RIVSX vs. SWSSX
Compare and contrast key facts about River Oak Discovery Fund (RIVSX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX).
RIVSX is managed by Oak Associates. It was launched on Jun 30, 2005. SWSSX is a passively managed fund by Charles Schwab that tracks the performance of the Russell 2000 Index. It was launched on May 19, 1997.
Performance
RIVSX vs. SWSSX - Performance Comparison
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RIVSX vs. SWSSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RIVSX River Oak Discovery Fund | 4.25% | 9.11% | 4.42% | 8.18% | -14.53% | 24.78% | 29.00% | 30.36% | -13.72% | 11.33% |
SWSSX Schwab Small-Cap Index Fund-Select Shares | -2.49% | 12.88% | 11.57% | 17.07% | -20.43% | 14.77% | 20.12% | 25.63% | -11.19% | 14.76% |
Returns By Period
In the year-to-date period, RIVSX achieves a 4.25% return, which is significantly higher than SWSSX's -2.49% return. Both investments have delivered pretty close results over the past 10 years, with RIVSX having a 9.61% annualized return and SWSSX not far behind at 9.50%.
RIVSX
- 1D
- -0.97%
- 1M
- -7.33%
- YTD
- 4.25%
- 6M
- 8.20%
- 1Y
- 24.27%
- 3Y*
- 7.47%
- 5Y*
- 4.09%
- 10Y*
- 9.61%
SWSSX
- 1D
- -1.45%
- 1M
- -8.18%
- YTD
- -2.49%
- 6M
- -0.36%
- 1Y
- 21.55%
- 3Y*
- 11.83%
- 5Y*
- 3.10%
- 10Y*
- 9.50%
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RIVSX vs. SWSSX - Expense Ratio Comparison
RIVSX has a 1.18% expense ratio, which is higher than SWSSX's 0.04% expense ratio.
Return for Risk
RIVSX vs. SWSSX — Risk / Return Rank
RIVSX
SWSSX
RIVSX vs. SWSSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for River Oak Discovery Fund (RIVSX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RIVSX | SWSSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.09 | 0.91 | +0.18 |
Sortino ratioReturn per unit of downside risk | 1.67 | 1.40 | +0.27 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.18 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.73 | 1.33 | +0.40 |
Martin ratioReturn relative to average drawdown | 6.62 | 5.02 | +1.60 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RIVSX | SWSSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.09 | 0.91 | +0.18 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.20 | 0.14 | +0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.44 | 0.40 | +0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.33 | 0.33 | -0.01 |
Correlation
The correlation between RIVSX and SWSSX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RIVSX vs. SWSSX - Dividend Comparison
RIVSX's dividend yield for the trailing twelve months is around 0.28%, less than SWSSX's 1.32% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RIVSX River Oak Discovery Fund | 0.28% | 0.29% | 0.00% | 0.00% | 0.15% | 16.84% | 14.54% | 3.81% | 17.54% | 5.48% | 0.00% | 0.11% |
SWSSX Schwab Small-Cap Index Fund-Select Shares | 1.32% | 1.29% | 1.66% | 1.49% | 1.32% | 8.88% | 2.55% | 6.12% | 10.45% | 5.22% | 4.10% | 6.92% |
Drawdowns
RIVSX vs. SWSSX - Drawdown Comparison
The maximum RIVSX drawdown since its inception was -60.61%, roughly equal to the maximum SWSSX drawdown of -60.34%. Use the drawdown chart below to compare losses from any high point for RIVSX and SWSSX.
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Drawdown Indicators
| RIVSX | SWSSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -60.61% | -60.34% | -0.27% |
Max Drawdown (1Y)Largest decline over 1 year | -12.41% | -13.90% | +1.49% |
Max Drawdown (5Y)Largest decline over 5 years | -25.75% | -31.93% | +6.18% |
Max Drawdown (10Y)Largest decline over 10 years | -41.45% | -41.81% | +0.36% |
Current DrawdownCurrent decline from peak | -9.11% | -11.00% | +1.89% |
Average DrawdownAverage peak-to-trough decline | -10.57% | -10.78% | +0.21% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.24% | 3.68% | -0.44% |
Volatility
RIVSX vs. SWSSX - Volatility Comparison
The current volatility for River Oak Discovery Fund (RIVSX) is 5.47%, while Schwab Small-Cap Index Fund-Select Shares (SWSSX) has a volatility of 6.59%. This indicates that RIVSX experiences smaller price fluctuations and is considered to be less risky than SWSSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RIVSX | SWSSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.47% | 6.59% | -1.12% |
Volatility (6M)Calculated over the trailing 6-month period | 13.56% | 14.12% | -0.56% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.40% | 23.11% | -0.71% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.34% | 22.57% | -2.23% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.87% | 24.03% | -2.16% |