SFITX vs. VSBSX
SFITX (State Farm Interim Fund) and VSBSX (Vanguard Short-Term Treasury Index Fund Admiral Shares) are both Government Bonds funds. Over the past 10 years, SFITX returned 1.35%/yr vs 1.75%/yr for VSBSX. A 0.78 correlation means they provide meaningful diversification when combined. SFITX charges 0.16%/yr vs 0.07%/yr for VSBSX.
Performance
SFITX vs. VSBSX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, SFITX achieves a 0.09% return, which is significantly lower than VSBSX's 0.51% return. Over the past 10 years, SFITX has underperformed VSBSX with an annualized return of 1.35%, while VSBSX has yielded a comparatively higher 1.75% annualized return.
SFITX
- 1D
- 0.00%
- 1M
- 0.00%
- YTD
- 0.09%
- 6M
- 0.40%
- 1Y
- 3.30%
- 3Y*
- 3.45%
- 5Y*
- 0.93%
- 10Y*
- 1.35%
VSBSX
- 1D
- 0.00%
- 1M
- 0.11%
- YTD
- 0.51%
- 6M
- 0.78%
- 1Y
- 3.46%
- 3Y*
- 4.28%
- 5Y*
- 1.87%
- 10Y*
- 1.75%
SFITX vs. VSBSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SFITX State Farm Interim Fund | 0.09% | 5.41% | 2.54% | 3.73% | -5.88% | -1.60% | 4.89% | 4.26% | 1.04% | 0.61% |
VSBSX Vanguard Short-Term Treasury Index Fund Admiral Shares | 0.51% | 5.08% | 4.39% | 4.23% | -3.87% | -0.69% | 3.09% | 3.51% | 1.52% | 0.35% |
Correlation
The correlation between SFITX and VSBSX is 0.84, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.84 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.84 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.87 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.82 |
Correlation (All Time) Calculated using the full available price history since Nov 24, 2009 | 0.78 |
The correlation between SFITX and VSBSX has been stable across timeframes, ranging from 0.78 to 0.87 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
SFITX vs. VSBSX — Risk / Return Rank
SFITX
VSBSX
SFITX vs. VSBSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Farm Interim Fund (SFITX) and Vanguard Short-Term Treasury Index Fund Admiral Shares (VSBSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SFITX | VSBSX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.23 | ||
| Sortino ratioReturn per unit of downside risk | -2.00 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.57 | -0.28 |
| Calmar ratioReturn relative to maximum drawdown | 2.18 | 4.09 | -1.92 |
| Martin ratioReturn relative to average drawdown | 6.51 | 16.89 | -10.38 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| SFITX | VSBSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.44 | 2.68 | -1.23 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.31 | 0.96 | -0.66 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.55 | 1.14 | -0.60 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.04 | 1.07 | -0.03 |
Drawdowns
SFITX vs. VSBSX - Drawdown Comparison
The maximum SFITX drawdown since its inception was -9.13%, which is greater than VSBSX's maximum drawdown of -5.77%. Use the drawdown chart below to compare losses from any high point for SFITX and VSBSX.
Loading charts...
Drawdown Indicators
| SFITX | VSBSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -9.13% | -5.77% | -3.36% |
Max Drawdown (1Y)Largest decline over 1 year | -1.53% | -0.84% | -0.69% |
Max Drawdown (3Y)Largest decline over 3 years | -1.80% | -0.84% | -0.96% |
Max Drawdown (5Y)Largest decline over 5 years | -8.78% | -5.77% | -3.01% |
Max Drawdown (10Y)Largest decline over 10 years | -9.13% | -5.77% | -3.36% |
Current DrawdownCurrent decline from peak | -0.81% | -0.21% | -0.60% |
Average DrawdownAverage peak-to-trough decline | -1.09% | -0.59% | -0.50% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.51% | 0.20% | +0.31% |
Volatility
SFITX vs. VSBSX - Volatility Comparison
State Farm Interim Fund (SFITX) has a higher volatility of 0.67% compared to Vanguard Short-Term Treasury Index Fund Admiral Shares (VSBSX) at 0.37%. This indicates that SFITX's price experiences larger fluctuations and is considered to be riskier than VSBSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| SFITX | VSBSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.67% | 0.37% | +0.30% |
Volatility (6M)Calculated over the trailing 6-month period | 1.66% | 0.87% | +0.79% |
Volatility (1Y)Calculated over the trailing 1-year period | 2.32% | 1.28% | +1.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 3.04% | 1.95% | +1.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.48% | 1.54% | +0.94% |
SFITX vs. VSBSX - Expense Ratio Comparison
SFITX has a 0.16% expense ratio, which is higher than VSBSX's 0.07% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
SFITX vs. VSBSX - Dividend Comparison
SFITX's dividend yield for the trailing twelve months is around 3.69%, less than VSBSX's 3.84% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SFITX State Farm Interim Fund | 3.69% | 3.28% | 2.72% | 1.85% | 0.92% | 0.94% | 2.13% | 1.75% | 1.12% | 1.12% | 0.79% | 0.98% |
VSBSX Vanguard Short-Term Treasury Index Fund Admiral Shares | 3.84% | 3.98% | 4.50% | 3.29% | 1.12% | 0.63% | 1.72% | 2.26% | 1.80% | 1.10% | 0.76% | 0.71% |
Frequently Asked Questions
SFITX and VSBSX have a correlation of 0.84, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SFITX has higher volatility (0.67%) compared to VSBSX (0.37%). In terms of maximum drawdown, SFITX dropped -9.13% vs VSBSX's -5.77%.
VSBSX currently has the higher Sharpe Ratio (2.68 vs 1.44), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for SFITX and VSBSX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer