SWDRX vs. FNSHX
Compare and contrast key facts about Schwab Target 2030 Fund (SWDRX) and Fidelity Freedom Income Fund Class K (FNSHX).
SWDRX is managed by Charles Schwab. It was launched on Jun 30, 2005. FNSHX is managed by Fidelity. It was launched on Jul 20, 2017.
Performance
SWDRX vs. FNSHX - Performance Comparison
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SWDRX vs. FNSHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWDRX Schwab Target 2030 Fund | -2.75% | 14.87% | 10.52% | 16.38% | -17.00% | 12.52% | 13.49% | 20.41% | -7.20% | 5.93% |
FNSHX Fidelity Freedom Income Fund Class K | -0.53% | 10.35% | 4.40% | 8.26% | -11.31% | 3.16% | 9.01% | 10.74% | -1.86% | 0.09% |
Returns By Period
In the year-to-date period, SWDRX achieves a -2.75% return, which is significantly lower than FNSHX's -0.53% return.
SWDRX
- 1D
- 0.06%
- 1M
- -6.06%
- YTD
- -2.75%
- 6M
- -0.71%
- 1Y
- 11.29%
- 3Y*
- 10.72%
- 5Y*
- 5.49%
- 10Y*
- 7.79%
FNSHX
- 1D
- 0.18%
- 1M
- -3.51%
- YTD
- -0.53%
- 6M
- 0.90%
- 1Y
- 7.47%
- 3Y*
- 6.18%
- 5Y*
- 2.64%
- 10Y*
- —
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SWDRX vs. FNSHX - Expense Ratio Comparison
SWDRX has a 0.00% expense ratio, which is lower than FNSHX's 0.42% expense ratio.
Return for Risk
SWDRX vs. FNSHX — Risk / Return Rank
SWDRX
FNSHX
SWDRX vs. FNSHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2030 Fund (SWDRX) and Fidelity Freedom Income Fund Class K (FNSHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWDRX | FNSHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.14 | 1.57 | -0.43 |
Sortino ratioReturn per unit of downside risk | 1.64 | 2.17 | -0.52 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.31 | -0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.45 | 2.03 | -0.58 |
Martin ratioReturn relative to average drawdown | 6.49 | 8.53 | -2.04 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWDRX | FNSHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.14 | 1.57 | -0.43 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.44 | 0.51 | -0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.64 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.51 | 0.73 | -0.22 |
Correlation
The correlation between SWDRX and FNSHX is 0.75, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWDRX vs. FNSHX - Dividend Comparison
SWDRX's dividend yield for the trailing twelve months is around 8.54%, more than FNSHX's 3.29% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWDRX Schwab Target 2030 Fund | 8.54% | 8.31% | 6.37% | 4.28% | 6.77% | 6.92% | 3.23% | 6.60% | 7.03% | 4.86% | 5.87% | 9.35% |
FNSHX Fidelity Freedom Income Fund Class K | 3.29% | 3.21% | 3.19% | 2.98% | 5.94% | 6.17% | 4.43% | 3.74% | 5.22% | 0.00% | 0.00% | 0.00% |
Drawdowns
SWDRX vs. FNSHX - Drawdown Comparison
The maximum SWDRX drawdown since its inception was -45.34%, which is greater than FNSHX's maximum drawdown of -15.87%. Use the drawdown chart below to compare losses from any high point for SWDRX and FNSHX.
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Drawdown Indicators
| SWDRX | FNSHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -45.34% | -15.87% | -29.47% |
Max Drawdown (1Y)Largest decline over 1 year | -7.27% | -3.68% | -3.59% |
Max Drawdown (5Y)Largest decline over 5 years | -28.17% | -15.87% | -12.30% |
Max Drawdown (10Y)Largest decline over 10 years | -28.17% | — | — |
Current DrawdownCurrent decline from peak | -6.22% | -3.51% | -2.71% |
Average DrawdownAverage peak-to-trough decline | -6.53% | -3.09% | -3.44% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.62% | 0.88% | +0.74% |
Volatility
SWDRX vs. FNSHX - Volatility Comparison
Schwab Target 2030 Fund (SWDRX) has a higher volatility of 3.28% compared to Fidelity Freedom Income Fund Class K (FNSHX) at 2.17%. This indicates that SWDRX's price experiences larger fluctuations and is considered to be riskier than FNSHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWDRX | FNSHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.28% | 2.17% | +1.11% |
Volatility (6M)Calculated over the trailing 6-month period | 5.75% | 3.16% | +2.59% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.03% | 4.80% | +5.23% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 12.55% | 5.25% | +7.30% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.25% | 4.80% | +7.45% |