TCLNX vs. FRQKX
Compare and contrast key facts about TIAA-CREF Lifecycle 2030 Fund (TCLNX) and Fidelity Managed Retirement 2010 Fund Class K (FRQKX).
TCLNX is managed by TIAA Investments. It was launched on Oct 14, 2004. FRQKX is managed by BlackRock. It was launched on Aug 1, 2019.
Performance
TCLNX vs. FRQKX - Performance Comparison
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TCLNX vs. FRQKX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
TCLNX TIAA-CREF Lifecycle 2030 Fund | -1.65% | 13.93% | 9.81% | 14.38% | -15.45% | 10.92% | 14.22% | 6.37% |
FRQKX Fidelity Managed Retirement 2010 Fund Class K | 0.27% | 9.91% | 4.42% | 8.62% | -12.30% | 3.95% | 9.68% | 3.94% |
Returns By Period
In the year-to-date period, TCLNX achieves a -1.65% return, which is significantly lower than FRQKX's 0.27% return.
TCLNX
- 1D
- 1.70%
- 1M
- -3.93%
- YTD
- -1.65%
- 6M
- 0.23%
- 1Y
- 11.91%
- 3Y*
- 10.34%
- 5Y*
- 4.97%
- 10Y*
- 7.72%
FRQKX
- 1D
- 0.75%
- 1M
- -2.06%
- YTD
- 0.27%
- 6M
- 1.34%
- 1Y
- 7.69%
- 3Y*
- 6.38%
- 5Y*
- 2.56%
- 10Y*
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TCLNX vs. FRQKX - Expense Ratio Comparison
TCLNX has a 0.51% expense ratio, which is higher than FRQKX's 0.36% expense ratio.
Return for Risk
TCLNX vs. FRQKX — Risk / Return Rank
TCLNX
FRQKX
TCLNX vs. FRQKX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2030 Fund (TCLNX) and Fidelity Managed Retirement 2010 Fund Class K (FRQKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TCLNX | FRQKX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.28 | 1.73 | -0.45 |
Sortino ratioReturn per unit of downside risk | 1.83 | 2.42 | -0.58 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.35 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.66 | 2.37 | -0.71 |
Martin ratioReturn relative to average drawdown | 6.99 | 9.37 | -2.38 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TCLNX | FRQKX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.28 | 1.73 | -0.45 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.47 | +0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.44 | 0.70 | -0.26 |
Correlation
The correlation between TCLNX and FRQKX is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TCLNX vs. FRQKX - Dividend Comparison
TCLNX's dividend yield for the trailing twelve months is around 4.81%, more than FRQKX's 3.24% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCLNX TIAA-CREF Lifecycle 2030 Fund | 4.81% | 4.73% | 3.11% | 1.85% | 5.67% | 7.57% | 4.92% | 3.60% | 6.59% | 2.46% | 5.13% | 4.95% |
FRQKX Fidelity Managed Retirement 2010 Fund Class K | 3.24% | 3.09% | 2.91% | 2.86% | 5.12% | 6.11% | 3.61% | 2.57% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
TCLNX vs. FRQKX - Drawdown Comparison
The maximum TCLNX drawdown since its inception was -51.89%, which is greater than FRQKX's maximum drawdown of -16.97%. Use the drawdown chart below to compare losses from any high point for TCLNX and FRQKX.
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Drawdown Indicators
| TCLNX | FRQKX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.89% | -16.97% | -34.92% |
Max Drawdown (1Y)Largest decline over 1 year | -6.93% | -3.42% | -3.51% |
Max Drawdown (5Y)Largest decline over 5 years | -21.70% | -16.97% | -4.73% |
Max Drawdown (10Y)Largest decline over 10 years | -25.48% | — | — |
Current DrawdownCurrent decline from peak | -4.67% | -2.45% | -2.22% |
Average DrawdownAverage peak-to-trough decline | -6.95% | -3.95% | -3.00% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.64% | 0.86% | +0.78% |
Volatility
TCLNX vs. FRQKX - Volatility Comparison
TIAA-CREF Lifecycle 2030 Fund (TCLNX) has a higher volatility of 3.72% compared to Fidelity Managed Retirement 2010 Fund Class K (FRQKX) at 2.14%. This indicates that TCLNX's price experiences larger fluctuations and is considered to be riskier than FRQKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TCLNX | FRQKX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.72% | 2.14% | +1.58% |
Volatility (6M)Calculated over the trailing 6-month period | 5.81% | 2.96% | +2.85% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.63% | 4.67% | +4.96% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.81% | 5.53% | +4.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.06% | 5.77% | +5.29% |