RCTRX vs. CBYYX
RCTRX (Regan Total Return Income Fund) and CBYYX (Victory Pioneer Cat Bond Fund Class Y) are both Nontraditional Bonds funds. Over the past year, RCTRX returned 4.50% vs 11.04% for CBYYX. At a 0.05 correlation, their price movements are largely independent. RCTRX charges 1.54%/yr vs 1.46%/yr for CBYYX.
Performance
RCTRX vs. CBYYX - Performance Comparison
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Returns By Period
In the year-to-date period, RCTRX achieves a 0.88% return, which is significantly lower than CBYYX's 2.82% return.
RCTRX
- 1D
- -0.10%
- 1M
- 0.59%
- YTD
- 0.88%
- 6M
- 0.98%
- 1Y
- 4.50%
- 3Y*
- 5.97%
- 5Y*
- 4.38%
- 10Y*
- —
CBYYX
- 1D
- 0.09%
- 1M
- 0.80%
- YTD
- 2.82%
- 6M
- 3.01%
- 1Y
- 11.04%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
RCTRX vs. CBYYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
RCTRX Regan Total Return Income Fund | 0.88% | 6.56% | 6.81% | 3.41% |
CBYYX Victory Pioneer Cat Bond Fund Class Y | 2.82% | 11.09% | 15.69% | 3.43% |
Correlation
The correlation between RCTRX and CBYYX is -0.10, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.10 |
Correlation (All Time) Calculated using the full available price history since Sep 6, 2023 | 0.05 |
The correlation between RCTRX and CBYYX shifts across timeframes, from -0.10 (1 year) to 0.05 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
RCTRX vs. CBYYX — Risk / Return Rank
RCTRX
CBYYX
RCTRX vs. CBYYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Regan Total Return Income Fund (RCTRX) and Victory Pioneer Cat Bond Fund Class Y (CBYYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RCTRX | CBYYX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -6.56 | ||
| Sortino ratioReturn per unit of downside risk | -27.06 | ||
| Omega ratioGain probability vs. loss probability | 1.62 | 9.43 | -7.81 |
| Calmar ratioReturn relative to maximum drawdown | 3.28 | 123.18 | -119.90 |
| Martin ratioReturn relative to average drawdown | 12.60 | 444.54 | -431.94 |
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Drawdowns
RCTRX vs. CBYYX - Drawdown Comparison
The maximum RCTRX drawdown since its inception was -4.66%, smaller than the maximum CBYYX drawdown of -8.72%. Use the drawdown chart below to compare losses from any high point for RCTRX and CBYYX.
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Drawdown Indicators
| RCTRX | CBYYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -4.66% | -8.72% | +4.06% |
Max Drawdown (1Y)Largest decline over 1 year | -1.44% | -0.09% | -1.35% |
Max Drawdown (3Y)Largest decline over 3 years | -1.96% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -4.66% | — | — |
Current DrawdownCurrent decline from peak | -0.22% | 0.00% | -0.22% |
Average DrawdownAverage peak-to-trough decline | -0.57% | -1.28% | +0.71% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.38% | 0.03% | +0.35% |
Volatility
RCTRX vs. CBYYX - Volatility Comparison
Regan Total Return Income Fund (RCTRX) has a higher volatility of 0.65% compared to Victory Pioneer Cat Bond Fund Class Y (CBYYX) at 0.21%. This indicates that RCTRX's price experiences larger fluctuations and is considered to be riskier than CBYYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RCTRX | CBYYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.65% | 0.21% | +0.44% |
Volatility (6M)Calculated over the trailing 6-month period | 1.40% | 0.62% | +0.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 1.81% | 1.22% | +0.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.26% | 8.14% | -5.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.20% | 8.14% | -5.94% |
RCTRX vs. CBYYX - Expense Ratio Comparison
RCTRX has a 1.54% expense ratio, which is higher than CBYYX's 1.46% expense ratio.
Dividends
RCTRX vs. CBYYX - Dividend Comparison
RCTRX's dividend yield for the trailing twelve months is around 5.82%, less than CBYYX's 8.89% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
CBYYX Victory Pioneer Cat Bond Fund Class Y | 8.89% | 9.14% | 10.33% | 9.41% | 0.00% | 0.00% | 0.00% |
RCTRX Regan Total Return Income Fund | 5.82% | 4.40% | 5.79% | 5.98% | 5.28% | 10.59% | 4.98% |
Frequently Asked Questions
RCTRX and CBYYX have a correlation of -0.10, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RCTRX has higher volatility (0.65%) compared to CBYYX (0.21%). In terms of maximum drawdown, RCTRX dropped -4.66% vs CBYYX's -8.72%.
CBYYX currently has the higher Sharpe Ratio (9.18 vs 2.62), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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