TLFIX vs. PDAHX
Compare and contrast key facts about TIAA-CREF Lifecycle Index 2015 Fund (TLFIX) and Prudential Day One Income Fund (PDAHX).
TLFIX is managed by TIAA Investments. It was launched on Sep 29, 2009. PDAHX is managed by PGIM. It was launched on Dec 12, 2016.
Performance
TLFIX vs. PDAHX - Performance Comparison
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TLFIX vs. PDAHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TLFIX TIAA-CREF Lifecycle Index 2015 Fund | -1.91% | 12.94% | 8.04% | 12.24% | -13.81% | 7.83% | 12.58% | 16.71% | -3.31% | 9.64% |
PDAHX Prudential Day One Income Fund | 0.08% | 10.37% | 8.27% | 8.89% | -11.69% | 9.21% | 8.22% | 13.58% | -3.26% | 8.25% |
Returns By Period
In the year-to-date period, TLFIX achieves a -1.91% return, which is significantly lower than PDAHX's 0.08% return.
TLFIX
- 1D
- 0.11%
- 1M
- -4.49%
- YTD
- -1.91%
- 6M
- -0.15%
- 1Y
- 9.36%
- 3Y*
- 8.66%
- 5Y*
- 4.32%
- 10Y*
- 6.17%
PDAHX
- 1D
- 0.29%
- 1M
- -3.23%
- YTD
- 0.08%
- 6M
- 1.35%
- 1Y
- 8.21%
- 3Y*
- 8.03%
- 5Y*
- 4.47%
- 10Y*
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TLFIX vs. PDAHX - Expense Ratio Comparison
TLFIX has a 0.10% expense ratio, which is lower than PDAHX's 0.16% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TLFIX vs. PDAHX — Risk / Return Rank
TLFIX
PDAHX
TLFIX vs. PDAHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2015 Fund (TLFIX) and Prudential Day One Income Fund (PDAHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TLFIX | PDAHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.35 | 1.49 | -0.13 |
Sortino ratioReturn per unit of downside risk | 1.92 | 2.07 | -0.15 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.31 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.73 | 1.83 | -0.10 |
Martin ratioReturn relative to average drawdown | 7.46 | 8.89 | -1.43 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TLFIX | PDAHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.35 | 1.49 | -0.13 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.69 | -0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.77 | 0.84 | -0.07 |
Correlation
The correlation between TLFIX and PDAHX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TLFIX vs. PDAHX - Dividend Comparison
TLFIX's dividend yield for the trailing twelve months is around 8.16%, more than PDAHX's 4.85% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLFIX TIAA-CREF Lifecycle Index 2015 Fund | 8.16% | 8.00% | 7.99% | 4.01% | 3.39% | 5.16% | 2.71% | 2.44% | 3.23% | 0.17% | 2.42% | 0.26% |
PDAHX Prudential Day One Income Fund | 4.85% | 4.92% | 7.35% | 3.54% | 7.78% | 7.72% | 2.22% | 4.25% | 3.70% | 1.88% | 0.00% | 0.00% |
Drawdowns
TLFIX vs. PDAHX - Drawdown Comparison
The maximum TLFIX drawdown since its inception was -19.10%, which is greater than PDAHX's maximum drawdown of -15.65%. Use the drawdown chart below to compare losses from any high point for TLFIX and PDAHX.
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Drawdown Indicators
| TLFIX | PDAHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.10% | -15.65% | -3.45% |
Max Drawdown (1Y)Largest decline over 1 year | -5.20% | -4.60% | -0.60% |
Max Drawdown (5Y)Largest decline over 5 years | -19.10% | -15.65% | -3.45% |
Max Drawdown (10Y)Largest decline over 10 years | -19.10% | — | — |
Current DrawdownCurrent decline from peak | -4.65% | -3.23% | -1.42% |
Average DrawdownAverage peak-to-trough decline | -2.87% | -2.71% | -0.16% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.20% | 0.95% | +0.25% |
Volatility
TLFIX vs. PDAHX - Volatility Comparison
TIAA-CREF Lifecycle Index 2015 Fund (TLFIX) has a higher volatility of 2.53% compared to Prudential Day One Income Fund (PDAHX) at 1.87%. This indicates that TLFIX's price experiences larger fluctuations and is considered to be riskier than PDAHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TLFIX | PDAHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.53% | 1.87% | +0.66% |
Volatility (6M)Calculated over the trailing 6-month period | 4.15% | 3.13% | +1.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.09% | 5.78% | +1.31% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.86% | 6.53% | +2.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.45% | 6.40% | +2.05% |