SPYD.DE vs. SCHD
SPYD.DE (State Street SPDR S&P U.S. Dividend Aristocrats UCITS ETF (Dist)) and SCHD (Schwab U.S. Dividend Equity ETF) are both Dividend funds - SPYD.DE tracks the S&P High Yield Dividend Aristocrats Index while SCHD tracks the Dow Jones U.S. Dividend 100 Index. Both are passively managed. Over the past 10 years, SPYD.DE returned 8.25%/yr vs 11.81%/yr for SCHD. A 0.61 correlation means they provide meaningful diversification when combined. SPYD.DE charges 0.35%/yr vs 0.06%/yr for SCHD.
Performance
SPYD.DE vs. SCHD - Performance Comparison
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Different Trading Currencies
SPYD.DE is traded in EUR, while SCHD is traded in USD. To make them comparable, the SCHD values have been converted to EUR using the latest available exchange rates.
Returns By Period
In the year-to-date period, SPYD.DE achieves a 13.55% return, which is significantly lower than SCHD's 22.58% return. Over the past 10 years, SPYD.DE has underperformed SCHD with an annualized return of 8.25%, while SCHD has yielded a comparatively higher 11.81% annualized return.
SPYD.DE
- 1D
- 0.11%
- 1M
- 2.37%
- 6M
- 8.36%
- YTD
- 13.55%
- 1Y
- 15.48%
- 3Y*
- 9.45%
- 5Y*
- 7.55%
- 10Y*
- 8.25%
SCHD
- 1D
- 0.00%
- 1M
- 0.82%
- 6M
- 14.78%
- YTD
- 22.58%
- 1Y
- 26.03%
- 3Y*
- 13.01%
- 5Y*
- 9.58%
- 10Y*
- 11.81%
SPYD.DE vs. SCHD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SPYD.DE State Street SPDR S&P U.S. Dividend Aristocrats UCITS ETF (Dist) | 13.55% | -3.53% | 14.02% | -1.46% | 5.40% | 36.24% | -8.60% | 25.98% | 0.02% | 1.45% |
SCHD Schwab U.S. Dividend Equity ETF | 22.71% | -8.04% | 19.03% | 1.41% | 2.74% | 39.59% | 5.55% | 30.17% | -1.13% | 6.00% |
Correlation
The correlation between SPYD.DE and SCHD is 0.63, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.63 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.59 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.58 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.61 |
Correlation (All Time) Calculated using the full available price history since Oct 20, 2011 | 0.61 |
The correlation between SPYD.DE and SCHD has been stable across timeframes, ranging from 0.58 to 0.63 - a consistent structural relationship.
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Return for Risk
SPYD.DE vs. SCHD — Risk / Return Rank
SPYD.DE
SCHD
SPYD.DE vs. SCHD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street SPDR S&P U.S. Dividend Aristocrats UCITS ETF (Dist) (SPYD.DE) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SPYD.DE | SCHD | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.75 | ||
| Sortino ratioReturn per unit of downside risk | -1.09 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.39 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | 2.50 | 6.30 | -3.79 |
| Martin ratioReturn relative to average drawdown | 6.43 | 15.81 | -9.37 |
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Drawdowns
SPYD.DE vs. SCHD - Drawdown Comparison
The maximum SPYD.DE drawdown since its inception was -35.89%, which is greater than SCHD's maximum drawdown of -32.28%. Use the drawdown chart below to compare losses from any high point for SPYD.DE and SCHD.
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Drawdown Indicators
| SPYD.DE | SCHD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.89% | -32.28% | -3.61% |
Max Drawdown (1Y)Largest decline over 1 year | -6.16% | -4.15% | -2.01% |
Max Drawdown (3Y)Largest decline over 3 years | -19.35% | -21.40% | +2.05% |
Max Drawdown (5Y)Largest decline over 5 years | -19.35% | -21.40% | +2.05% |
Max Drawdown (10Y)Largest decline over 10 years | -35.89% | -32.28% | -3.61% |
Current DrawdownCurrent decline from peak | -1.87% | -1.54% | -0.33% |
Average DrawdownAverage peak-to-trough decline | -6.56% | -4.40% | -2.16% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.40% | 1.65% | +0.75% |
Volatility
SPYD.DE vs. SCHD - Volatility Comparison
The current volatility for State Street SPDR S&P U.S. Dividend Aristocrats UCITS ETF (Dist) (SPYD.DE) is 3.10%, while Schwab U.S. Dividend Equity ETF (SCHD) has a volatility of 3.56%. This indicates that SPYD.DE experiences smaller price fluctuations and is considered to be less risky than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SPYD.DE | SCHD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.10% | 3.56% | -0.46% |
Volatility (6M)Calculated over the trailing 6-month period | 7.26% | 8.60% | -1.34% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.20% | 11.62% | -1.42% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.47% | 14.60% | -1.13% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.84% | 17.44% | -1.60% |
SPYD.DE vs. SCHD - Expense Ratio Comparison
SPYD.DE has a 0.35% expense ratio, which is higher than SCHD's 0.06% expense ratio.
Dividends
SPYD.DE vs. SCHD - Dividend Comparison
SPYD.DE's dividend yield for the trailing twelve months is around 1.99%, less than SCHD's 3.24% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SCHD Schwab U.S. Dividend Equity ETF | 3.24% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
SPYD.DE State Street SPDR S&P U.S. Dividend Aristocrats UCITS ETF (Dist) | 1.99% | 2.23% | 1.97% | 2.30% | 2.16% | 2.07% | 2.52% | 2.01% | 1.66% | 1.87% | 1.74% | 2.02% |
Frequently Asked Questions
SPYD.DE and SCHD have a correlation of 0.63, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, SCHD is cheaper at 0.06% per year. The better choice depends on whether you care most about return, fees, risk, or income.
SCHD is cheaper with a 0.06% expense ratio, compared with 0.35% for SPYD.DE.
SPYD.DE tracks S&P High Yield Dividend Aristocrats Index, while SCHD tracks Dow Jones U.S. Dividend 100 Index. They also come from different issuers: State Street and Charles Schwab. Their fees differ too: 0.35% for SPYD.DE and 0.06% for SCHD.
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