TMUS vs. PNC
TMUS (T-Mobile US, Inc.) and PNC (The PNC Financial Services Group, Inc.) are both stocks. TMUS operates in Telecom Services (Communication Services), while PNC operates in Banks - Regional (Financial Services). Over the past 10 years, TMUS returned 16.66%/yr vs 14.58%/yr for PNC. At a 0.30 correlation, their price movements are largely independent.
Performance
TMUS vs. PNC - Performance Comparison
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Returns By Period
In the year-to-date period, TMUS achieves a -5.91% return, which is significantly lower than PNC's 15.62% return. Over the past 10 years, TMUS has outperformed PNC with an annualized return of 16.66%, while PNC has yielded a comparatively lower 14.58% annualized return.
TMUS
- 1D
- 1.77%
- 1M
- 2.65%
- YTD
- -5.91%
- 6M
- -2.11%
- 1Y
- -15.50%
- 3Y*
- 15.04%
- 5Y*
- 6.35%
- 10Y*
- 16.66%
PNC
- 1D
- 1.59%
- 1M
- 11.66%
- YTD
- 15.62%
- 6M
- 14.59%
- 1Y
- 41.69%
- 3Y*
- 27.43%
- 5Y*
- 8.55%
- 10Y*
- 14.58%
TMUS vs. PNC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TMUS T-Mobile US, Inc. | -5.91% | -6.58% | 39.70% | 15.02% | 20.71% | -13.99% | 71.96% | 23.28% | 0.16% | 10.43% |
PNC The PNC Financial Services Group, Inc. | 15.62% | 12.24% | 29.39% | 2.71% | -18.59% | 38.18% | -2.78% | 40.91% | -16.98% | 25.95% |
Correlation
The correlation between TMUS and PNC is -0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.08 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.13 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.22 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.24 |
Correlation (All Time) Calculated using the full available price history since Apr 19, 2007 | 0.30 |
The correlation between TMUS and PNC shifts across timeframes, from -0.08 (1 year) to 0.30 (all time), reflecting how their relationship changes across market environments.
Fundamentals
TMUS:
$208.40B
PNC:
$97.71B
TMUS:
$9.41
PNC:
$18.09
TMUS:
20.09
PNC:
13.14
TMUS:
0.31
PNC:
1.77
TMUS:
2.34
PNC:
2.96
TMUS:
3.73
PNC:
1.54
TMUS:
$90.53B
PNC:
$32.06B
TMUS:
$34.92B
PNC:
$23.04B
TMUS:
$28.22B
PNC:
$8.83B
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Return for Risk
TMUS vs. PNC — Risk / Return Rank
TMUS
PNC
TMUS vs. PNC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T-Mobile US, Inc. (TMUS) and The PNC Financial Services Group, Inc. (PNC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TMUS | PNC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.41 | ||
| Sortino ratioReturn per unit of downside risk | -3.19 | ||
| Omega ratioGain probability vs. loss probability | 0.91 | 1.31 | -0.40 |
| Calmar ratioReturn relative to maximum drawdown | -0.52 | 2.23 | -2.75 |
| Martin ratioReturn relative to average drawdown | -0.88 | 5.07 | -5.95 |
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Drawdowns
TMUS vs. PNC - Drawdown Comparison
The maximum TMUS drawdown since its inception was -86.29%, which is greater than PNC's maximum drawdown of -76.65%. Use the drawdown chart below to compare losses from any high point for TMUS and PNC.
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Drawdown Indicators
| TMUS | PNC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -86.29% | -76.65% | -9.64% |
Max Drawdown (1Y)Largest decline over 1 year | -30.37% | -17.21% | -13.16% |
Max Drawdown (3Y)Largest decline over 3 years | -33.65% | -29.77% | -3.88% |
Max Drawdown (5Y)Largest decline over 5 years | -33.65% | -47.98% | +14.33% |
Max Drawdown (10Y)Largest decline over 10 years | -33.65% | -49.58% | +15.93% |
Current DrawdownCurrent decline from peak | -29.12% | -1.23% | -27.89% |
Average DrawdownAverage peak-to-trough decline | -25.96% | -15.68% | -10.28% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 17.87% | 7.57% | +10.30% |
Volatility
TMUS vs. PNC - Volatility Comparison
T-Mobile US, Inc. (TMUS) has a higher volatility of 7.72% compared to The PNC Financial Services Group, Inc. (PNC) at 6.16%. This indicates that TMUS's price experiences larger fluctuations and is considered to be riskier than PNC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TMUS | PNC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.72% | 6.16% | +1.56% |
Volatility (6M)Calculated over the trailing 6-month period | 19.08% | 16.31% | +2.77% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.99% | 21.66% | +3.33% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 23.90% | 27.14% | -3.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 26.08% | 29.70% | -3.62% |
Dividends
TMUS vs. PNC - Dividend Comparison
TMUS's dividend yield for the trailing twelve months is around 2.08%, less than PNC's 2.86% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PNC The PNC Financial Services Group, Inc. | 2.86% | 3.16% | 3.27% | 3.94% | 3.64% | 2.39% | 3.09% | 2.63% | 2.91% | 1.80% | 1.81% | 2.11% |
TMUS T-Mobile US, Inc. | 2.08% | 1.80% | 1.28% | 0.41% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
TMUS vs. PNC - Financials Comparison
This section allows you to compare key financial metrics between T-Mobile US, Inc. and The PNC Financial Services Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TMUS vs. PNC - Profitability Comparison
TMUS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, T-Mobile US, Inc. reported a gross profit of 0.00 and revenue of 23.11B. Therefore, the gross margin over that period was 0.0%.
PNC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported a gross profit of 5.96B and revenue of 6.17B. Therefore, the gross margin over that period was 96.6%.
TMUS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, T-Mobile US, Inc. reported an operating income of 4.50B and revenue of 23.11B, resulting in an operating margin of 19.5%.
PNC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported an operating income of 2.19B and revenue of 6.17B, resulting in an operating margin of 35.5%.
TMUS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, T-Mobile US, Inc. reported a net income of 2.50B and revenue of 23.11B, resulting in a net margin of 10.8%.
PNC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported a net income of 1.77B and revenue of 6.17B, resulting in a net margin of 28.7%.
Frequently Asked Questions
TMUS and PNC have a correlation of -0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TMUS has higher volatility (7.72%) compared to PNC (6.16%). In terms of maximum drawdown, TMUS dropped -86.29% vs PNC's -76.65%.
PNC currently has the higher Sharpe Ratio (1.77 vs -0.63), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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