SCHX vs. HAUZ
SCHX (Schwab U.S. Large-Cap ETF) and HAUZ (Xtrackers International Real Estate ETF) are both exchange-traded funds - SCHX is a Large Cap Blend Equities fund tracking the Dow Jones U.S. Large-Cap Total Stock Market Index, while HAUZ is a REIT fund tracking the iSTOXX Developed and Emerging Markets ex USA PK VN Real Estate Index. Both are passively managed. Over the past 10 years, SCHX returned 14.84%/yr vs 3.22%/yr for HAUZ. A 0.53 correlation means they provide meaningful diversification when combined. SCHX charges 0.03%/yr vs 0.10%/yr for HAUZ.
Performance
SCHX vs. HAUZ - Performance Comparison
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Returns By Period
In the year-to-date period, SCHX achieves a 9.33% return, which is significantly higher than HAUZ's -0.35% return. Over the past 10 years, SCHX has outperformed HAUZ with an annualized return of 14.84%, while HAUZ has yielded a comparatively lower 3.22% annualized return.
SCHX
- 1D
- -0.17%
- 1M
- -0.52%
- 6M
- 7.65%
- YTD
- 9.33%
- 1Y
- 19.03%
- 3Y*
- 19.39%
- 5Y*
- 12.25%
- 10Y*
- 14.84%
- ALL TIME*
- 14.51%
HAUZ
- 1D
- -0.35%
- 1M
- 2.65%
- 6M
- -4.19%
- YTD
- -0.35%
- 1Y
- 5.26%
- 3Y*
- 6.95%
- 5Y*
- -0.93%
- 10Y*
- 3.22%
- ALL TIME*
- 3.09%
SCHX vs. HAUZ - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SCHX Schwab U.S. Large-Cap ETF | 9.33% | 17.46% | 24.88% | 26.84% | -19.41% | 26.81% | 20.81% | 31.22% | -4.66% | 21.95% |
HAUZ Xtrackers International Real Estate ETF | -0.35% | 22.70% | -5.44% | 6.29% | -22.24% | 9.82% | -6.23% | 20.89% | -9.12% | 27.52% |
Correlation
The correlation between SCHX and HAUZ is 0.53, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.53 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.53 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.60 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.57 |
Correlation (All Time) Calculated using the full available price history since Oct 1, 2013 | 0.53 |
The correlation between SCHX and HAUZ has been stable across timeframes, ranging from 0.53 to 0.60 - a consistent structural relationship.
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Return for Risk
SCHX vs. HAUZ — Risk / Return Rank
SCHX
HAUZ
SCHX vs. HAUZ - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab U.S. Large-Cap ETF (SCHX) and Xtrackers International Real Estate ETF (HAUZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SCHX | HAUZ | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.13 | ||
| Sortino ratioReturn per unit of downside risk | +1.47 | ||
| Omega ratioGain probability vs. loss probability | 1.27 | 1.08 | +0.20 |
| Calmar ratioReturn relative to maximum drawdown | 2.12 | 0.38 | +1.74 |
| Martin ratioReturn relative to average drawdown | 9.05 | 0.87 | +8.18 |
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Drawdowns
SCHX vs. HAUZ - Drawdown Comparison
The maximum SCHX drawdown since its inception was -34.33%, smaller than the maximum HAUZ drawdown of -39.51%. Use the drawdown chart below to compare losses from any high point for SCHX and HAUZ.
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Drawdown Indicators
| SCHX | HAUZ | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.33% | -39.51% | +5.18% |
Max Drawdown (1Y)Largest decline over 1 year | -9.02% | -14.08% | +5.06% |
Max Drawdown (3Y)Largest decline over 3 years | -19.04% | -17.88% | -1.16% |
Max Drawdown (5Y)Largest decline over 5 years | -25.41% | -34.14% | +8.73% |
Max Drawdown (10Y)Largest decline over 10 years | -34.33% | -39.51% | +5.18% |
Current DrawdownCurrent decline from peak | -1.95% | -9.66% | +7.71% |
Average DrawdownAverage peak-to-trough decline | -3.95% | -11.74% | +7.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.11% | 6.05% | -3.94% |
Volatility
SCHX vs. HAUZ - Volatility Comparison
Schwab U.S. Large-Cap ETF (SCHX) and Xtrackers International Real Estate ETF (HAUZ) have volatilities of 3.18% and 3.31%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SCHX | HAUZ | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.18% | 3.31% | -0.13% |
Volatility (6M)Calculated over the trailing 6-month period | 10.06% | 11.99% | -1.93% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.72% | 14.13% | -1.41% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.21% | 15.95% | +1.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.14% | 16.95% | +1.19% |
SCHX vs. HAUZ - Expense Ratio Comparison
SCHX has a 0.03% expense ratio, which is lower than HAUZ's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
SCHX vs. HAUZ - Dividend Comparison
SCHX's dividend yield for the trailing twelve months is around 1.04%, less than HAUZ's 3.57% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HAUZ Xtrackers International Real Estate ETF | 3.57% | 4.46% | 4.50% | 3.50% | 1.99% | 4.84% | 3.37% | 3.69% | 1.93% | 2.59% | 2.18% | 9.42% |
SCHX Schwab U.S. Large-Cap ETF | 1.04% | 1.09% | 1.22% | 1.39% | 1.64% | 1.22% | 1.64% | 1.82% | 2.02% | 1.70% | 1.92% | 2.04% |
Frequently Asked Questions
SCHX and HAUZ have a correlation of 0.53, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
HAUZ has higher volatility (3.31%) compared to SCHX (3.18%). In terms of maximum drawdown, SCHX dropped -34.33% vs HAUZ's -39.51%.
On 10-year performance, SCHX leads with 14.84% vs 3.22% for HAUZ. On fees, SCHX is cheaper at 0.03% per year. On volatility, SCHX has been the lower-risk option at 3.18%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, SCHX has performed better with a 14.84% return vs 3.22%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
SCHX is cheaper with a 0.03% expense ratio, compared with 0.10% for HAUZ.
HAUZ has the higher dividend yield at 3.57%, compared with 1.04% for SCHX.
SCHX is categorized as Large Cap Blend Equities, while HAUZ is REIT. SCHX tracks Dow Jones U.S. Large-Cap Total Stock Market Index, while HAUZ tracks iSTOXX Developed and Emerging Markets ex USA PK VN Real Estate Index. They also come from different issuers: Charles Schwab and DWS. Their fees differ too: 0.03% for SCHX and 0.10% for HAUZ.
SCHX currently has the higher Sharpe Ratio (1.51 vs 0.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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