SCHX vs. PTLC
SCHX (Schwab U.S. Large-Cap ETF) and PTLC (Pacer Trendpilot US Large Cap ETF) are both Large Cap Blend Equities funds - SCHX tracks the Dow Jones U.S. Large-Cap Total Stock Market Index while PTLC tracks the Pacer Trendpilot U.S. Large Cap Index. Both are passively managed. Over the past 10 years, SCHX returned 15.47%/yr vs 11.31%/yr for PTLC. Their correlation of 0.85 suggests significant overlap in exposure. SCHX charges 0.03%/yr vs 0.60%/yr for PTLC.
Performance
SCHX vs. PTLC - Performance Comparison
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Returns By Period
In the year-to-date period, SCHX achieves a 8.04% return, which is significantly higher than PTLC's 2.97% return. Over the past 10 years, SCHX has outperformed PTLC with an annualized return of 15.47%, while PTLC has yielded a comparatively lower 11.31% annualized return.
SCHX
- 1D
- -1.29%
- 1M
- -1.16%
- YTD
- 8.04%
- 6M
- 7.00%
- 1Y
- 23.07%
- 3Y*
- 20.75%
- 5Y*
- 12.44%
- 10Y*
- 15.47%
PTLC
- 1D
- -1.38%
- 1M
- -1.33%
- YTD
- 2.97%
- 6M
- 2.00%
- 1Y
- 17.43%
- 3Y*
- 13.44%
- 5Y*
- 9.97%
- 10Y*
- 11.31%
SCHX vs. PTLC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SCHX Schwab U.S. Large-Cap ETF | 8.04% | 17.46% | 24.88% | 26.84% | -19.41% | 26.81% | 20.81% | 31.22% | -4.66% | 21.95% |
PTLC Pacer Trendpilot US Large Cap ETF | 2.97% | 5.10% | 24.31% | 16.78% | -8.62% | 27.90% | -1.15% | 17.58% | 1.49% | 21.41% |
Correlation
The correlation between SCHX and PTLC is 0.99 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.99 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.96 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.84 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.86 |
Correlation (All Time) Calculated using the full available price history since Jun 12, 2015 | 0.85 |
The correlation between SCHX and PTLC shifts across timeframes, from 0.84 (5 years) to 0.99 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
SCHX vs. PTLC — Risk / Return Rank
SCHX
PTLC
SCHX vs. PTLC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab U.S. Large-Cap ETF (SCHX) and Pacer Trendpilot US Large Cap ETF (PTLC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SCHX | PTLC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.37 | ||
| Sortino ratioReturn per unit of downside risk | +0.54 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.26 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 2.57 | 2.00 | +0.57 |
| Martin ratioReturn relative to average drawdown | 11.26 | 7.66 | +3.59 |
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Drawdowns
SCHX vs. PTLC - Drawdown Comparison
The maximum SCHX drawdown since its inception was -34.33%, which is greater than PTLC's maximum drawdown of -26.63%. Use the drawdown chart below to compare losses from any high point for SCHX and PTLC.
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Drawdown Indicators
| SCHX | PTLC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.33% | -26.63% | -7.70% |
Max Drawdown (1Y)Largest decline over 1 year | -9.02% | -8.77% | -0.25% |
Max Drawdown (3Y)Largest decline over 3 years | -19.04% | -15.17% | -3.87% |
Max Drawdown (5Y)Largest decline over 5 years | -25.41% | -15.17% | -10.24% |
Max Drawdown (10Y)Largest decline over 10 years | -34.33% | -26.63% | -7.70% |
Current DrawdownCurrent decline from peak | -3.11% | -3.15% | +0.04% |
Average DrawdownAverage peak-to-trough decline | -3.96% | -5.63% | +1.67% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.05% | 2.28% | -0.23% |
Volatility
SCHX vs. PTLC - Volatility Comparison
Schwab U.S. Large-Cap ETF (SCHX) and Pacer Trendpilot US Large Cap ETF (PTLC) have volatilities of 4.89% and 4.91%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SCHX | PTLC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.89% | 4.91% | -0.02% |
Volatility (6M)Calculated over the trailing 6-month period | 9.94% | 9.19% | +0.75% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.65% | 11.98% | +0.67% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.23% | 11.87% | +5.36% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.16% | 13.19% | +4.97% |
SCHX vs. PTLC - Expense Ratio Comparison
SCHX has a 0.03% expense ratio, which is lower than PTLC's 0.60% expense ratio.
Dividends
SCHX vs. PTLC - Dividend Comparison
SCHX's dividend yield for the trailing twelve months is around 1.03%, which matches PTLC's 1.03% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PTLC Pacer Trendpilot US Large Cap ETF | 1.03% | 1.06% | 0.67% | 1.18% | 1.26% | 0.73% | 1.08% | 1.10% | 1.00% | 0.97% | 1.08% | 0.42% |
SCHX Schwab U.S. Large-Cap ETF | 1.03% | 1.09% | 1.22% | 1.39% | 1.64% | 1.22% | 1.64% | 1.82% | 2.02% | 1.70% | 1.92% | 2.04% |
Frequently Asked Questions
With a correlation of 0.99, SCHX and PTLC move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
PTLC has higher volatility (4.91%) compared to SCHX (4.89%). In terms of maximum drawdown, SCHX dropped -34.33% vs PTLC's -26.63%.
On 10-year performance, SCHX leads with 15.47% vs 11.31% for PTLC. On fees, SCHX is cheaper at 0.03% per year. Their volatility is very similar. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, SCHX has performed better with a 15.47% return vs 11.31%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
SCHX is cheaper with a 0.03% expense ratio, compared with 0.60% for PTLC.
SCHX and PTLC have nearly identical dividend yields, around 1.03%.
SCHX tracks Dow Jones U.S. Large-Cap Total Stock Market Index, while PTLC tracks Pacer Trendpilot U.S. Large Cap Index. They also come from different issuers: Charles Schwab and Pacer. Their fees differ too: 0.03% for SCHX and 0.60% for PTLC.
SCHX currently has the higher Sharpe Ratio (1.84 vs 1.46), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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