RIDAX vs. SFLNX
Compare and contrast key facts about The Income Fund of America Class R-1 (RIDAX) and Schwab Fundamental US Large Company Index Fund (SFLNX).
RIDAX is an actively managed fund by American Funds. It was launched on Dec 1, 1973. SFLNX is a passively managed fund by Charles Schwab that tracks the performance of the Russell RAFI US Large Company Index. It was launched on Apr 2, 2007.
Performance
RIDAX vs. SFLNX - Performance Comparison
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RIDAX vs. SFLNX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RIDAX The Income Fund of America Class R-1 | 1.29% | 16.83% | 9.49% | 6.16% | -7.14% | 16.47% | 3.68% | 17.57% | -6.06% | 11.86% |
SFLNX Schwab Fundamental US Large Company Index Fund | 0.72% | 17.02% | 16.78% | 18.16% | -6.89% | 31.64% | 9.12% | 28.91% | -7.43% | 17.08% |
Returns By Period
In the year-to-date period, RIDAX achieves a 1.29% return, which is significantly higher than SFLNX's 0.72% return. Over the past 10 years, RIDAX has underperformed SFLNX with an annualized return of 7.35%, while SFLNX has yielded a comparatively higher 13.03% annualized return.
RIDAX
- 1D
- 0.23%
- 1M
- -5.77%
- YTD
- 1.29%
- 6M
- 3.84%
- 1Y
- 13.29%
- 3Y*
- 10.98%
- 5Y*
- 7.05%
- 10Y*
- 7.35%
SFLNX
- 1D
- -0.25%
- 1M
- -5.58%
- YTD
- 0.72%
- 6M
- 4.57%
- 1Y
- 17.69%
- 3Y*
- 16.33%
- 5Y*
- 11.76%
- 10Y*
- 13.03%
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RIDAX vs. SFLNX - Expense Ratio Comparison
RIDAX has a 1.36% expense ratio, which is higher than SFLNX's 0.25% expense ratio.
Return for Risk
RIDAX vs. SFLNX — Risk / Return Rank
RIDAX
SFLNX
RIDAX vs. SFLNX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The Income Fund of America Class R-1 (RIDAX) and Schwab Fundamental US Large Company Index Fund (SFLNX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RIDAX | SFLNX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.46 | 1.17 | +0.29 |
Sortino ratioReturn per unit of downside risk | 2.01 | 1.69 | +0.32 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.26 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.58 | 1.37 | +0.21 |
Martin ratioReturn relative to average drawdown | 7.44 | 6.61 | +0.83 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RIDAX | SFLNX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.46 | 1.17 | +0.29 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.75 | 0.77 | -0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.69 | 0.71 | -0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.67 | 0.50 | +0.17 |
Correlation
The correlation between RIDAX and SFLNX is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RIDAX vs. SFLNX - Dividend Comparison
RIDAX's dividend yield for the trailing twelve months is around 9.14%, more than SFLNX's 1.66% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RIDAX The Income Fund of America Class R-1 | 9.14% | 9.24% | 5.14% | 2.38% | 6.20% | 5.92% | 2.09% | 4.25% | 6.58% | 3.68% | 2.32% | 4.26% |
SFLNX Schwab Fundamental US Large Company Index Fund | 1.66% | 1.68% | 1.78% | 1.86% | 2.09% | 4.78% | 6.17% | 5.33% | 9.69% | 3.28% | 7.23% | 5.68% |
Drawdowns
RIDAX vs. SFLNX - Drawdown Comparison
The maximum RIDAX drawdown since its inception was -42.37%, smaller than the maximum SFLNX drawdown of -56.18%. Use the drawdown chart below to compare losses from any high point for RIDAX and SFLNX.
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Drawdown Indicators
| RIDAX | SFLNX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -42.37% | -56.18% | +13.81% |
Max Drawdown (1Y)Largest decline over 1 year | -8.25% | -12.28% | +4.03% |
Max Drawdown (5Y)Largest decline over 5 years | -16.28% | -18.98% | +2.70% |
Max Drawdown (10Y)Largest decline over 10 years | -26.22% | -37.59% | +11.37% |
Current DrawdownCurrent decline from peak | -5.77% | -6.10% | +0.33% |
Average DrawdownAverage peak-to-trough decline | -4.42% | -6.06% | +1.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.76% | 2.55% | -0.79% |
Volatility
RIDAX vs. SFLNX - Volatility Comparison
The current volatility for The Income Fund of America Class R-1 (RIDAX) is 2.91%, while Schwab Fundamental US Large Company Index Fund (SFLNX) has a volatility of 3.33%. This indicates that RIDAX experiences smaller price fluctuations and is considered to be less risky than SFLNX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RIDAX | SFLNX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.91% | 3.33% | -0.42% |
Volatility (6M)Calculated over the trailing 6-month period | 5.47% | 7.95% | -2.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.48% | 16.16% | -6.68% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.46% | 15.32% | -5.86% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.67% | 18.40% | -7.73% |