SCUS vs. SNSXX
SCUS (Schwab Ultra-Short Income ETF) and SNSXX (Schwab U.S. Treasury Money Fund) are both funds - SCUS is a Ultrashort Bond fund actively managed by Charles Schwab, while SNSXX is a Money Market fund managed by Charles Schwab. Over the past year, SCUS returned 3.89% vs 3.31% for SNSXX. Their 0.07 correlation means their historical movements had little consistent relationship. SCUS charges 0.14%/yr vs 0.34%/yr for SNSXX.
Performance
SCUS vs. SNSXX - Performance Comparison
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Returns By Period
In the year-to-date period, SCUS achieves a 2.10% return, which is significantly higher than SNSXX's 1.68% return.
SCUS
- 1D
- 0.02%
- 1M
- 0.39%
- 6M
- 1.75%
- YTD
- 2.10%
- 1Y
- 3.89%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 4.37%
SNSXX
- 1D
- 0.00%
- 1M
- 0.00%
- 6M
- 1.39%
- YTD
- 1.68%
- 1Y
- 3.31%
- 3Y*
- 2.41%
- 5Y*
- 1.44%
- 10Y*
- —
- ALL TIME*
- 1.39%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $3.13M | $2.75M | $2.91M | |
| $0.00 | $0.00 | $0.00 |
SCUS vs. SNSXX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
SCUS Schwab Ultra-Short Income ETF | 2.10% | 4.51% | 2.00% |
SNSXX Schwab U.S. Treasury Money Fund | 1.68% | 3.97% | 1.19% |
Correlation
The correlation between SCUS and SNSXX is 0.06, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.06 |
Correlation (All Time) Calculated using the full available price history since Aug 13, 2024 | 0.07 |
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Return for Risk
SCUS vs. SNSXX — Risk / Return Rank
SCUS
SNSXX
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
SCUS vs. SNSXX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Ultra-Short Income ETF (SCUS) and Schwab U.S. Treasury Money Fund (SNSXX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SCUS | SNSXX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.19 | ||
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | 2.52 | — | — |
| Calmar ratioReturn relative to maximum drawdown | 23.45 | — | — |
| Martin ratioReturn relative to average drawdown | 98.83 | — | — |
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Drawdowns
SCUS vs. SNSXX - Drawdown Comparison
The maximum SCUS drawdown since its inception was -0.17%, which is greater than SNSXX's maximum drawdown of 0.00%. Use the drawdown chart below to compare losses from any high point for SCUS and SNSXX.
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Drawdown Indicators
| SCUS | SNSXX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -0.17% | 0.00% | -0.17% |
Max Drawdown (1Y)Largest decline over 1 year | -0.17% | 0.00% | -0.17% |
Max Drawdown (3Y)Largest decline over 3 years | — | 0.00% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | 0.00% | — |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -0.02% | 0.00% | -0.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.04% | 0.00% | +0.04% |
Volatility
SCUS vs. SNSXX - Volatility Comparison
Schwab Ultra-Short Income ETF (SCUS) has a higher volatility of 0.19% compared to Schwab U.S. Treasury Money Fund (SNSXX) at 0.00%. This indicates that SCUS's price experiences larger fluctuations and is considered to be riskier than SNSXX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SCUS | SNSXX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.19% | 0.00% | +0.19% |
Volatility (6M)Calculated over the trailing 6-month period | 0.51% | 0.67% | -0.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 0.68% | 0.99% | -0.31% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 0.70% | 0.69% | +0.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 0.70% | 0.68% | +0.02% |
SCUS vs. SNSXX - Expense Ratio Comparison
SCUS has a 0.14% expense ratio, which is lower than SNSXX's 0.34% expense ratio.
Dividends
SCUS vs. SNSXX - Dividend Comparison
SCUS's dividend yield for the trailing twelve months is around 3.87%, more than SNSXX's 3.25% yield.
| Position | TTM | 2025 | 2024 |
|---|---|---|---|
SCUS Schwab Ultra-Short Income ETF | 3.87% | 4.17% | 1.62% |
SNSXX Schwab U.S. Treasury Money Fund | 3.25% | 3.88% | 1.59% |
Frequently Asked Questions
SCUS and SNSXX have a correlation of 0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SCUS has higher volatility (0.19%) compared to SNSXX (0.00%). In terms of maximum drawdown, SCUS dropped -0.17% vs SNSXX's 0.00%.
SCUS currently has the higher Sharpe Ratio (5.72 vs 3.54), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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