STLAX vs. WFSPX
Compare and contrast key facts about BlackRock LifePath Dynamic Retirement Fund (STLAX) and iShares S&P 500 Index Fund (WFSPX).
STLAX is managed by BlackRock. It was launched on Feb 28, 1994. WFSPX is a passively managed fund by BlackRock that tracks the performance of the S&P 500 Index. It was launched on Jul 30, 1993.
Performance
STLAX vs. WFSPX - Performance Comparison
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STLAX vs. WFSPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
STLAX BlackRock LifePath Dynamic Retirement Fund | -1.32% | 12.00% | 8.16% | 12.51% | -14.86% | 6.87% | 12.83% | 16.91% | -3.65% | 10.96% |
WFSPX iShares S&P 500 Index Fund | -7.06% | 17.83% | 24.94% | 26.25% | -18.14% | 28.63% | 18.43% | 31.45% | -4.83% | 21.27% |
Returns By Period
In the year-to-date period, STLAX achieves a -1.32% return, which is significantly higher than WFSPX's -7.06% return. Over the past 10 years, STLAX has underperformed WFSPX with an annualized return of 6.01%, while WFSPX has yielded a comparatively higher 13.63% annualized return.
STLAX
- 1D
- 0.10%
- 1M
- -4.60%
- YTD
- -1.32%
- 6M
- 0.03%
- 1Y
- 9.70%
- 3Y*
- 8.62%
- 5Y*
- 3.99%
- 10Y*
- 6.01%
WFSPX
- 1D
- -0.39%
- 1M
- -7.68%
- YTD
- -7.06%
- 6M
- -4.63%
- 1Y
- 14.40%
- 3Y*
- 17.13%
- 5Y*
- 11.37%
- 10Y*
- 13.63%
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STLAX vs. WFSPX - Expense Ratio Comparison
STLAX has a 0.51% expense ratio, which is higher than WFSPX's 0.03% expense ratio.
Return for Risk
STLAX vs. WFSPX — Risk / Return Rank
STLAX
WFSPX
STLAX vs. WFSPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock LifePath Dynamic Retirement Fund (STLAX) and iShares S&P 500 Index Fund (WFSPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| STLAX | WFSPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.20 | 0.84 | +0.36 |
Sortino ratioReturn per unit of downside risk | 1.69 | 1.30 | +0.39 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.20 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.56 | 1.06 | +0.50 |
Martin ratioReturn relative to average drawdown | 7.18 | 5.13 | +2.05 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| STLAX | WFSPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.20 | 0.84 | +0.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.39 | 0.68 | -0.28 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | 0.76 | -0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.83 | 0.13 | +0.70 |
Correlation
The correlation between STLAX and WFSPX is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
STLAX vs. WFSPX - Dividend Comparison
STLAX's dividend yield for the trailing twelve months is around 4.90%, more than WFSPX's 1.58% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
STLAX BlackRock LifePath Dynamic Retirement Fund | 4.90% | 4.83% | 11.22% | 8.31% | 1.14% | 14.51% | 6.38% | 2.55% | 9.46% | 8.75% | 1.47% | 5.58% |
WFSPX iShares S&P 500 Index Fund | 1.58% | 1.72% | 1.41% | 1.50% | 2.02% | 1.82% | 1.66% | 1.99% | 2.00% | 1.62% | 2.37% | 2.49% |
Drawdowns
STLAX vs. WFSPX - Drawdown Comparison
The maximum STLAX drawdown since its inception was -25.68%, smaller than the maximum WFSPX drawdown of -58.21%. Use the drawdown chart below to compare losses from any high point for STLAX and WFSPX.
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Drawdown Indicators
| STLAX | WFSPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.68% | -58.21% | +32.53% |
Max Drawdown (1Y)Largest decline over 1 year | -5.78% | -12.11% | +6.33% |
Max Drawdown (5Y)Largest decline over 5 years | -20.58% | -24.51% | +3.93% |
Max Drawdown (10Y)Largest decline over 10 years | -20.58% | -33.74% | +13.16% |
Current DrawdownCurrent decline from peak | -4.60% | -8.90% | +4.30% |
Average DrawdownAverage peak-to-trough decline | -2.39% | -12.84% | +10.45% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.25% | 2.49% | -1.24% |
Volatility
STLAX vs. WFSPX - Volatility Comparison
The current volatility for BlackRock LifePath Dynamic Retirement Fund (STLAX) is 3.05%, while iShares S&P 500 Index Fund (WFSPX) has a volatility of 4.24%. This indicates that STLAX experiences smaller price fluctuations and is considered to be less risky than WFSPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| STLAX | WFSPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.05% | 4.24% | -1.19% |
Volatility (6M)Calculated over the trailing 6-month period | 4.97% | 9.08% | -4.11% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.25% | 18.06% | -9.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.17% | 16.84% | -6.67% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.81% | 17.98% | -9.17% |