SFBDX vs. SFITX
SFBDX (State Farm Municipal Bond Fund) and SFITX (State Farm Interim Fund) are both mutual funds - SFBDX is a Municipal Bonds fund managed by State Farm, while SFITX is a Government Bonds fund managed by State Farm. Over the past 10 years, SFBDX returned 1.68%/yr vs 1.29%/yr for SFITX. Their 0.53 correlation means they have sometimes moved together and sometimes differently. Both charge a 0.16% expense ratio.
Performance
SFBDX vs. SFITX - Performance Comparison
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Returns By Period
In the year-to-date period, SFBDX achieves a -0.53% return, which is significantly lower than SFITX's -0.02% return. Over the past 10 years, SFBDX has outperformed SFITX with an annualized return of 1.68%, while SFITX has yielded a comparatively lower 1.29% annualized return.
SFBDX
- 1D
- -0.25%
- 1M
- -1.83%
- 6M
- -1.41%
- YTD
- -0.53%
- 1Y
- 3.24%
- 3Y*
- 2.39%
- 5Y*
- 0.33%
- 10Y*
- 1.68%
- ALL TIME*
- 3.76%
SFITX
- 1D
- 0.00%
- 1M
- -0.31%
- 6M
- -0.13%
- YTD
- -0.02%
- 1Y
- 1.83%
- 3Y*
- 3.50%
- 5Y*
- 0.83%
- 10Y*
- 1.29%
- ALL TIME*
- 3.16%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
SFBDX vs. SFITX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SFBDX State Farm Municipal Bond Fund | -0.53% | 5.11% | 0.65% | 4.05% | -6.83% | 0.65% | 7.01% | 6.23% | 0.62% | 3.65% |
SFITX State Farm Interim Fund | -0.02% | 5.41% | 2.54% | 3.73% | -5.88% | -1.60% | 4.89% | 4.26% | 1.04% | 0.61% |
Correlation
The correlation between SFBDX and SFITX is 0.49, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.49 |
Correlation (3Y) Balances recent behavior with more history. | 0.54 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.48 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.46 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 1990 | 0.53 |
The correlation between SFBDX and SFITX has been stable across timeframes, ranging from 0.46 to 0.54 - a consistent structural relationship.
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Return for Risk
SFBDX vs. SFITX — Risk / Return Rank
SFBDX
SFITX
SFBDX vs. SFITX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Farm Municipal Bond Fund (SFBDX) and State Farm Interim Fund (SFITX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SFBDX | SFITX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.41 | ||
| Sortino ratioReturn per unit of downside risk | +0.35 | ||
| Omega ratioGain probability vs. loss probability | 1.40 | 1.25 | +0.16 |
| Calmar ratioReturn relative to maximum drawdown | 1.38 | 1.83 | -0.45 |
| Martin ratioReturn relative to average drawdown | 4.05 | 4.58 | -0.52 |
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Drawdowns
SFBDX vs. SFITX - Drawdown Comparison
The maximum SFBDX drawdown since its inception was -11.79%, which is greater than SFITX's maximum drawdown of -9.13%. Use the drawdown chart below to compare losses from any high point for SFBDX and SFITX.
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Drawdown Indicators
| SFBDX | SFITX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -11.79% | -9.13% | -2.66% |
Max Drawdown (1Y)Largest decline over 1 year | -2.87% | -1.53% | -1.34% |
Max Drawdown (3Y)Largest decline over 3 years | -4.33% | -1.80% | -2.53% |
Max Drawdown (5Y)Largest decline over 5 years | -11.79% | -8.69% | -3.10% |
Max Drawdown (10Y)Largest decline over 10 years | -11.79% | -9.13% | -2.66% |
Current DrawdownCurrent decline from peak | -2.37% | -0.92% | -1.45% |
Average DrawdownAverage peak-to-trough decline | -1.37% | -1.08% | -0.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.97% | 0.61% | +0.36% |
Volatility
SFBDX vs. SFITX - Volatility Comparison
State Farm Municipal Bond Fund (SFBDX) has a higher volatility of 0.84% compared to State Farm Interim Fund (SFITX) at 0.55%. This indicates that SFBDX's price experiences larger fluctuations and is considered to be riskier than SFITX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SFBDX | SFITX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.84% | 0.55% | +0.29% |
Volatility (6M)Calculated over the trailing 6-month period | 2.00% | 1.72% | +0.28% |
Volatility (1Y)Calculated over the trailing 1-year period | 2.41% | 2.27% | +0.14% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 3.29% | 3.05% | +0.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 3.41% | 2.48% | +0.93% |
SFBDX vs. SFITX - Expense Ratio Comparison
Both SFBDX and SFITX have an expense ratio of 0.16%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
SFBDX vs. SFITX - Dividend Comparison
SFBDX's dividend yield for the trailing twelve months is around 3.12%, less than SFITX's 3.41% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SFBDX State Farm Municipal Bond Fund | 3.12% | 2.97% | 2.62% | 2.46% | 2.01% | 2.33% | 4.03% | 2.78% | 2.23% | 2.77% | 2.06% | 2.64% |
SFITX State Farm Interim Fund | 3.41% | 3.28% | 2.72% | 1.85% | 0.92% | 0.94% | 2.13% | 1.75% | 1.12% | 1.12% | 0.79% | 0.98% |
Frequently Asked Questions
SFBDX and SFITX have a correlation of 0.49, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SFBDX has higher volatility (0.84%) compared to SFITX (0.55%). In terms of maximum drawdown, SFBDX dropped -11.79% vs SFITX's -9.13%.
SFBDX currently has the higher Sharpe Ratio (1.65 vs 1.24), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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