SJGIX vs. TILIX

Last updated Jun 4, 2026

SJGIX (Crossmark Steward Large Cap Growth Fund) and TILIX (TIAA-CREF Large-Cap Growth Index Fund) are both Large Cap Growth Equities funds. Over the past 3 years, SJGIX returned 22.94%/yr vs 25.49%/yr for TILIX. With a 0.97 correlation, they move nearly in lockstep. SJGIX charges 0.75%/yr vs 0.05%/yr for TILIX.

Performance

SJGIX vs. TILIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Crossmark Steward Large Cap Growth Fund (SJGIX) and TIAA-CREF Large-Cap Growth Index Fund (TILIX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SJGIX achieves a 11.16% return, which is significantly higher than TILIX's 8.58% return.

SJGIX

• 1D: 0.06%
• 1M: 6.59%
• YTD: 11.16%
• 6M: 11.73%
• 1Y: 21.78%
• 3Y*: 22.94%
• 5Y*: —
• 10Y*: —

TILIX

• 1D: -0.37%
• 1M: 7.10%
• YTD: 8.58%
• 6M: 7.86%
• 1Y: 27.30%
• 3Y*: 25.49%
• 5Y*: 16.00%
• 10Y*: 18.64%

*Multi-year figures are annualized to reflect compound growth (CAGR)

SJGIX vs. TILIX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
SJGIX Crossmark Steward Large Cap Growth Fund	11.16%	10.22%	30.89%	35.65%	-11.54%
TILIX TIAA-CREF Large-Cap Growth Index Fund	8.58%	18.41%	33.31%	42.64%	-17.60%

Correlation

The correlation between SJGIX and TILIX is 0.94, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.94
Correlation (3Y) Calculated over the trailing 3-year period	0.96
Correlation (All Time) Calculated using the full available price history since Feb 25, 2022	0.97

The correlation between SJGIX and TILIX has been stable across timeframes, ranging from 0.94 to 0.97 - a consistent structural relationship.

Return for Risk

SJGIX vs. TILIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SJGIX

SJGIX Risk / Return Rank: 26
SJGIX Sharpe Ratio Rank: 27
SJGIX Sortino Ratio Rank: 24
SJGIX Omega Ratio Rank: 25
SJGIX Calmar Ratio Rank: 25
SJGIX Martin Ratio Rank: 29

TILIX

TILIX Risk / Return Rank: 31
TILIX Sharpe Ratio Rank: 40
TILIX Sortino Ratio Rank: 36
TILIX Omega Ratio Rank: 37
TILIX Calmar Ratio Rank: 22
TILIX Martin Ratio Rank: 23

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SJGIX vs. TILIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Crossmark Steward Large Cap Growth Fund (SJGIX) and TIAA-CREF Large-Cap Growth Index Fund (TILIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SJGIX	TILIX	Difference
Sharpe ratio: Return per unit of total volatility	1.49	1.84	-0.35
Sortino ratio: Return per unit of downside risk	2.05	2.50	-0.44
Omega ratio: Gain probability vs. loss probability	1.26	1.32	-0.05
Calmar ratio: Return relative to maximum drawdown	1.84	1.75	+0.09
Martin ratio: Return relative to average drawdown	6.86	5.84	+1.02
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SJGIX vs. TILIX - Sharpe Ratio Comparison

The current SJGIX Sharpe Ratio is 1.49, which is comparable to the TILIX Sharpe Ratio of 1.84. The chart below compares the historical Sharpe Ratios of SJGIX and TILIX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	SJGIX	TILIX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.49	1.84	-0.35
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.75	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.89	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.81	0.61	+0.20

Drawdowns

SJGIX vs. TILIX - Drawdown Comparison

The maximum SJGIX drawdown since its inception was -24.53%, smaller than the maximum TILIX drawdown of -50.54%. Use the drawdown chart below to compare losses from any high point for SJGIX and TILIX.

Drawdown Indicators

	SJGIX	TILIX	Difference
Max Drawdown Largest peak-to-trough decline	-24.53%	-50.54%	+26.01%
Max Drawdown (1Y) Largest decline over 1 year	-12.41%	-16.24%	+3.83%
Max Drawdown (3Y) Largest decline over 3 years	-22.33%	-23.33%	+1.00%
Max Drawdown (5Y) Largest decline over 5 years	—	-32.68%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-32.68%	—
Current Drawdown Current decline from peak	0.00%	-0.37%	+0.37%
Average Drawdown Average peak-to-trough decline	-6.37%	-7.73%	+1.36%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.31%	4.84%	-1.53%

Volatility

SJGIX vs. TILIX - Volatility Comparison

The current volatility for Crossmark Steward Large Cap Growth Fund (SJGIX) is 3.15%, while TIAA-CREF Large-Cap Growth Index Fund (TILIX) has a volatility of 3.32%. This indicates that SJGIX experiences smaller price fluctuations and is considered to be less risky than TILIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SJGIX	TILIX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.15%	3.32%	-0.17%
Volatility (6M) Calculated over the trailing 6-month period	11.95%	11.60%	+0.35%
Volatility (1Y) Calculated over the trailing 1-year period	15.25%	15.42%	-0.17%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	20.49%	21.47%	-0.98%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	20.49%	21.09%	-0.60%

SJGIX vs. TILIX - Expense Ratio Comparison

SJGIX has a 0.75% expense ratio, which is higher than TILIX's 0.05% expense ratio.

Dividends

SJGIX vs. TILIX - Dividend Comparison

SJGIX's dividend yield for the trailing twelve months is around 7.78%, more than TILIX's 4.06% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SJGIX Crossmark Steward Large Cap Growth Fund	7.78%	8.64%	6.72%	0.39%	0.41%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
TILIX TIAA-CREF Large-Cap Growth Index Fund	4.06%	4.41%	3.25%	1.90%	11.00%	8.76%	1.91%	2.38%	4.01%	0.68%	1.33%	1.32%

Frequently Asked Questions

Can I hold both SJGIX and TILIX in my portfolio?

With a correlation of 0.94, SJGIX and TILIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, SJGIX or TILIX?

TILIX has higher volatility (3.32%) compared to SJGIX (3.15%). In terms of maximum drawdown, SJGIX dropped -24.53% vs TILIX's -50.54%.

Which has better risk-adjusted returns?

TILIX currently has the higher Sharpe Ratio (1.84 vs 1.49), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.