- Issuer
- Regan
- Inception Date
- Sep 30, 2020
- Category
- Nontraditional Bonds
- Min. Investment
- $1,000
- Distribution Policy
- Distributing
- Asset Class
- Bond
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
RCTRX Performance Chart
Regan Total Return Income Fund (RCTRX) is up 1.0% since the beginning of the year. RCTRX is currently trading at $10 per share. Investors who bought $1,000 worth of RCTRX shares 5 years ago would now be looking at an investment worth $1,240.
Loading charts...
Returns By Period
Regan Total Return Income Fund (RCTRX) has returned 0.98% so far this year and 4.83% over the past 12 months.
Regan Total Return Income Fund
- 1D
- 0.00%
- 1M
- 0.69%
- YTD
- 0.98%
- 6M
- 1.19%
- 1Y
- 4.83%
- 3Y*
- 6.04%
- 5Y*
- 4.40%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
RCTRX Monthly Returns History
Based on dividend-adjusted daily data since Nov 9, 2020, RCTRX's average daily return is +0.02%, while the average monthly return is +0.41%. At this rate, an investment would double in approximately 14.1 years.
Historically, 72% of months were positive and 28% were negative. The best month was Dec 2023 with a return of +2.0%, while the worst month was Sep 2022 at -1.2%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 4 months.
On a daily basis, RCTRX closed higher 36% of trading days. The best single day was Dec 20, 2024 with a return of +1.3%, while the worst single day was Dec 23, 2024 at -1.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.37% | 0.73% | -0.77% | 0.49% | 0.27% | -0.10% | 0.98% | ||||||
| 2025 | 0.53% | 1.37% | -0.42% | 0.10% | 0.63% | 0.87% | 0.10% | 0.83% | 0.85% | 0.82% | 0.71% | -0.01% | 6.56% |
| 2024 | 0.21% | -0.00% | 1.09% | -0.43% | 0.85% | 1.11% | 1.59% | 1.05% | 0.82% | -0.63% | 1.05% | -0.11% | 6.81% |
| 2023 | 1.40% | -0.11% | 0.58% | 1.18% | 0.32% | -0.09% | 0.43% | 0.21% | -0.36% | -0.43% | 1.96% | 2.01% | 7.29% |
| 2022 | 0.20% | 0.00% | -0.52% | -0.51% | -0.71% | -0.71% | 0.31% | 0.21% | -1.22% | -1.18% | 0.76% | 1.15% | -2.23% |
| 2021 | 1.55% | 0.57% | 0.50% | 0.58% | 0.48% | 0.33% | 0.39% | 0.68% | 0.58% | 0.77% | 0.10% | 0.17% | 6.89% |
Benchmark Metrics
Regan Total Return Income Fund has an annualized alpha of 4.98%, beta of 0.01, and R2 of 0.01 versus S&P 500 Index. Calculated based on daily prices since November 09, 2020.
- This fund captured 13.82% of S&P 500 Index gains and tended to rise during its downturns (downside capture of -0.48%) - a profile typical of hedging or uncorrelated assets.
- Beta of 0.01 may look defensive, but with R2 of 0.01 this fund is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this fund's risk.
- R2 of 0.01 means this fund moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 4.98%
- Beta
- 0.01
- R²
- 0.01
- Upside Capture
- 13.82%
- Downside Capture
- -0.48%
Expense Ratio
RCTRX has a high expense ratio of 1.54%, indicating above-average management fees.
Return for Risk
Risk / Return Rank
RCTRX ranks 86 for risk / return — in the top 86% of mutual funds on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Regan Total Return Income Fund (RCTRX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RCTRX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.71 | ||
| Sortino ratioReturn per unit of downside risk | +2.01 | ||
| Omega ratioGain probability vs. loss probability | 1.66 | 1.37 | +0.29 |
| Calmar ratioReturn relative to maximum drawdown | 3.44 | 2.78 | +0.65 |
| Martin ratioReturn relative to average drawdown | 13.19 | 12.44 | +0.75 |
Dividends
Dividend History
Regan Total Return Income Fund provided a 5.81% dividend yield over the last twelve months, with an annual payout of $0.56 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Dividend | $0.56 | $0.42 | $0.55 | $0.56 | $0.49 | $1.06 | $0.51 |
Dividend yield | 5.81% | 4.40% | 5.79% | 5.98% | 5.28% | 10.59% | 4.98% |
Monthly Dividends
The table displays the monthly dividend distributions for Regan Total Return Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.03 | $0.00 | $0.04 | $0.04 | $0.04 | $0.00 | $0.13 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.24 | $0.42 |
| 2024 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.18 | $0.55 |
| 2023 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.19 | $0.56 |
| 2022 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.17 | $0.49 |
| 2021 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.50 | $1.06 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the Regan Total Return Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Regan Total Return Income Fund was 4.66%, occurring on Nov 4, 2022. Recovery took 99 trading sessions.
The current Regan Total Return Income Fund drawdown is 0.11%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -4.66%Nov 2022 | 9mo 4d | 4mo 26d | 1y 1moFeb 2022 - Mar 2023 |
2025 selloff2025 | -1.96%Apr 2025 | 18d | 2mo 2d | 2mo 20dMar 2025 - Jun 2025 |
2026 pullback2026 | -1.44%Mar 2026 | 25d | — | 3mo 23dMar 2026 - now |
2025 pullback2025 | -1.26%Jan 2025 | 18d | 26d | 1mo 14dDec 2024 - Feb 2025 |
2023 pullback2023 | -1.01%Oct 2023 | 1mo | 20d | 1mo 20dSep 2023 - Nov 2023 |
Drawdown Indicators
| RCTRX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -4.66% | -56.78% | +52.12% |
Max Drawdown (1Y)Largest decline over 1 year | -1.44% | -9.10% | +7.66% |
Max Drawdown (3Y)Largest decline over 3 years | -1.96% | -18.90% | +16.94% |
Max Drawdown (5Y)Largest decline over 5 years | -4.66% | -25.43% | +20.77% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -0.11% | -1.80% | +1.69% |
Average DrawdownAverage peak-to-trough decline | -0.57% | -10.71% | +10.14% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.37% | 2.03% | -1.66% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Build a portfolio with RCTRX
Add Regan Total Return Income Fund to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with RCTRX