SFLNX vs. VIHAX

Last updated Apr 2, 2026

Compare and contrast key facts about Schwab Fundamental US Large Company Index Fund (SFLNX) and Vanguard International High Dividend Yield Index Fund Admiral Shares (VIHAX).

SFLNX is a passively managed fund by Charles Schwab that tracks the performance of the Russell RAFI US Large Company Index. It was launched on Apr 2, 2007. VIHAX is managed by Vanguard. It was launched on Mar 2, 2016.

Performance

SFLNX vs. VIHAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab Fundamental US Large Company Index Fund (SFLNX) and Vanguard International High Dividend Yield Index Fund Admiral Shares (VIHAX). The values are adjusted to include any dividend payments, if applicable.

SFLNX vs. VIHAX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SFLNX Schwab Fundamental US Large Company Index Fund	2.71%	17.02%	16.78%	18.16%	-6.89%	31.64%	9.12%	28.91%	-7.43%	17.08%
VIHAX Vanguard International High Dividend Yield Index Fund Admiral Shares	5.44%	38.01%	6.96%	16.81%	-6.88%	15.01%	-0.73%	20.03%	-12.38%	22.40%

Returns By Period

In the year-to-date period, SFLNX achieves a 2.71% return, which is significantly lower than VIHAX's 5.44% return. Over the past 10 years, SFLNX has outperformed VIHAX with an annualized return of 13.25%, while VIHAX has yielded a comparatively lower 10.41% annualized return.

SFLNX

• 1D: 1.98%
• 1M: -3.63%
• YTD: 2.71%
• 6M: 6.30%
• 1Y: 19.89%
• 3Y*: 17.10%
• 5Y*: 11.99%
• 10Y*: 13.25%

VIHAX

• 1D: 2.29%
• 1M: -4.98%
• YTD: 5.44%
• 6M: 12.61%
• 1Y: 32.56%
• 3Y*: 20.30%
• 5Y*: 12.43%
• 10Y*: 10.41%

*Multi-year figures are annualized to reflect compound growth (CAGR)

SFLNX vs. VIHAX - Expense Ratio Comparison

SFLNX has a 0.25% expense ratio, which is higher than VIHAX's 0.22% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

SFLNX

Schwab Fundamental US Large Company Index Fund

VIHAX

Vanguard International High Dividend Yield Index Fund Admiral Shares

Return for Risk

SFLNX vs. VIHAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SFLNX

SFLNX Risk / Return Rank: 73
SFLNX Sharpe Ratio Rank: 69
SFLNX Sortino Ratio Rank: 70
SFLNX Omega Ratio Rank: 72
SFLNX Calmar Ratio Rank: 72
SFLNX Martin Ratio Rank: 82

VIHAX

VIHAX Risk / Return Rank: 94
VIHAX Sharpe Ratio Rank: 95
VIHAX Sortino Ratio Rank: 94
VIHAX Omega Ratio Rank: 94
VIHAX Calmar Ratio Rank: 93
VIHAX Martin Ratio Rank: 94

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SFLNX vs. VIHAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab Fundamental US Large Company Index Fund (SFLNX) and Vanguard International High Dividend Yield Index Fund Admiral Shares (VIHAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SFLNX	VIHAX	Difference
Sharpe ratio Return per unit of total volatility	1.24	2.32	-1.08
Sortino ratio Return per unit of downside risk	1.79	2.96	-1.17
Omega ratio Gain probability vs. loss probability	1.28	1.47	-0.20
Calmar ratio Return relative to maximum drawdown	1.72	3.01	-1.30
Martin ratio Return relative to average drawdown	8.22	12.38	-4.16
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SFLNX vs. VIHAX - Sharpe Ratio Comparison

The current SFLNX Sharpe Ratio is 1.24, which is lower than the VIHAX Sharpe Ratio of 2.32. The chart below compares the historical Sharpe Ratios of SFLNX and VIHAX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	SFLNX	VIHAX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.24	2.32	-1.08
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.79	0.91	-0.13
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.72	0.66	+0.07
Sharpe Ratio (All Time) Calculated using the full available price history	0.51	0.66	-0.15

Correlation

The correlation between SFLNX and VIHAX is 0.77, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

SFLNX vs. VIHAX - Dividend Comparison

SFLNX's dividend yield for the trailing twelve months is around 1.63%, less than VIHAX's 3.62% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SFLNX Schwab Fundamental US Large Company Index Fund	1.63%	1.68%	1.78%	1.86%	2.09%	4.78%	6.17%	5.33%	9.69%	3.28%	7.23%	5.68%
VIHAX Vanguard International High Dividend Yield Index Fund Admiral Shares	3.62%	3.69%	4.85%	4.58%	4.70%	4.30%	3.22%	5.63%	4.28%	3.16%	2.37%	0.00%

Drawdowns

SFLNX vs. VIHAX - Drawdown Comparison

The maximum SFLNX drawdown since its inception was -56.18%, which is greater than VIHAX's maximum drawdown of -38.80%. Use the drawdown chart below to compare losses from any high point for SFLNX and VIHAX.

Drawdown Indicators

	SFLNX	VIHAX	Difference
Max Drawdown Largest peak-to-trough decline	-56.18%	-38.80%	-17.38%
Max Drawdown (1Y) Largest decline over 1 year	-12.28%	-10.66%	-1.62%
Max Drawdown (5Y) Largest decline over 5 years	-18.98%	-23.92%	+4.94%
Max Drawdown (10Y) Largest decline over 10 years	-37.59%	-38.80%	+1.21%
Current Drawdown Current decline from peak	-4.24%	-6.64%	+2.40%
Average Drawdown Average peak-to-trough decline	-6.06%	-6.09%	+0.03%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.56%	2.59%	-0.03%

Volatility

SFLNX vs. VIHAX - Volatility Comparison

The current volatility for Schwab Fundamental US Large Company Index Fund (SFLNX) is 4.01%, while Vanguard International High Dividend Yield Index Fund Admiral Shares (VIHAX) has a volatility of 6.16%. This indicates that SFLNX experiences smaller price fluctuations and is considered to be less risky than VIHAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SFLNX	VIHAX	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.01%	6.16%	-2.15%
Volatility (6M) Calculated over the trailing 6-month period	8.18%	9.08%	-0.90%
Volatility (1Y) Calculated over the trailing 1-year period	16.24%	14.29%	+1.95%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.34%	13.69%	+1.65%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.41%	15.92%	+2.49%