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SMBPX vs. SHPAX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

SMBPX vs. SHPAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Saratoga Municipal Bond Portfolio (SMBPX) and Saratoga Health & Biotechnology Fund (SHPAX). The values are adjusted to include any dividend payments, if applicable.

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SMBPX vs. SHPAX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
SMBPX
Saratoga Municipal Bond Portfolio
0.00%2.92%-0.11%1.84%-2.57%-1.39%0.77%1.00%-2.38%2.12%
SHPAX
Saratoga Health & Biotechnology Fund
-1.13%17.43%0.26%-0.36%1.93%16.71%3.52%27.67%-5.30%11.78%

Returns By Period

Over the past 10 years, SMBPX has underperformed SHPAX with an annualized return of -0.09%, while SHPAX has yielded a comparatively higher 6.84% annualized return.


SMBPX

1D
0.00%
1M
0.00%
YTD
0.00%
6M
0.73%
1Y
3.27%
3Y*
1.35%
5Y*
0.13%
10Y*
-0.09%

SHPAX

1D
0.96%
1M
-6.99%
YTD
-1.13%
6M
10.24%
1Y
12.17%
3Y*
6.93%
5Y*
5.73%
10Y*
6.84%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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SMBPX vs. SHPAX - Expense Ratio Comparison

SMBPX has a 3.16% expense ratio, which is higher than SHPAX's 2.90% expense ratio.


Return for Risk

SMBPX vs. SHPAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SMBPX
SMBPX Risk / Return Rank: 4848
Overall Rank
SMBPX Sharpe Ratio Rank: 6161
Sharpe Ratio Rank
SMBPX Sortino Ratio Rank: 5454
Sortino Ratio Rank
SMBPX Omega Ratio Rank: 8787
Omega Ratio Rank
SMBPX Calmar Ratio Rank: 2020
Calmar Ratio Rank
SMBPX Martin Ratio Rank: 2020
Martin Ratio Rank

SHPAX
SHPAX Risk / Return Rank: 4040
Overall Rank
SHPAX Sharpe Ratio Rank: 3333
Sharpe Ratio Rank
SHPAX Sortino Ratio Rank: 3333
Sortino Ratio Rank
SHPAX Omega Ratio Rank: 2626
Omega Ratio Rank
SHPAX Calmar Ratio Rank: 6666
Calmar Ratio Rank
SHPAX Martin Ratio Rank: 4141
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SMBPX vs. SHPAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Saratoga Municipal Bond Portfolio (SMBPX) and Saratoga Health & Biotechnology Fund (SHPAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


SMBPXSHPAXDifference

Sharpe ratio

Return per unit of total volatility

1.11

0.78

+0.33

Sortino ratio

Return per unit of downside risk

1.46

1.18

+0.29

Omega ratio

Gain probability vs. loss probability

1.37

1.15

+0.22

Calmar ratio

Return relative to maximum drawdown

0.59

1.56

-0.97

Martin ratio

Return relative to average drawdown

2.15

4.30

-2.15

SMBPX vs. SHPAX - Sharpe Ratio Comparison

The current SMBPX Sharpe Ratio is 1.11, which is higher than the SHPAX Sharpe Ratio of 0.78. The chart below compares the historical Sharpe Ratios of SMBPX and SHPAX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


SMBPXSHPAXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.11

0.78

+0.33

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.06

0.41

-0.34

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

-0.05

0.41

-0.46

Sharpe Ratio (All Time)

Calculated using the full available price history

0.88

0.30

+0.58

Correlation

The correlation between SMBPX and SHPAX is -0.03. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.


Dividends

SMBPX vs. SHPAX - Dividend Comparison

SMBPX's dividend yield for the trailing twelve months is around 2.69%, less than SHPAX's 3.70% yield.


TTM20252024202320222021202020192018201720162015
SMBPX
Saratoga Municipal Bond Portfolio
2.69%2.69%1.16%0.00%0.00%0.04%0.10%0.10%0.36%0.23%4.23%1.50%
SHPAX
Saratoga Health & Biotechnology Fund
3.70%3.66%1.35%5.38%6.34%3.76%13.82%13.24%22.00%17.98%12.52%10.70%

Drawdowns

SMBPX vs. SHPAX - Drawdown Comparison

The maximum SMBPX drawdown since its inception was -9.99%, smaller than the maximum SHPAX drawdown of -69.50%. Use the drawdown chart below to compare losses from any high point for SMBPX and SHPAX.


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Drawdown Indicators


SMBPXSHPAXDifference

Max Drawdown

Largest peak-to-trough decline

-9.99%

-69.50%

+59.51%

Max Drawdown (1Y)

Largest decline over 1 year

-3.63%

-7.87%

+4.24%

Max Drawdown (5Y)

Largest decline over 5 years

-6.72%

-16.32%

+9.60%

Max Drawdown (10Y)

Largest decline over 10 years

-9.99%

-28.05%

+18.06%

Current Drawdown

Current decline from peak

-2.99%

-6.99%

+4.00%

Average Drawdown

Average peak-to-trough decline

-2.47%

-28.07%

+25.60%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.03%

2.86%

-1.83%

Volatility

SMBPX vs. SHPAX - Volatility Comparison

The current volatility for Saratoga Municipal Bond Portfolio (SMBPX) is 0.00%, while Saratoga Health & Biotechnology Fund (SHPAX) has a volatility of 4.62%. This indicates that SMBPX experiences smaller price fluctuations and is considered to be less risky than SHPAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


SMBPXSHPAXDifference

Volatility (1M)

Calculated over the trailing 1-month period

0.00%

4.62%

-4.62%

Volatility (6M)

Calculated over the trailing 6-month period

0.86%

9.76%

-8.90%

Volatility (1Y)

Calculated over the trailing 1-year period

3.38%

16.57%

-13.19%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

2.20%

14.19%

-11.99%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

1.97%

16.57%

-14.60%