TLFIX vs. TCIEX
Compare and contrast key facts about TIAA-CREF Lifecycle Index 2015 Fund (TLFIX) and TIAA-CREF International Equity Index Fund Institutional Class (TCIEX).
TLFIX is managed by TIAA Investments. It was launched on Sep 29, 2009. TCIEX is a passively managed fund by TIAA Investments that tracks the performance of the MSCI EAFE Index. It was launched on Oct 1, 2002.
Performance
TLFIX vs. TCIEX - Performance Comparison
Loading graphics...
TLFIX vs. TCIEX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TLFIX TIAA-CREF Lifecycle Index 2015 Fund | -1.91% | 12.94% | 8.04% | 12.24% | -13.81% | 7.83% | 12.58% | 16.71% | -3.31% | 10.10% |
TCIEX TIAA-CREF International Equity Index Fund Institutional Class | 1.04% | 31.55% | 3.69% | 18.21% | -14.19% | 11.30% | 8.13% | 21.82% | -13.27% | 25.34% |
Returns By Period
In the year-to-date period, TLFIX achieves a -1.91% return, which is significantly lower than TCIEX's 1.04% return. Over the past 10 years, TLFIX has underperformed TCIEX with an annualized return of 6.17%, while TCIEX has yielded a comparatively higher 8.90% annualized return.
TLFIX
- 1D
- 0.11%
- 1M
- -4.49%
- YTD
- -1.91%
- 6M
- -0.15%
- 1Y
- 9.36%
- 3Y*
- 8.66%
- 5Y*
- 4.32%
- 10Y*
- 6.17%
TCIEX
- 1D
- 3.00%
- 1M
- -6.29%
- YTD
- 1.04%
- 6M
- 4.81%
- 1Y
- 22.86%
- 3Y*
- 14.48%
- 5Y*
- 8.26%
- 10Y*
- 8.90%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TLFIX vs. TCIEX - Expense Ratio Comparison
TLFIX has a 0.10% expense ratio, which is higher than TCIEX's 0.05% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TLFIX vs. TCIEX — Risk / Return Rank
TLFIX
TCIEX
TLFIX vs. TCIEX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2015 Fund (TLFIX) and TIAA-CREF International Equity Index Fund Institutional Class (TCIEX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TLFIX | TCIEX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.35 | 1.36 | 0.00 |
Sortino ratioReturn per unit of downside risk | 1.92 | 1.87 | +0.05 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.27 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.73 | 1.83 | -0.11 |
Martin ratioReturn relative to average drawdown | 7.46 | 6.94 | +0.52 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| TLFIX | TCIEX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.35 | 1.36 | 0.00 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.52 | -0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.54 | +0.19 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.77 | 0.39 | +0.38 |
Correlation
The correlation between TLFIX and TCIEX is 0.86, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TLFIX vs. TCIEX - Dividend Comparison
TLFIX's dividend yield for the trailing twelve months is around 8.16%, more than TCIEX's 3.85% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLFIX TIAA-CREF Lifecycle Index 2015 Fund | 8.16% | 8.00% | 7.99% | 4.01% | 3.39% | 5.16% | 2.71% | 2.44% | 3.23% | 0.17% | 2.42% | 0.26% |
TCIEX TIAA-CREF International Equity Index Fund Institutional Class | 3.85% | 3.89% | 3.17% | 3.14% | 2.82% | 3.02% | 1.96% | 3.08% | 3.42% | 2.78% | 2.95% | 3.06% |
Drawdowns
TLFIX vs. TCIEX - Drawdown Comparison
The maximum TLFIX drawdown since its inception was -19.10%, smaller than the maximum TCIEX drawdown of -59.27%. Use the drawdown chart below to compare losses from any high point for TLFIX and TCIEX.
Loading graphics...
Drawdown Indicators
| TLFIX | TCIEX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.10% | -59.27% | +40.17% |
Max Drawdown (1Y)Largest decline over 1 year | -5.20% | -11.35% | +6.15% |
Max Drawdown (5Y)Largest decline over 5 years | -19.10% | -29.25% | +10.15% |
Max Drawdown (10Y)Largest decline over 10 years | -19.10% | -33.58% | +14.48% |
Current DrawdownCurrent decline from peak | -4.65% | -8.19% | +3.54% |
Average DrawdownAverage peak-to-trough decline | -2.87% | -10.64% | +7.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.20% | 3.00% | -1.80% |
Volatility
TLFIX vs. TCIEX - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle Index 2015 Fund (TLFIX) is 2.53%, while TIAA-CREF International Equity Index Fund Institutional Class (TCIEX) has a volatility of 7.73%. This indicates that TLFIX experiences smaller price fluctuations and is considered to be less risky than TCIEX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| TLFIX | TCIEX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.53% | 7.73% | -5.20% |
Volatility (6M)Calculated over the trailing 6-month period | 4.15% | 11.19% | -7.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.09% | 17.19% | -10.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.86% | 15.94% | -7.08% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.45% | 16.58% | -8.13% |