TFIAX vs. CRAIX
TFIAX (Timothy Plan Fixed Income Fund) and CRAIX (CCM Community Impact Bond Fund) are both Intermediate Core Bond funds. Over the past 10 years, TFIAX returned 0.58%/yr vs 0.95%/yr for CRAIX. Their correlation of 0.87 suggests significant overlap in exposure. TFIAX charges 1.34%/yr vs 0.88%/yr for CRAIX.
Performance
TFIAX vs. CRAIX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, TFIAX achieves a 0.19% return, which is significantly higher than CRAIX's 0.15% return. Over the past 10 years, TFIAX has underperformed CRAIX with an annualized return of 0.58%, while CRAIX has yielded a comparatively higher 0.95% annualized return.
TFIAX
- 1D
- -0.22%
- 1M
- 0.77%
- YTD
- 0.19%
- 6M
- 0.52%
- 1Y
- 3.88%
- 3Y*
- 3.21%
- 5Y*
- -0.44%
- 10Y*
- 0.58%
CRAIX
- 1D
- -0.21%
- 1M
- 0.26%
- YTD
- 0.15%
- 6M
- 0.30%
- 1Y
- 3.67%
- 3Y*
- 3.62%
- 5Y*
- 0.13%
- 10Y*
- 0.95%
TFIAX vs. CRAIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TFIAX Timothy Plan Fixed Income Fund | 0.19% | 6.41% | 0.12% | 4.85% | -12.11% | -2.45% | 5.24% | 6.14% | -0.67% | 1.72% |
CRAIX CCM Community Impact Bond Fund | 0.15% | 6.40% | 1.97% | 3.98% | -10.19% | -1.72% | 3.99% | 5.44% | 0.10% | 2.81% |
Correlation
The correlation between TFIAX and CRAIX is 0.87, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.87 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.92 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.92 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.90 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2000 | 0.87 |
The correlation between TFIAX and CRAIX has been stable across timeframes, ranging from 0.87 to 0.92 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
TFIAX vs. CRAIX — Risk / Return Rank
TFIAX
CRAIX
TFIAX vs. CRAIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Fixed Income Fund (TFIAX) and CCM Community Impact Bond Fund (CRAIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TFIAX | CRAIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.21 | ||
| Sortino ratioReturn per unit of downside risk | -0.30 | ||
| Omega ratioGain probability vs. loss probability | 1.20 | 1.24 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 1.42 | 1.81 | -0.39 |
| Martin ratioReturn relative to average drawdown | 4.07 | 5.32 | -1.24 |
Loading charts...
Drawdowns
TFIAX vs. CRAIX - Drawdown Comparison
The maximum TFIAX drawdown since its inception was -18.62%, which is greater than CRAIX's maximum drawdown of -14.53%. Use the drawdown chart below to compare losses from any high point for TFIAX and CRAIX.
Loading charts...
Drawdown Indicators
| TFIAX | CRAIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.62% | -14.53% | -4.09% |
Max Drawdown (1Y)Largest decline over 1 year | -2.91% | -2.15% | -0.76% |
Max Drawdown (3Y)Largest decline over 3 years | -6.49% | -4.84% | -1.65% |
Max Drawdown (5Y)Largest decline over 5 years | -17.30% | -14.28% | -3.02% |
Max Drawdown (10Y)Largest decline over 10 years | -18.62% | -14.53% | -4.09% |
Current DrawdownCurrent decline from peak | -4.86% | -1.38% | -3.48% |
Average DrawdownAverage peak-to-trough decline | -2.92% | -2.46% | -0.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.01% | 0.73% | +0.28% |
Volatility
TFIAX vs. CRAIX - Volatility Comparison
Timothy Plan Fixed Income Fund (TFIAX) and CCM Community Impact Bond Fund (CRAIX) have volatilities of 0.96% and 0.99%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| TFIAX | CRAIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.96% | 0.99% | -0.03% |
Volatility (6M)Calculated over the trailing 6-month period | 2.71% | 2.25% | +0.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.72% | 2.95% | +0.77% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.65% | 4.60% | +1.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.46% | 3.65% | +0.81% |
TFIAX vs. CRAIX - Expense Ratio Comparison
TFIAX has a 1.34% expense ratio, which is higher than CRAIX's 0.88% expense ratio.
Dividends
TFIAX vs. CRAIX - Dividend Comparison
TFIAX's dividend yield for the trailing twelve months is around 3.04%, less than CRAIX's 3.10% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CRAIX CCM Community Impact Bond Fund | 3.10% | 3.01% | 2.92% | 2.48% | 1.61% | 1.18% | 1.77% | 2.32% | 2.30% | 2.78% | 2.28% | 2.12% |
TFIAX Timothy Plan Fixed Income Fund | 3.04% | 3.00% | 3.04% | 2.48% | 1.28% | 0.84% | 1.21% | 1.60% | 1.92% | 1.62% | 1.75% | 2.03% |
Frequently Asked Questions
TFIAX and CRAIX have a correlation of 0.87, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CRAIX has higher volatility (0.99%) compared to TFIAX (0.96%). In terms of maximum drawdown, TFIAX dropped -18.62% vs CRAIX's -14.53%.
CRAIX currently has the higher Sharpe Ratio (1.32 vs 1.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for TFIAX and CRAIX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer