TFNS vs. TRUF

Last updated Jul 14, 2026

TFNS (T. Rowe Price Financials ETF) and TRUF (VanEck Financials TruSector ETF) are both Financials Equities funds. With a 0.98 correlation, they move nearly in lockstep. TFNS charges 0.44%/yr vs 0.10%/yr for TRUF.

Performance

TFNS vs. TRUF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in T. Rowe Price Financials ETF (TFNS) and VanEck Financials TruSector ETF (TRUF). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TFNS

• 1D: 0.54%
• 1M: 5.38%
• 6M: 3.78%
• YTD: 4.53%
• 1Y: 12.81%
• 3Y*: —
• 5Y*: —
• 10Y*: —

TRUF

• 1D: 0.61%
• 1M: 5.40%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TFNS vs. TRUF - Yearly Performance Comparison

	2026 (YTD)
TFNS T. Rowe Price Financials ETF	14.31%
TRUF VanEck Financials TruSector ETF	14.65%

Correlation

The correlation between TFNS and TRUF is 0.98 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.

	Correlation
Correlation (All Time) Calculated using the full available price history since Apr 2, 2026	0.98

Return for Risk

TFNS vs. TRUF — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TFNS

TFNS Risk / Return Rank: 26
TFNS Sharpe Ratio Rank: 29
TFNS Sortino Ratio Rank: 27
TFNS Omega Ratio Rank: 27
TFNS Calmar Ratio Rank: 24
TFNS Martin Ratio Rank: 24

TRUF

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TFNS vs. TRUF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Financials ETF (TFNS) and VanEck Financials TruSector ETF (TRUF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TFNS	TRUF	Difference
Sharpe ratio: Return per unit of total volatility	0.85	—	—
Sortino ratio: Return per unit of downside risk	1.23	—	—
Omega ratio: Gain probability vs. loss probability	1.15	—	—
Calmar ratio: Return relative to maximum drawdown	0.92	—	—
Martin ratio: Return relative to average drawdown	2.47	—	—

Drawdowns

TFNS vs. TRUF - Drawdown Comparison

The maximum TFNS drawdown since its inception was -14.00%, which is greater than TRUF's maximum drawdown of -3.24%. Use the drawdown chart below to compare losses from any high point for TFNS and TRUF.

Drawdown Indicators

	TFNS	TRUF	Difference
Max Drawdown Largest peak-to-trough decline	-14.00%	-3.24%	-10.76%
Max Drawdown (1Y) Largest decline over 1 year	-14.00%	—	—
Current Drawdown Current decline from peak	-0.14%	-0.15%	+0.01%
Average Drawdown Average peak-to-trough decline	-3.70%	-1.12%	-2.58%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.20%	—	—

Volatility

Volatility by Period

	TFNS	TRUF	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.12%	—	—
Volatility (6M) Calculated over the trailing 6-month period	11.57%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	15.14%	13.94%	+1.20%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.10%	13.94%	+1.16%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.10%	13.94%	+1.16%

TFNS vs. TRUF - Expense Ratio Comparison

TFNS has a 0.44% expense ratio, which is higher than TRUF's 0.10% expense ratio.

Dividends

TFNS vs. TRUF - Dividend Comparison

TFNS's dividend yield for the trailing twelve months is around 0.47%, more than TRUF's 0.36% yield.

Position	TTM	2025
TFNS T. Rowe Price Financials ETF	0.47%	0.49%
TRUF VanEck Financials TruSector ETF	0.36%	0.00%

Frequently Asked Questions

Can I hold both TFNS and TRUF in my portfolio?

With a correlation of 0.98, TFNS and TRUF move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which ETF is better, TFNS or TRUF?

On fees, TRUF is cheaper at 0.10% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TFNS or TRUF?

TRUF is cheaper with a 0.10% expense ratio, compared with 0.44% for TFNS.

Which ETF pays a higher dividend yield, TFNS or TRUF?

TFNS has the higher dividend yield at 0.47%, compared with 0.36% for TRUF.

What is the main difference between TFNS and TRUF?

They also come from different issuers: T. Rowe Price and VanEck. Their fees differ too: 0.44% for TFNS and 0.10% for TRUF.