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TPHD vs. AGZD
Performance
Return for Risk
Drawdowns
Volatility
Dividends

TPHD vs. AGZD

Last updated Jun 4, 2026

TPHD (Timothy Plan High Dividend Stock ETF) and AGZD (WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund) are both exchange-traded funds - TPHD is a Mid Cap Value Equities fund tracking the Victory US Large Cap High Dividend Volatility Weighted BRI Index, while AGZD is a Nontraditional Bonds fund tracking the Bloomberg Rate Hedged U.S. Aggregate Bond Index, Zero Duration. Both are passively managed. Over the past 5 years, TPHD returned 8.52%/yr vs 4.32%/yr for AGZD. At a 0.09 correlation, their price movements are largely independent. TPHD charges 0.52%/yr vs 0.23%/yr for AGZD.

Performance

TPHD vs. AGZD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan High Dividend Stock ETF (TPHD) and WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund (AGZD). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, TPHD achieves a 8.56% return, which is significantly higher than AGZD's 2.22% return.

TPHD

1D
0.03%
1M
-1.27%
YTD
8.56%
6M
7.69%
1Y
13.23%
3Y*
13.21%
5Y*
8.52%
10Y*
—

AGZD

1D
-0.18%
1M
0.67%
YTD
2.22%
6M
2.64%
1Y
5.26%
3Y*
6.02%
5Y*
4.32%
10Y*
3.15%
*Multi-year figures are annualized to reflect compound growth (CAGR)

TPHD vs. AGZD - Yearly Performance Comparison

2026 (YTD)2025202420232022202120202019
TPHD
Timothy Plan High Dividend Stock ETF		8.56%8.28%12.14%8.86%-1.91%27.98%-1.30%10.35%
AGZD
WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund		2.22%4.35%6.64%7.15%1.17%0.69%0.31%2.46%

Correlation

The correlation between TPHD and AGZD is -0.07, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

-0.07

Correlation (3Y)
Calculated over the trailing 3-year period

0.02

Correlation (5Y)
Calculated over the trailing 5-year period

0.09

Correlation (All Time)
Calculated using the full available price history since May 2, 2019

0.09

The correlation between TPHD and AGZD shifts across timeframes, from -0.07 (1 year) to 0.09 (all time), reflecting how their relationship changes across market environments.

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Timothy Plan High Dividend Stock ETF

WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund

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Often compared with AGZD:
AGZD vs. AGZAGZD vs. EMNTAGZD vs. FFRAXAGZD vs. SEIXAGZD vs. VOOAGZD vs. FPEIAGZD vs. BND

Return for Risk

TPHD vs. AGZD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
TPHD
TPHD Risk / Return Rank: 3838
Overall Rank
TPHD Sharpe Ratio Rank: 3535
Sharpe Ratio Rank
TPHD Sortino Ratio Rank: 3636
Sortino Ratio Rank
TPHD Omega Ratio Rank: 3333
Omega Ratio Rank
TPHD Calmar Ratio Rank: 4444
Calmar Ratio Rank
TPHD Martin Ratio Rank: 3939
Martin Ratio Rank
AGZD
AGZD Risk / Return Rank: 6969
Overall Rank
AGZD Sharpe Ratio Rank: 5353
Sharpe Ratio Rank
AGZD Sortino Ratio Rank: 5656
Sortino Ratio Rank
AGZD Omega Ratio Rank: 5858
Omega Ratio Rank
AGZD Calmar Ratio Rank: 9292
Calmar Ratio Rank
AGZD Martin Ratio Rank: 8787
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TPHD vs. AGZD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan High Dividend Stock ETF (TPHD) and WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund (AGZD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

TPHDAGZDDifference
Sharpe ratioReturn per unit of total volatility
1.27
1.83

-0.56

Sortino ratioReturn per unit of downside risk
1.92
2.71

-0.79

Omega ratioGain probability vs. loss probability

1.22

1.36

-0.14

Calmar ratioReturn relative to maximum drawdown

2.19

6.09

-3.91

Martin ratioReturn relative to average drawdown

6.20

19.08

-12.87

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

TPHD vs. AGZD - Sharpe Ratio Comparison

The current TPHD Sharpe Ratio is 1.27, which is lower than the AGZD Sharpe Ratio of 1.83. The chart below compares the historical Sharpe Ratios of TPHD and AGZD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

TPHDAGZDDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.27

1.83

-0.56

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.59

1.21

-0.62

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

—

0.85

—

Sharpe Ratio (All Time)

Calculated using the full available price history

0.51

0.64

-0.13

Drawdowns

TPHD vs. AGZD - Drawdown Comparison

The maximum TPHD drawdown since its inception was -41.71%, which is greater than AGZD's maximum drawdown of -8.46%. Use the drawdown chart below to compare losses from any high point for TPHD and AGZD.

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Drawdown Indicators

TPHDAGZDDifference

Max Drawdown

Largest peak-to-trough decline

-41.71%

-8.46%

-33.25%

Max Drawdown (1Y)

Largest decline over 1 year

-6.08%

-0.87%

-5.21%

Max Drawdown (3Y)

Largest decline over 3 years

-15.89%

-1.71%

-14.18%

Max Drawdown (5Y)

Largest decline over 5 years

-16.54%

-2.23%

-14.31%

Max Drawdown (10Y)

Largest decline over 10 years

—

-8.46%

—

Current Drawdown

Current decline from peak

-3.25%

-0.39%

-2.86%

Average Drawdown

Average peak-to-trough decline

-4.73%

-0.77%

-3.96%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.14%

0.28%

+1.86%

Volatility

TPHD vs. AGZD - Volatility Comparison

Timothy Plan High Dividend Stock ETF (TPHD) has a higher volatility of 2.60% compared to WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund (AGZD) at 1.03%. This indicates that TPHD's price experiences larger fluctuations and is considered to be riskier than AGZD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

TPHDAGZDDifference

Volatility (1M)

Calculated over the trailing 1-month period

2.60%

1.03%

+1.57%

Volatility (6M)

Calculated over the trailing 6-month period

7.35%

1.99%

+5.36%

Volatility (1Y)

Calculated over the trailing 1-year period

10.48%

2.89%

+7.59%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

14.60%

3.59%

+11.01%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

19.63%

3.72%

+15.91%

TPHD vs. AGZD - Expense Ratio Comparison

TPHD has a 0.52% expense ratio, which is higher than AGZD's 0.23% expense ratio.

Dividends

TPHD vs. AGZD - Dividend Comparison

TPHD's dividend yield for the trailing twelve months is around 2.00%, less than AGZD's 3.99% yield.

PositionTTM20252024202320222021202020192018201720162015
AGZD
WisdomTree Interest Rate Hedged U.S. Aggregate Bond Fund		3.99%4.12%3.96%6.07%8.61%1.66%2.28%2.83%2.62%2.31%1.81%1.66%
TPHD
Timothy Plan High Dividend Stock ETF		2.00%2.10%2.09%2.19%2.38%1.86%2.38%1.61%0.00%0.00%0.00%0.00%

Frequently Asked Questions

TPHD and AGZD have a correlation of -0.07, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

TPHD has higher volatility (2.60%) compared to AGZD (1.03%). In terms of maximum drawdown, TPHD dropped -41.71% vs AGZD's -8.46%.

On 5-year performance, TPHD leads with 8.52% vs 4.32% for AGZD. On fees, AGZD is cheaper at 0.23% per year. On volatility, AGZD has been the lower-risk option at 1.03%. The better choice depends on whether you care most about return, fees, risk, or income.

Over the 5-year period, TPHD has performed better with a 8.52% return vs 4.32%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

AGZD is cheaper with a 0.23% expense ratio, compared with 0.52% for TPHD.

AGZD has the higher dividend yield at 3.99%, compared with 2.00% for TPHD.

TPHD is categorized as Mid Cap Value Equities, while AGZD is Nontraditional Bonds. TPHD tracks Victory US Large Cap High Dividend Volatility Weighted BRI Index, while AGZD tracks Bloomberg Rate Hedged U.S. Aggregate Bond Index, Zero Duration. They also come from different issuers: Timothy Plan and WisdomTree. Their fees differ too: 0.52% for TPHD and 0.23% for AGZD.

AGZD currently has the higher Sharpe Ratio (1.83 vs 1.27), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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