy Plan High Dividend Stock ETF (TPHD) is 3.72%, while Bushido Capital US SMID Cap Equity ETF (RNIN) has a volatility of 6.41%. This indicates that TPHD experiences smaller price fluctuations and is considered to be less risky than RNIN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TPHD	RNIN	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.72%	6.41%	-2.69%
Volatility (6M) Calculated over the trailing 6-month period	7.45%	12.30%	-4.85%
Volatility (1Y) Calculated over the trailing 1-year period	10.66%	16.08%	-5.42%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	14.59%	15.74%	-1.15%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	19.48%	15.74%	+3.74%

TPHD vs. RNIN - Expense Ratio Comparison

TPHD has a 0.52% expense ratio, which is lower than RNIN's 0.68% expense ratio.

Dividends

TPHD vs. RNIN - Dividend Comparison

TPHD's dividend yield for the trailing twelve months is around 1.92%, more than RNIN's 0.80% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
RNIN Bushido Capital US SMID Cap Equity ETF	0.80%	0.71%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
TPHD Timothy Plan High Dividend Stock ETF	1.92%	2.10%	2.09%	2.19%	2.38%	1.86%	2.38%	1.61%

Frequently Asked Questions

Can I hold both TPHD and RNIN in my portfolio?

TPHD and RNIN have a correlation of 0.59, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TPHD or RNIN?

RNIN has higher volatility (6.41%) compared to TPHD (3.72%). In terms of maximum drawdown, TPHD dropped -41.71% vs RNIN's -5.70%.

Which ETF is better, TPHD or RNIN?

On 1-year performance, RNIN leads with 41.34% vs 15.48% for TPHD. On fees, TPHD is cheaper at 0.52% per year. On volatility, TPHD has been the lower-risk option at 3.72%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, TPHD or RNIN?

Over the 1-year period, RNIN has performed better with a 41.34% return vs 15.48%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, TPHD or RNIN?

TPHD is cheaper with a 0.52% expense ratio, compared with 0.68% for RNIN.

Which ETF pays a higher dividend yield, TPHD or RNIN?

TPHD has the higher dividend yield at 1.92%, compared with 0.80% for RNIN.

What is the main difference between TPHD and RNIN?

They also come from different issuers: Timothy Plan and Bushido. Their fees differ too: 0.52% for TPHD and 0.68% for RNIN.

Which has better risk-adjusted returns?

RNIN currently has the higher Sharpe Ratio (2.45 vs 1.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.