TLQIX vs. FTLSX
Compare and contrast key facts about TIAA-CREF Lifecycle Index 2025 Fund (TLQIX) and Fidelity Flex Freedom Blend Income Fund (FTLSX).
TLQIX is managed by TIAA Investments. It was launched on Sep 29, 2009. FTLSX is managed by Fidelity. It was launched on Jun 8, 2017.
Performance
TLQIX vs. FTLSX - Performance Comparison
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TLQIX vs. FTLSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TLQIX TIAA-CREF Lifecycle Index 2025 Fund | -2.39% | 14.51% | 9.46% | 14.18% | -15.04% | 10.12% | 14.00% | 19.84% | -4.45% | 5.13% |
FTLSX Fidelity Flex Freedom Blend Income Fund | -0.50% | 10.31% | 4.72% | 8.60% | -11.33% | 3.30% | 9.04% | 10.97% | -1.40% | 3.61% |
Returns By Period
In the year-to-date period, TLQIX achieves a -2.39% return, which is significantly lower than FTLSX's -0.50% return.
TLQIX
- 1D
- 0.04%
- 1M
- -5.31%
- YTD
- -2.39%
- 6M
- -0.40%
- 1Y
- 10.69%
- 3Y*
- 9.89%
- 5Y*
- 5.12%
- 10Y*
- 7.40%
FTLSX
- 1D
- 0.20%
- 1M
- -3.46%
- YTD
- -0.50%
- 6M
- 0.89%
- 1Y
- 7.42%
- 3Y*
- 6.37%
- 5Y*
- 2.81%
- 10Y*
- —
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TLQIX vs. FTLSX - Expense Ratio Comparison
TLQIX has a 0.10% expense ratio, which is higher than FTLSX's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TLQIX vs. FTLSX — Risk / Return Rank
TLQIX
FTLSX
TLQIX vs. FTLSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2025 Fund (TLQIX) and Fidelity Flex Freedom Blend Income Fund (FTLSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TLQIX | FTLSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.26 | 1.58 | -0.32 |
Sortino ratioReturn per unit of downside risk | 1.80 | 2.18 | -0.38 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.31 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.58 | 2.06 | -0.48 |
Martin ratioReturn relative to average drawdown | 7.02 | 8.61 | -1.59 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TLQIX | FTLSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.26 | 1.58 | -0.32 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.53 | 0.00 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.74 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.74 | 0.85 | -0.11 |
Correlation
The correlation between TLQIX and FTLSX is 0.80, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TLQIX vs. FTLSX - Dividend Comparison
TLQIX's dividend yield for the trailing twelve months is around 6.27%, more than FTLSX's 3.83% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLQIX TIAA-CREF Lifecycle Index 2025 Fund | 6.27% | 6.12% | 5.79% | 2.58% | 2.99% | 3.94% | 2.15% | 2.44% | 2.73% | 0.13% | 2.43% | 0.23% |
FTLSX Fidelity Flex Freedom Blend Income Fund | 3.83% | 3.68% | 3.37% | 3.19% | 5.28% | 4.91% | 3.06% | 4.44% | 4.26% | 1.97% | 0.00% | 0.00% |
Drawdowns
TLQIX vs. FTLSX - Drawdown Comparison
The maximum TLQIX drawdown since its inception was -21.30%, which is greater than FTLSX's maximum drawdown of -15.74%. Use the drawdown chart below to compare losses from any high point for TLQIX and FTLSX.
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Drawdown Indicators
| TLQIX | FTLSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.30% | -15.74% | -5.56% |
Max Drawdown (1Y)Largest decline over 1 year | -6.37% | -3.65% | -2.72% |
Max Drawdown (5Y)Largest decline over 5 years | -20.99% | -15.74% | -5.25% |
Max Drawdown (10Y)Largest decline over 10 years | -21.30% | — | — |
Current DrawdownCurrent decline from peak | -5.51% | -3.46% | -2.05% |
Average DrawdownAverage peak-to-trough decline | -3.32% | -2.86% | -0.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.43% | 0.87% | +0.56% |
Volatility
TLQIX vs. FTLSX - Volatility Comparison
TIAA-CREF Lifecycle Index 2025 Fund (TLQIX) has a higher volatility of 3.03% compared to Fidelity Flex Freedom Blend Income Fund (FTLSX) at 2.12%. This indicates that TLQIX's price experiences larger fluctuations and is considered to be riskier than FTLSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TLQIX | FTLSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.03% | 2.12% | +0.91% |
Volatility (6M)Calculated over the trailing 6-month period | 5.05% | 3.10% | +1.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.68% | 4.82% | +3.86% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.69% | 5.34% | +4.35% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.06% | 4.74% | +5.32% |