TLFIX vs. VINIX

In the year-to-date period, TLFIX achieves a 3.71% return, which is significantly higher than VINIX's 1.05% return. Over the past 10 years, TLFIX has underperformed VINIX with an annualized return of 4.26%, while VINIX has yielded a comparatively higher 12.80% annualized return.

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TLFIX has a 0.10% expense ratio, which is higher than VINIX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2015 Fund (TLFIX) and Vanguard Institutional Index Fund Institutional Shares (VINIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current TLFIX Sharpe Ratio is 0.49, which is comparable to the VINIX Sharpe Ratio of 0.70. The chart below compares the historical Sharpe Ratios of TLFIX and VINIX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

TLFIX's dividend yield for the trailing twelve months is around 7.71%, more than VINIX's 2.53% yield.

The maximum TLFIX drawdown since its inception was -21.50%, smaller than the maximum VINIX drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for TLFIX and VINIX.

The current volatility for TIAA-CREF Lifecycle Index 2015 Fund (TLFIX) is 1.66%, while Vanguard Institutional Index Fund Institutional Shares (VINIX) has a volatility of 4.77%. This indicates that TLFIX experiences smaller price fluctuations and is considered to be less risky than VINIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.